Compare Paradise Valley, AZ Car Insurance Rates (2021)

Car insurance in Paradise Valley, AZ averages $361 a month. Paradise Valley, Arizona car insurance requirements are 15/30/10, but you might need full coverage insurance if your car is financed. To find cheap Paradise Valley car insurance rates, compare quotes from the top car insurance companies in Paradise Valley, AZ.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Paradise Valley is GEICO
  • Average car insurance rates in Paradise Valley, AZ are $4,327/year
  • Average car insurance rates in Paradise Valley, AZ after a DUI are $5,095/year

If you need to buy Paradise Valley, Arizona car insurance, the options can be confusing. Everything you need to know about car insurance in Paradise Valley, AZ is right here.

You’ll find Paradise Valley car insurance rates, the cheapest Paradise Valley, AZ car insurance companies, and information on Arizona car insurance laws. You can also compare Paradise Valley, Arizona car insurance rates to Tempe car insurance rates, Peoria car insurance rates, and Glendale car insurance rates.

Ready to find affordable Paradise Valley, AZ car insurance today? Enter your ZIP code for fast, free Paradise Valley car insurance quotes.

Cheapest Paradise Valley, AZ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Paradise Valley, AZ car insurance rates? Every Paradise Valley, Arizona car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Paradise Valley, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,114 $4,114 $4,009 $4,009 $8,831 $11,377 $4,586 $4,975
American Family $2,860 $2,860 $2,626 $2,626 $7,607 $9,955 $2,860 $3,347
Farmers $2,838 $2,818 $2,521 $2,688 $12,322 $12,739 $3,220 $3,323
GEICO $1,631 $1,817 $1,375 $1,757 $4,758 $5,009 $1,491 $1,465
Nationwide $2,658 $2,699 $2,380 $2,513 $6,693 $8,542 $3,082 $3,324
Progressive $2,131 $1,855 $1,915 $1,819 $8,832 $9,829 $2,282 $2,251
State Farm $3,255 $3,255 $2,878 $2,878 $10,336 $12,971 $3,505 $4,442
Travelers $2,360 $2,483 $2,207 $2,346 $7,122 $9,023 $2,497 $2,625
USAA $2,135 $2,137 $1,990 $2,008 $8,326 $9,532 $2,839 $3,039

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Paradise Valley, AZ

Every driver must carry the minimum car insurance in Paradise Valley, AZ. Take a look at the Arizona car insurance requirements.

Minimum Required Car Insurance Coverage in Paradise Valley, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Paradise Valley, AZ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Paradise Valley, AZ. Compare credit history car insurance rates in Paradise Valley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Paradise Valley, Arizona

Insurance Company Poor Fair Good
Allstate $7,332 $5,242 $4,681
American Family $5,456 $4,066 $3,505
Farmers $6,037 $5,070 $4,820
GEICO $3,318 $2,174 $1,747
Nationwide $4,799 $3,822 $3,338
Progressive $4,306 $3,766 $3,520
State Farm $10,014 $3,877 $2,429
Travelers $4,663 $3,802 $3,034
USAA $5,258 $3,680 $3,064

Cheapest Paradise Valley, AZ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Paradise Valley, AZ to rates for a clean record with top companies.

Annual Paradise Valley, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,604 $5,840 $6,608 $5,956
American Family $3,078 $4,769 $5,946 $3,576
Farmers $4,474 $5,792 $5,650 $5,318
GEICO $1,860 $2,528 $3,404 $1,860
Nationwide $3,376 $3,552 $5,245 $3,773
Progressive $3,406 $4,498 $3,594 $3,958
State Farm $4,934 $5,946 $5,440 $5,440
Travelers $3,057 $3,995 $4,467 $3,813
USAA $2,901 $4,178 $5,505 $3,419

Cheapest Paradise Valley, AZ Car Insurance for Teen Drivers

Teen car insurance in Paradise Valley, AZ can be expensive. Take a look at rates from the top car insurance companies in Paradise Valley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Paradise Valley, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,831 $11,377
American Family $7,607 $9,955
Farmers $12,322 $12,739
GEICO $4,758 $5,009
Nationwide $6,693 $8,542
Progressive $8,832 $9,829
State Farm $10,336 $12,971
Travelers $7,122 $9,023
USAA $8,326 $9,532

Cheapest Paradise Valley, AZ Car Insurance for Seniors

Take a look at Paradise Valley, AZ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Paradise Valley, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,009 $4,009
American Family $2,626 $2,626
Farmers $2,521 $2,688
GEICO $1,375 $1,757
Nationwide $2,380 $2,513
Progressive $1,915 $1,819
State Farm $2,878 $2,878
Travelers $2,207 $2,346
USAA $1,990 $2,008

Cheapest Paradise Valley, AZ Car Insurance Rates After a DUI

A DUI in Paradise Valley, AZ increases car insurance rates. Compare Paradise Valley, Arizona DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Paradise Valley, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,608
American Family $5,946
Farmers $5,650
GEICO $3,404
Nationwide $5,245
Progressive $3,594
State Farm $5,440
Travelers $4,467
USAA $5,505

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Paradise Valley, AZ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Paradise Valley, AZ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Paradise Valley, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,752 $5,752
American Family $4,301 $4,384
Farmers $5,309 $5,309
GEICO $2,374 $2,452
Nationwide $3,986 $3,986
Progressive $3,864 $3,864
State Farm $5,301 $5,579
Travelers $3,833 $3,833
USAA $3,958 $4,043

The Best Cheap Car Insurance Companies in Paradise Valley, AZ

Take a look at a side-by-side comparison of the top car insurance companies in Paradise Valley, AZ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Paradise Valley, Arizona

Insurance Company Average Annual Rates
Allstate $5,752
American Family $4,342
Farmers $5,309
GEICO $2,413
Nationwide $3,986
Progressive $3,864
State Farm $5,440
Travelers $3,833
USAA $4,001

Category Winners: Cheapest Car Insurance in Paradise Valley, Arizona

Find the cheapest car insurance companies in Paradise Valley, AZ for each category right here.

Best Annual Car Insurance Rates by Company in Paradise Valley, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Paradise Valley, AZ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Paradise Valley car insurance rates. Find the cheapest Paradise Valley, AZ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Paradise Valley, Arizona

Insurance Company Low Medium High
Allstate $5,330 $5,782 $6,144
American Family $4,168 $4,481 $4,378
Farmers $4,591 $5,366 $5,969
GEICO $2,045 $2,453 $2,741
Nationwide $3,789 $4,038 $4,132
Progressive $3,367 $3,941 $4,285
State Farm $4,862 $5,548 $5,909
Travelers $3,385 $3,899 $4,215
USAA $3,671 $4,060 $4,271

What affects car insurance rates in Paradise Valley, Arizona?

What factors can have an impact on Paradise Valley, AZ car insurance? There are several reasons why Paradise Valley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Paradise Valley, Arizona.

Car Theft in Paradise Valley

High levels of vehicle theft can make car insurance more expensive. Paradise Valley, AZ car theft statistics from the FBI indicate 9 vehicle thefts a year.

Commute Time in Paradise Valley

The more time you spend in your car the higher the risk of an accident. The average commute length in Paradise Valley, AZ is 23.7 minutes according to City-Data.

Compare Car Insurance Quotes in Paradise Valley, AZ

Ready to find affordable Paradise Valley, Arizona car insurance today? Enter your ZIP code for fast, free Paradise Valley, AZ car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption