Compare Panama, NE Car Insurance Rates (2021)

Car insurance in Panama, NE averages $312 a month. Panama, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Panama car insurance rates, compare quotes from the top car insurance companies in Panama, NE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Panama is USAA
  • Average car insurance rates in Panama, NE after a DUI are $4,264/year
  • Average car insurance rates in Panama, NE are $3,742/year

If you need to buy Panama, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Panama, NE is right here.

You’ll find Panama car insurance rates, the cheapest Panama, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Panama, Nebraska car insurance rates to Grand Island car insurance rates, Omaha car insurance rates, and Kearney car insurance rates.

Ready to find affordable Panama, NE car insurance today? Enter your ZIP code for fast, free Panama car insurance quotes.

Cheapest Panama, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Panama, NE car insurance rates? Every Panama, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Panama, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,135 $2,024 $1,913 $1,930 $6,194 $6,527 $2,372 $2,408
American Family $1,799 $1,799 $1,647 $1,647 $3,105 $4,681 $1,760 $1,919
Farmers $2,395 $2,384 $2,145 $2,266 $9,268 $9,556 $2,695 $2,804
GEICO $2,747 $2,695 $2,692 $2,591 $5,684 $7,440 $2,478 $2,399
Liberty Mutual $3,281 $3,557 $2,592 $3,158 $14,511 $16,310 $3,428 $3,792
Nationwide $1,923 $1,979 $1,725 $1,841 $4,616 $5,730 $2,237 $2,419
Progressive $3,749 $3,622 $3,088 $3,206 $14,024 $15,840 $4,478 $4,747
State Farm $1,645 $1,645 $1,441 $1,441 $4,446 $5,679 $1,817 $2,055
USAA $1,250 $1,236 $1,161 $1,173 $4,188 $4,941 $1,591 $1,751

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Minimum Car Insurance in Panama, NE

Every driver must carry the minimum car insurance in Panama, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Panama, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Panama, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Panama, NE. Compare credit history car insurance rates in Panama from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Panama, Nebraska

Insurance Company Poor Fair Good
Allstate $3,954 $3,012 $2,598
American Family $3,091 $2,090 $1,703
Farmers $4,795 $3,982 $3,791
GEICO $4,105 $3,563 $3,104
Liberty Mutual $9,125 $5,525 $4,337
Nationwide $3,366 $2,696 $2,364
Progressive $7,563 $6,355 $5,865
State Farm $3,664 $2,196 $1,704
USAA $2,853 $1,958 $1,673

Cheapest Panama, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Panama, NE to rates for a clean record with top companies.

Annual Panama, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,750 $3,119 $3,792 $3,091
American Family $2,249 $2,433 $2,249 $2,249
Farmers $3,549 $4,549 $4,438 $4,220
GEICO $2,306 $3,313 $4,992 $3,752
Liberty Mutual $5,419 $6,405 $6,931 $6,561
Nationwide $2,003 $2,881 $4,086 $2,264
Progressive $5,602 $8,222 $6,277 $6,277
State Farm $2,343 $2,699 $2,521 $2,521
USAA $1,631 $2,076 $3,089 $1,849

Cheapest Panama, NE Car Insurance for Teen Drivers

Teen car insurance in Panama, NE can be expensive. Take a look at rates from the top car insurance companies in Panama for teenagers.

Annual Car Insurance Rates for Teen Drivers in Panama, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,194 $6,527
American Family $3,105 $4,681
Farmers $9,268 $9,556
GEICO $5,684 $7,440
Liberty Mutual $14,511 $16,310
Nationwide $4,616 $5,730
Progressive $14,024 $15,840
State Farm $4,446 $5,679
USAA $4,188 $4,941

Cheapest Panama, NE Car Insurance for Seniors

Take a look at Panama, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Panama, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,913 $1,930
American Family $1,647 $1,647
Farmers $2,145 $2,266
GEICO $2,692 $2,591
Liberty Mutual $2,592 $3,158
Nationwide $1,725 $1,841
Progressive $3,088 $3,206
State Farm $1,441 $1,441
USAA $1,161 $1,173

Cheapest Panama, NE Car Insurance Rates After a DUI

A DUI in Panama, NE increases car insurance rates. Compare Panama, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Panama, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,792
American Family $2,249
Farmers $4,438
GEICO $4,992
Liberty Mutual $6,931
Nationwide $4,086
Progressive $6,277
State Farm $2,521
USAA $3,089

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Cheapest Panama, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Panama, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Panama, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,188 $3,188
American Family $2,276 $2,313
Farmers $4,189 $4,189
GEICO $3,535 $3,646
Liberty Mutual $6,329 $6,329
Nationwide $2,809 $2,809
Progressive $6,594 $6,594
State Farm $2,456 $2,586
USAA $2,137 $2,186

The Best Cheap Car Insurance Companies in Panama, NE

Take a look at a side-by-side comparison of the top car insurance companies in Panama, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Panama, Nebraska

Insurance Company Average Annual Rates
Allstate $3,188
American Family $2,295
Farmers $4,189
GEICO $3,591
Liberty Mutual $6,329
Nationwide $2,809
Progressive $6,594
State Farm $2,521
USAA $2,161

Category Winners: Cheapest Car Insurance in Panama, Nebraska

Find the cheapest car insurance companies in Panama, NE for each category right here.

Best Annual Car Insurance Rates by Company in Panama, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Panama, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Panama car insurance rates. Find the cheapest Panama, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Panama, Nebraska

Insurance Company Low Medium High
Allstate $3,083 $3,180 $3,300
American Family $2,261 $2,363 $2,260
Farmers $3,996 $4,123 $4,448
GEICO $3,506 $3,587 $3,679
Liberty Mutual $6,135 $6,291 $6,560
Nationwide $2,836 $2,802 $2,788
Progressive $6,226 $6,574 $6,983
State Farm $2,420 $2,517 $2,626
USAA $2,072 $2,158 $2,253

What affects car insurance rates in Panama, Nebraska?

What factors can have an impact on Panama, NE car insurance? There are several reasons why Panama car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Panama, Nebraska.

Commute Time in Panama

The more time you spend in your car the higher the risk of an accident. The average commute length in Panama, NE is 29.6 minutes according to City-Data.

Traffic in Panama

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Panama, NE traffic data from INRIX ranks Panama as the 336th-most congested in the world.

Compare Car Insurance Quotes in Panama, NE

Ready to find affordable Panama, Nebraska car insurance today? Enter your ZIP code for fast, free Panama, NE car insurance quotes.

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