Compare Palos Verdes Estates, CA Car Insurance Rates (2021)

Car insurance in Palos Verdes Estates, CA averages $325 a month. Palos Verdes Estates, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Palos Verdes Estates car insurance rates, compare quotes from the top car insurance companies in Palos Verdes Estates, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Palos Verdes Estates, CA are $3,901/year
  • The cheapest car insurance company in Palos Verdes Estates for teen drivers is USAA
  • The cheapest car insurance company in Palos Verdes Estates is GEICO

If you need to buy Palos Verdes Estates, California car insurance, the options can be confusing. Everything you need to know about car insurance in Palos Verdes Estates, CA is right here.

You’ll find Palos Verdes Estates car insurance rates, the cheapest Palos Verdes Estates, CA car insurance companies, and information on California car insurance laws. You can also compare Palos Verdes Estates, California car insurance rates to Anaheim car insurance rates, Oakland car insurance rates, and Long Beach car insurance rates.

Ready to find affordable Palos Verdes Estates, CA car insurance today? Enter your ZIP code for fast, free Palos Verdes Estates car insurance quotes.

Cheapest Palos Verdes Estates, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Palos Verdes Estates, CA car insurance rates? Every Palos Verdes Estates, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Palos Verdes Estates, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,965 $2,952 $2,169 $2,176 $8,360 $10,482 $3,754 $4,072
Farmers $3,027 $3,027 $2,751 $2,751 $9,675 $15,740 $3,591 $4,005
GEICO $1,733 $1,733 $1,629 $1,629 $5,277 $5,365 $2,490 $2,543
Liberty Mutual $2,167 $2,040 $2,034 $1,965 $4,716 $5,059 $2,428 $2,463
Nationwide $3,662 $3,488 $3,214 $3,022 $9,459 $10,426 $4,379 $4,316
Progressive $1,980 $2,041 $1,685 $2,005 $5,362 $6,477 $2,868 $3,091
State Farm $3,488 $3,488 $3,119 $3,119 $6,493 $8,062 $3,866 $3,984
Travelers $2,577 $2,483 $2,285 $2,263 $5,487 $6,158 $3,349 $3,265
USAA $2,066 $1,956 $2,014 $2,021 $4,753 $4,783 $2,866 $2,707

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Minimum Car Insurance in Palos Verdes Estates, CA

Every driver must carry the minimum car insurance in Palos Verdes Estates, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Palos Verdes Estates, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Palos Verdes Estates, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Palos Verdes Estates, CA to rates for a clean record with top companies.

Annual Palos Verdes Estates, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,788 $4,668 $7,356 $3,652
Farmers $4,126 $5,613 $6,976 $5,569
GEICO $1,956 $3,027 $3,790 $2,427
Liberty Mutual $2,482 $3,322 $3,001 $2,630
Nationwide $3,658 $4,691 $7,942 $4,691
Progressive $2,081 $3,549 $4,126 $2,999
State Farm $3,182 $3,792 $7,144 $3,690
Travelers $2,299 $3,816 $4,387 $3,432
USAA $1,922 $2,867 $4,689 $2,106

Cheapest Palos Verdes Estates, CA Car Insurance for Teen Drivers

Teen car insurance in Palos Verdes Estates, CA can be expensive. Take a look at rates from the top car insurance companies in Palos Verdes Estates for teenagers.

Annual Car Insurance Rates for Teen Drivers in Palos Verdes Estates, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,360 $10,482
Farmers $9,675 $15,740
GEICO $5,277 $5,365
Liberty Mutual $4,716 $5,059
Nationwide $9,459 $10,426
Progressive $5,362 $6,477
State Farm $6,493 $8,062
Travelers $5,487 $6,158
USAA $4,753 $4,783

Cheapest Palos Verdes Estates, CA Car Insurance for Seniors

Take a look at Palos Verdes Estates, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Palos Verdes Estates, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,169 $2,176
Farmers $2,751 $2,751
GEICO $1,629 $1,629
Liberty Mutual $2,034 $1,965
Nationwide $3,214 $3,022
Progressive $1,685 $2,005
State Farm $3,119 $3,119
Travelers $2,285 $2,263
USAA $2,014 $2,021

Cheapest Palos Verdes Estates, CA Car Insurance Rates After a DUI

A DUI in Palos Verdes Estates, CA increases car insurance rates. Compare Palos Verdes Estates, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Palos Verdes Estates, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,356
Farmers $6,976
GEICO $3,790
Liberty Mutual $3,001
Nationwide $7,942
Progressive $4,126
State Farm $7,144
Travelers $4,387
USAA $4,689

Cheapest Palos Verdes Estates, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Palos Verdes Estates, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Palos Verdes Estates, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,160 $5,072
Farmers $5,053 $6,089
GEICO $2,543 $3,056
Liberty Mutual $2,625 $3,093
Nationwide $4,624 $5,868
Progressive $2,893 $3,484
State Farm $4,290 $4,614
Travelers $3,136 $3,831
USAA $2,668 $3,123

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The Best Cheap Car Insurance Companies in Palos Verdes Estates, CA

Take a look at a side-by-side comparison of the top car insurance companies in Palos Verdes Estates, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Palos Verdes Estates, California

Insurance Company Average Annual Rates
Allstate $4,616
Farmers $5,571
GEICO $2,800
Liberty Mutual $2,859
Nationwide $5,246
Progressive $3,189
State Farm $4,452
Travelers $3,483
USAA $2,896

Category Winners: Cheapest Car Insurance in Palos Verdes Estates, California

Find the cheapest car insurance companies in Palos Verdes Estates, CA for each category right here.

Best Annual Car Insurance Rates by Company in Palos Verdes Estates, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Palos Verdes Estates, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Palos Verdes Estates car insurance rates. Find the cheapest Palos Verdes Estates, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Palos Verdes Estates, California

Insurance Company Low Medium High
Allstate $4,339 $4,661 $4,850
Farmers $5,147 $5,620 $5,945
GEICO $2,517 $2,832 $3,050
Liberty Mutual $2,641 $2,887 $3,049
Nationwide $4,703 $5,342 $5,693
Progressive $2,858 $3,284 $3,424
State Farm $3,963 $4,543 $4,851
Travelers $2,947 $3,596 $3,908
USAA $2,626 $2,952 $3,109

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What affects car insurance rates in Palos Verdes Estates, California?

What factors can have an impact on Palos Verdes Estates, CA car insurance? There are several reasons why Palos Verdes Estates car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Palos Verdes Estates, California.

Car Theft in Palos Verdes Estates

High levels of vehicle theft can make car insurance more expensive. Palos Verdes Estates, CA car theft statistics from the FBI indicate 2 vehicle thefts a year.

Commute Time in Palos Verdes Estates

The more time you spend in your car the higher the risk of an accident. The average commute length in Palos Verdes Estates, CA is 35.3 minutes according to City-Data.

Compare Car Insurance Quotes in Palos Verdes Estates, CA

Ready to find affordable Palos Verdes Estates, California car insurance today? Enter your ZIP code for fast, free Palos Verdes Estates, CA car insurance quotes.

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