Compare Panhandle, TX Car Insurance Rates (2021)

Car insurance in Panhandle, TX averages $347 a month. Panhandle, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Panhandle car insurance rates, compare quotes from the top car insurance companies in Panhandle, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Panhandle, TX after a DUI are $4,703/year
  • Average car insurance rates in Panhandle, TX are $4,166/year
  • The cheapest car insurance company in Panhandle for teen drivers is USAA

If you need to buy Panhandle, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Panhandle, TX is right here.

You’ll find Panhandle car insurance rates, the cheapest Panhandle, TX car insurance companies, and information on Texas car insurance laws. You can also compare Panhandle, Texas car insurance rates to Houston car insurance rates, Plano car insurance rates, and Corpus Christi car insurance rates.

Ready to find affordable Panhandle, TX car insurance today? Enter your ZIP code for fast, free Panhandle car insurance quotes.

Cheapest Panhandle, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Panhandle, TX car insurance rates? Every Panhandle, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Panhandle, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,617 $3,674 $3,576 $3,576 $9,094 $11,053 $4,481 $4,710
American Family $3,643 $3,991 $3,133 $3,541 $8,021 $10,653 $4,940 $5,619
GEICO $2,711 $2,859 $2,477 $2,701 $5,700 $6,004 $2,944 $3,017
Nationwide $2,818 $2,881 $2,475 $2,640 $7,904 $10,245 $3,300 $3,592
Progressive $2,810 $2,694 $2,485 $2,540 $11,557 $12,908 $3,355 $3,424
State Farm $1,834 $1,834 $1,624 $1,624 $4,253 $5,396 $1,984 $2,050
USAA $1,594 $1,639 $1,497 $1,531 $4,047 $4,518 $2,138 $2,373

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Minimum Car Insurance in Panhandle, TX

Every driver must carry the minimum car insurance in Panhandle, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Panhandle, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Panhandle, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Panhandle, TX. Compare credit history car insurance rates in Panhandle from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Panhandle, Texas

Insurance Company Poor Fair Good
Allstate $6,978 $5,093 $4,347
American Family $7,721 $4,612 $3,996
GEICO $5,492 $3,101 $2,062
Nationwide $5,401 $4,304 $3,741
Progressive $5,902 $5,073 $4,690
State Farm $3,649 $2,269 $1,807
USAA $3,624 $2,022 $1,606

Cheapest Panhandle, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Panhandle, TX to rates for a clean record with top companies.

Annual Panhandle, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,354 $6,467 $6,715 $4,354
American Family $4,995 $6,272 $5,508 $4,995
GEICO $3,011 $3,896 $3,392 $3,908
Nationwide $3,865 $3,865 $5,809 $4,388
Progressive $4,549 $5,867 $5,328 $5,142
State Farm $2,303 $2,622 $3,072 $2,303
USAA $1,833 $2,638 $3,094 $2,103

Cheapest Panhandle, TX Car Insurance for Teen Drivers

Teen car insurance in Panhandle, TX can be expensive. Take a look at rates from the top car insurance companies in Panhandle for teenagers.

Annual Car Insurance Rates for Teen Drivers in Panhandle, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,094 $11,053
American Family $8,021 $10,653
GEICO $5,700 $6,004
Nationwide $7,904 $10,245
Progressive $11,557 $12,908
State Farm $4,253 $5,396
USAA $4,047 $4,518

Cheapest Panhandle, TX Car Insurance for Seniors

Take a look at Panhandle, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Panhandle, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,576 $3,576
American Family $3,133 $3,541
GEICO $2,477 $2,701
Nationwide $2,475 $2,640
Progressive $2,485 $2,540
State Farm $1,624 $1,624
USAA $1,497 $1,531

Cheapest Panhandle, TX Car Insurance Rates After a DUI

A DUI in Panhandle, TX increases car insurance rates. Compare Panhandle, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Panhandle, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,715
American Family $5,508
GEICO $3,392
Nationwide $5,809
Progressive $5,328
State Farm $3,072
USAA $3,094

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Cheapest Panhandle, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Panhandle, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Panhandle, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,351 $5,594
American Family $5,443 $5,443
GEICO $3,476 $3,627
Nationwide $4,482 $4,482
Progressive $5,222 $5,222
State Farm $2,575 $2,575
USAA $2,385 $2,449

The Best Cheap Car Insurance Companies in Panhandle, TX

Take a look at a side-by-side comparison of the top car insurance companies in Panhandle, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Panhandle, Texas

Insurance Company Average Annual Rates
Allstate $5,473
American Family $5,443
GEICO $3,552
Nationwide $4,482
Progressive $5,222
State Farm $2,575
USAA $2,417

Category Winners: Cheapest Car Insurance in Panhandle, Texas

Find the cheapest car insurance companies in Panhandle, TX for each category right here.

Best Annual Car Insurance Rates by Company in Panhandle, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Panhandle, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Panhandle car insurance rates. Find the cheapest Panhandle, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Panhandle, Texas

Insurance Company Low Medium High
Allstate $5,358 $5,430 $5,630
American Family $5,195 $5,316 $5,817
GEICO $3,447 $3,535 $3,673
Nationwide $4,876 $4,285 $4,284
Progressive $4,990 $5,201 $5,475
State Farm $2,453 $2,568 $2,704
USAA $2,364 $2,412 $2,475

What affects car insurance rates in Panhandle, Texas?

What factors can have an impact on Panhandle, TX car insurance? There are several reasons why Panhandle car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Panhandle, Texas.

Car Theft in Panhandle

High levels of vehicle theft can make car insurance more expensive. Panhandle, TX car theft statistics from the FBI indicate 2 vehicle thefts a year.

Commute Time in Panhandle

The more time you spend in your car the higher the risk of an accident. The average commute length in Panhandle, TX is 24.8 minutes according to City-Data.

Compare Car Insurance Quotes in Panhandle, TX

Ready to find affordable Panhandle, Texas car insurance today? Enter your ZIP code for fast, free Panhandle, TX car insurance quotes.

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