Compare Paris, AR Car Insurance Rates (2021)

Car insurance in Paris, AR averages $317 a month. Paris, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Paris car insurance rates, compare quotes from the top car insurance companies in Paris, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Paris for teen drivers is USAA
  • Average car insurance rates in Paris, AR are $3,806/year
  • The cheapest car insurance company in Paris is USAA

If you need to buy Paris, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Paris, AR is right here.

You’ll find Paris car insurance rates, the cheapest Paris, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Paris, Arkansas car insurance rates to Pine Bluff car insurance rates, Bentonville car insurance rates, and Fort Smith car insurance rates.

Ready to find affordable Paris, AR car insurance today? Enter your ZIP code for fast, free Paris car insurance quotes.

Cheapest Paris, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Paris, AR car insurance rates? Every Paris, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Paris, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,625 $2,653 $2,337 $2,500 $9,267 $11,063 $2,910 $3,160
Farmers $2,094 $2,082 $1,871 $1,970 $8,838 $9,151 $2,401 $2,527
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,293 $2,454 $2,188 $2,435 $7,960 $8,744 $2,473 $2,586
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,620 $2,486 $2,152 $2,249 $11,063 $12,460 $3,140 $3,402
State Farm $1,493 $1,493 $1,327 $1,327 $4,189 $5,264 $1,678 $1,928
Travelers $2,181 $2,222 $2,152 $2,158 $12,640 $20,272 $2,333 $2,701
USAA $1,256 $1,270 $1,164 $1,175 $3,881 $4,069 $1,615 $1,744

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Minimum Car Insurance in Paris, AR

Every driver must carry the minimum car insurance in Paris, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Paris, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Paris, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Paris, AR. Compare credit history car insurance rates in Paris from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Paris, Arkansas

Insurance Company Poor Fair Good
Allstate $5,735 $4,391 $3,567
Farmers $4,398 $3,689 $3,514
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,625 $3,392 $2,658
Nationwide $4,238 $3,407 $3,105
Progressive $5,612 $4,782 $4,445
State Farm $3,382 $2,040 $1,590
Travelers $6,694 $5,584 $5,219
USAA $2,680 $1,828 $1,558

Cheapest Paris, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Paris, AR to rates for a clean record with top companies.

Annual Paris, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,790 $4,740 $5,231 $4,496
Farmers $3,267 $4,190 $4,093 $3,918
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,655 $4,306 $5,036 $3,571
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,264 $5,925 $4,479 $5,119
State Farm $2,153 $2,522 $2,337 $2,337
Travelers $4,888 $5,050 $7,390 $6,002
USAA $1,558 $1,969 $2,834 $1,727

Cheapest Paris, AR Car Insurance for Teen Drivers

Teen car insurance in Paris, AR can be expensive. Take a look at rates from the top car insurance companies in Paris for teenagers.

Annual Car Insurance Rates for Teen Drivers in Paris, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,267 $11,063
Farmers $8,838 $9,151
GEICO $6,083 $6,098
Liberty Mutual $7,960 $8,744
Nationwide $5,888 $7,499
Progressive $11,063 $12,460
State Farm $4,189 $5,264
Travelers $12,640 $20,272
USAA $3,881 $4,069

Cheapest Paris, AR Car Insurance for Seniors

Take a look at Paris, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Paris, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,337 $2,500
Farmers $1,871 $1,970
GEICO $2,150 $2,090
Liberty Mutual $2,188 $2,435
Nationwide $2,200 $2,325
Progressive $2,152 $2,249
State Farm $1,327 $1,327
Travelers $2,152 $2,158
USAA $1,164 $1,175

Cheapest Paris, AR Car Insurance Rates After a DUI

A DUI in Paris, AR increases car insurance rates. Compare Paris, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Paris, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,231
Farmers $4,093
GEICO $4,978
Liberty Mutual $5,036
Nationwide $4,865
Progressive $4,479
State Farm $2,337
Travelers $7,390
USAA $2,834

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Cheapest Paris, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Paris, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Paris, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,564 $4,564
Farmers $3,867 $3,867
GEICO $3,187 $3,232
Liberty Mutual $3,892 $3,892
Nationwide $3,583 $3,583
Progressive $4,947 $4,947
State Farm $2,283 $2,392
Travelers $5,832 $5,832
USAA $1,964 $2,080

The Best Cheap Car Insurance Companies in Paris, AR

Take a look at a side-by-side comparison of the top car insurance companies in Paris, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Paris, Arkansas

Insurance Company Average Annual Rates
Allstate $4,564
Farmers $3,867
GEICO $3,209
Liberty Mutual $3,892
Nationwide $3,583
Progressive $4,947
State Farm $2,337
Travelers $5,832
USAA $2,022

Category Winners: Cheapest Car Insurance in Paris, Arkansas

Find the cheapest car insurance companies in Paris, AR for each category right here.

Best Annual Car Insurance Rates by Company in Paris, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Paris, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Paris car insurance rates. Find the cheapest Paris, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Paris, Arkansas

Insurance Company Low Medium High
Allstate $4,439 $4,561 $4,693
Farmers $3,676 $3,827 $4,098
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,768 $3,869 $4,038
Nationwide $3,614 $3,513 $3,623
Progressive $4,595 $4,877 $5,368
State Farm $2,236 $2,334 $2,442
Travelers $5,566 $5,849 $6,082
USAA $1,939 $2,014 $2,112

What affects car insurance rates in Paris, Arkansas?

What factors can have an impact on Paris, AR car insurance? There are several reasons why Paris car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Paris, Arkansas.

Commute Time in Paris

The more time you spend in your car the higher the risk of an accident. The average commute length in Paris, AR is 20.1 minutes according to City-Data.

Traffic in Paris

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Paris, AR traffic data from INRIX ranks Paris as the 6th-most congested in the world.

Compare Car Insurance Quotes in Paris, AR

Ready to find affordable Paris, Arkansas car insurance today? Enter your ZIP code for fast, free Paris, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State