Compare Paradise, MI Car Insurance Rates (2021)

Car insurance in Paradise, MI averages $750 a month. Paradise, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Paradise car insurance rates, compare quotes from the top car insurance companies in Paradise, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Paradise, MI after a DUI are $14,799/year
  • Average car insurance rates in Paradise, MI are $9,001/year
  • The cheapest car insurance company in Paradise is USAA

If you need to buy Paradise, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Paradise, MI is right here.

You’ll find Paradise car insurance rates, the cheapest Paradise, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Paradise, Michigan car insurance rates to Detroit car insurance rates, Livonia car insurance rates, and Warren car insurance rates.

Ready to find affordable Paradise, MI car insurance today? Enter your ZIP code for fast, free Paradise car insurance quotes.

Cheapest Paradise, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Paradise, MI car insurance rates? Every Paradise, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Paradise, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,828 $3,828 $3,575 $3,575 $8,572 $8,572 $4,293 $4,293
GEICO $3,580 $3,580 $3,635 $3,635 $10,199 $10,199 $3,431 $3,431
Liberty Mutual $12,802 $12,802 $12,673 $12,673 $30,473 $30,473 $12,802 $12,802
Nationwide $4,104 $4,104 $3,642 $3,642 $10,849 $10,849 $4,499 $4,499
Progressive $2,866 $2,672 $2,533 $2,820 $10,346 $11,029 $3,333 $3,093
State Farm $7,045 $7,045 $6,540 $6,540 $24,582 $24,582 $8,259 $8,259
Travelers $5,919 $5,919 $5,072 $5,072 $17,926 $17,926 $6,435 $6,435
USAA $2,292 $2,183 $2,155 $2,047 $5,457 $5,205 $2,786 $2,689

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Minimum Car Insurance in Paradise, MI

Every driver must carry the minimum car insurance in Paradise, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Paradise, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Paradise, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Paradise, MI. Compare credit history car insurance rates in Paradise from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Paradise, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $6,665 $4,436 $4,100
GEICO $6,695 $4,927 $4,012
Liberty Mutual $27,174 $15,706 $8,682
Nationwide $7,218 $5,453 $4,649
Progressive $5,580 $4,696 $4,234
State Farm $18,828 $9,525 $6,467
Travelers $9,058 $8,784 $8,673
USAA $4,621 $2,651 $2,032

Cheapest Paradise, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Paradise, MI to rates for a clean record with top companies.

Annual Paradise, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $4,266 $5,425 $5,356 $5,221
GEICO $1,853 $3,886 $11,701 $3,406
Liberty Mutual $12,187 $14,583 $26,480 $15,500
Nationwide $4,952 $6,568 $6,001 $5,572
Progressive $4,106 $5,378 $4,844 $5,018
State Farm $7,414 $8,872 $19,080 $11,060
Travelers $5,991 $8,543 $13,736 $7,082
USAA $2,505 $3,106 $4,067 $2,727

Cheapest Paradise, MI Car Insurance for Teen Drivers

Teen car insurance in Paradise, MI can be expensive. Take a look at rates from the top car insurance companies in Paradise for teenagers.

Annual Car Insurance Rates for Teen Drivers in Paradise, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $8,572 $8,572
GEICO $10,199 $10,199
Liberty Mutual $30,473 $30,473
Nationwide $10,849 $10,849
Progressive $10,346 $11,029
State Farm $24,582 $24,582
Travelers $17,926 $17,926
USAA $5,457 $5,205

Cheapest Paradise, MI Car Insurance for Seniors

Take a look at Paradise, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Paradise, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,575 $3,575
GEICO $3,635 $3,635
Liberty Mutual $12,673 $12,673
Nationwide $3,642 $3,642
Progressive $2,533 $2,820
State Farm $6,540 $6,540
Travelers $5,072 $5,072
USAA $2,155 $2,047

Cheapest Paradise, MI Car Insurance Rates After a DUI

A DUI in Paradise, MI increases car insurance rates. Compare Paradise, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Paradise, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $41,923
Farmers $5,356
GEICO $11,701
Liberty Mutual $26,480
Nationwide $6,001
Progressive $4,844
State Farm $19,080
Travelers $13,736
USAA $4,067

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Cheapest Paradise, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Paradise, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Paradise, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,384 $19,384
Farmers $5,067 $5,067
GEICO $5,092 $5,331
Liberty Mutual $16,587 $17,788
Nationwide $5,773 $5,773
Progressive $4,837 $4,837
State Farm $11,286 $11,927
Travelers $8,787 $8,889
USAA $3,066 $3,137

The Best Cheap Car Insurance Companies in Paradise, MI

Take a look at a side-by-side comparison of the top car insurance companies in Paradise, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Paradise, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $5,067
GEICO $5,211
Liberty Mutual $17,188
Nationwide $5,773
Progressive $4,837
State Farm $11,606
Travelers $8,838
USAA $3,101

Category Winners: Cheapest Car Insurance in Paradise, Michigan

Find the cheapest car insurance companies in Paradise, MI for each category right here.

Best Annual Car Insurance Rates by Company in Paradise, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Paradise, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Paradise car insurance rates. Find the cheapest Paradise, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Paradise, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,917 $5,054 $5,230
GEICO $4,876 $5,166 $5,592
Liberty Mutual $16,785 $17,149 $17,629
Nationwide $6,050 $5,673 $5,597
Progressive $4,679 $4,843 $4,987
State Farm $10,993 $11,682 $12,144
Travelers $8,742 $8,848 $8,925
USAA $3,010 $3,108 $3,185

Compare Car Insurance Quotes in Paradise, MI

Ready to find affordable Paradise, Michigan car insurance today? Enter your ZIP code for fast, free Paradise, MI car insurance quotes.

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