Compare Pana, IL Car Insurance Rates (2021)

Car insurance in Pana, IL averages $257 a month. Pana, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Pana car insurance rates, compare quotes from the top car insurance companies in Pana, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Pana, IL after a DUI are $3,593/year
  • The cheapest car insurance company in Pana is State Farm
  • The cheapest car insurance company in Pana for teen drivers is State Farm

If you need to buy Pana, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Pana, IL is right here.

You’ll find Pana car insurance rates, the cheapest Pana, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Pana, Illinois car insurance rates to Rockford car insurance rates, Cicero car insurance rates, and Naperville car insurance rates.

Ready to find affordable Pana, IL car insurance today? Enter your ZIP code for fast, free Pana car insurance quotes.

Cheapest Pana, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pana, IL car insurance rates? Every Pana, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pana, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,380 $3,396 $3,515 $3,515 $8,621 $11,252 $4,064 $4,395
American Family $2,287 $2,287 $2,092 $2,092 $6,420 $8,919 $2,287 $2,948
Farmers $2,324 $2,325 $2,066 $2,179 $9,698 $10,106 $2,655 $2,788
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,333 $1,438 $1,108 $1,238 $4,404 $4,897 $1,393 $1,469
Nationwide $1,694 $1,726 $1,508 $1,600 $4,571 $5,876 $1,964 $2,129
Progressive $1,873 $1,777 $1,541 $1,609 $6,740 $7,576 $2,240 $2,439
State Farm $1,316 $1,316 $1,171 $1,171 $3,720 $4,717 $1,486 $1,710
Travelers $1,531 $1,615 $1,388 $1,480 $4,340 $5,412 $1,625 $1,713
USAA $1,695 $1,726 $1,574 $1,552 $5,485 $6,055 $2,235 $2,459

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Minimum Car Insurance in Pana, IL

Every driver must carry the minimum car insurance in Pana, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Pana, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Pana, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pana, IL. Compare credit history car insurance rates in Pana from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pana, Illinois

Insurance Company Poor Fair Good
Allstate $6,732 $4,843 $4,227
American Family $4,882 $3,316 $2,802
Farmers $4,859 $4,071 $3,874
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,051 $1,908 $1,521
Nationwide $3,142 $2,535 $2,223
Progressive $3,675 $3,117 $2,881
State Farm $3,019 $1,807 $1,402
Travelers $2,919 $2,340 $1,905
USAA $3,795 $2,603 $2,144

Cheapest Pana, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pana, IL to rates for a clean record with top companies.

Annual Pana, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,828 $6,352 $5,926 $4,962
American Family $2,694 $3,831 $5,085 $3,056
Farmers $3,606 $4,639 $4,523 $4,303
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,801 $2,552 $2,244 $2,043
Nationwide $2,122 $2,746 $3,229 $2,437
Progressive $2,660 $3,937 $2,941 $3,360
State Farm $1,901 $2,251 $2,076 $2,076
Travelers $1,904 $2,489 $2,773 $2,387
USAA $2,029 $2,916 $3,998 $2,447

Cheapest Pana, IL Car Insurance for Teen Drivers

Teen car insurance in Pana, IL can be expensive. Take a look at rates from the top car insurance companies in Pana for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pana, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,621 $11,252
American Family $6,420 $8,919
Farmers $9,698 $10,106
GEICO $4,375 $4,641
Liberty Mutual $4,404 $4,897
Nationwide $4,571 $5,876
Progressive $6,740 $7,576
State Farm $3,720 $4,717
Travelers $4,340 $5,412
USAA $5,485 $6,055

Cheapest Pana, IL Car Insurance for Seniors

Take a look at Pana, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pana, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,515 $3,515
American Family $2,092 $2,092
Farmers $2,066 $2,179
GEICO $1,364 $1,612
Liberty Mutual $1,108 $1,238
Nationwide $1,508 $1,600
Progressive $1,541 $1,609
State Farm $1,171 $1,171
Travelers $1,388 $1,480
USAA $1,574 $1,552

Cheapest Pana, IL Car Insurance Rates After a DUI

A DUI in Pana, IL increases car insurance rates. Compare Pana, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pana, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,926
American Family $5,085
Farmers $4,523
GEICO $3,141
Liberty Mutual $2,244
Nationwide $3,229
Progressive $2,941
State Farm $2,076
Travelers $2,773
USAA $3,998

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Cheapest Pana, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pana, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pana, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,267 $5,267
American Family $3,619 $3,714
Farmers $4,268 $4,268
GEICO $2,263 $2,351
Liberty Mutual $2,160 $2,160
Nationwide $2,633 $2,633
Progressive $3,224 $3,224
State Farm $2,024 $2,128
Travelers $2,295 $2,481
USAA $2,767 $2,927

The Best Cheap Car Insurance Companies in Pana, IL

Take a look at a side-by-side comparison of the top car insurance companies in Pana, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pana, Illinois

Insurance Company Average Annual Rates
Allstate $5,267
American Family $3,667
Farmers $4,268
GEICO $2,307
Liberty Mutual $2,160
Nationwide $2,633
Progressive $3,224
State Farm $2,076
Travelers $2,388
USAA $2,847

Category Winners: Cheapest Car Insurance in Pana, Illinois

Find the cheapest car insurance companies in Pana, IL for each category right here.

Best Annual Car Insurance Rates by Company in Pana, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Pana, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pana car insurance rates. Find the cheapest Pana, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pana, Illinois

Insurance Company Low Medium High
Allstate $5,136 $5,263 $5,403
American Family $3,539 $3,801 $3,661
Farmers $4,077 $4,175 $4,551
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,040 $2,155 $2,285
Nationwide $2,632 $2,652 $2,616
Progressive $2,992 $3,218 $3,463
State Farm $1,973 $2,079 $2,176
Travelers $2,247 $2,385 $2,532
USAA $2,663 $2,845 $3,035

What affects car insurance rates in Pana, Illinois?

What factors can have an impact on Pana, IL car insurance? There are several reasons why Pana car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Pana, Illinois.

Commute Time in Pana

The more time you spend in your car the higher the risk of an accident. The average commute length in Pana, IL is 26.9 minutes according to City-Data.

Traffic in Pana

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Pana, IL traffic data from INRIX ranks Pana as the 336th-most congested in the world.

Compare Car Insurance Quotes in Pana, IL

Ready to find affordable Pana, Illinois car insurance today? Enter your ZIP code for fast, free Pana, IL car insurance quotes.

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