Compare Paris, TN Car Insurance Rates (2021)

Car insurance in Paris, TN averages $301 a month. Paris, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Paris car insurance rates, compare quotes from the top car insurance companies in Paris, TN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Paris, TN after a DUI are $4,239/year
  • The cheapest car insurance company in Paris for teen drivers is State Farm
  • Average car insurance rates in Paris, TN are $3,613/year

If you need to buy Paris, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Paris, TN is right here.

You’ll find Paris car insurance rates, the cheapest Paris, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Paris, Tennessee car insurance rates to Knoxville car insurance rates, Franklin car insurance rates, and Chattanooga car insurance rates.

Ready to find affordable Paris, TN car insurance today? Enter your ZIP code for fast, free Paris car insurance quotes.

Cheapest Paris, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Paris, TN car insurance rates? Every Paris, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Paris, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,786 $2,684 $2,494 $2,591 $10,203 $11,087 $2,991 $3,106
Farmers $2,040 $2,073 $1,836 $1,993 $8,074 $8,546 $2,741 $2,926
GEICO $2,248 $2,276 $2,079 $2,079 $6,542 $6,688 $2,266 $2,335
Liberty Mutual $3,524 $129 $2,904 $3,240 $14,069 $15,619 $3,775 $4,022
Nationwide $2,098 $2,121 $1,878 $1,915 $5,594 $7,251 $2,404 $2,626
Progressive $1,864 $1,764 $1,518 $1,584 $8,207 $9,254 $2,246 $2,451
State Farm $1,601 $1,601 $1,427 $1,427 $4,621 $5,811 $1,802 $2,079
Travelers $1,718 $1,808 $1,553 $1,653 $4,744 $5,852 $1,832 $1,928
USAA $1,571 $1,608 $1,412 $1,421 $5,442 $6,230 $2,051 $2,202

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Minimum Car Insurance in Paris, TN

Every driver must carry the minimum car insurance in Paris, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Paris, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Paris, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Paris, TN. Compare credit history car insurance rates in Paris from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Paris, Tennessee

Insurance Company Poor Fair Good
Allstate $6,055 $4,631 $3,543
Farmers $4,504 $3,511 $3,321
GEICO $3,767 $3,218 $2,957
Liberty Mutual $8,479 $5,190 $4,061
Nationwide $3,894 $3,084 $2,730
Progressive $4,070 $3,498 $3,265
State Farm $3,697 $2,218 $1,723
Travelers $3,357 $2,629 $1,922
USAA $3,989 $2,324 $1,913

Cheapest Paris, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Paris, TN to rates for a clean record with top companies.

Annual Paris, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,989 $4,742 $5,694 $4,546
Farmers $3,222 $3,996 $4,085 $3,812
GEICO $2,387 $3,223 $5,259 $2,387
Liberty Mutual $4,795 $6,903 $6,425 $5,518
Nationwide $2,795 $2,795 $4,216 $3,138
Progressive $3,183 $4,121 $3,391 $3,749
State Farm $2,338 $2,755 $2,546 $2,546
Travelers $2,140 $2,746 $3,025 $2,632
USAA $2,000 $2,980 $3,514 $2,474

Cheapest Paris, TN Car Insurance for Teen Drivers

Teen car insurance in Paris, TN can be expensive. Take a look at rates from the top car insurance companies in Paris for teenagers.

Annual Car Insurance Rates for Teen Drivers in Paris, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,203 $11,087
Farmers $8,074 $8,546
GEICO $6,542 $6,688
Liberty Mutual $14,069 $15,619
Nationwide $5,594 $7,251
Progressive $8,207 $9,254
State Farm $4,621 $5,811
Travelers $4,744 $5,852
USAA $5,442 $6,230

Cheapest Paris, TN Car Insurance for Seniors

Take a look at Paris, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Paris, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,494 $2,591
Farmers $1,836 $1,993
GEICO $2,079 $2,079
Liberty Mutual $2,904 $3,240
Nationwide $1,878 $1,915
Progressive $1,518 $1,584
State Farm $1,427 $1,427
Travelers $1,553 $1,653
USAA $1,412 $1,421

Cheapest Paris, TN Car Insurance Rates After a DUI

A DUI in Paris, TN increases car insurance rates. Compare Paris, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Paris, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,694
Farmers $4,085
GEICO $5,259
Liberty Mutual $6,425
Nationwide $4,216
Progressive $3,391
State Farm $2,546
Travelers $3,025
USAA $3,514

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Cheapest Paris, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Paris, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Paris, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,743 $4,743
Farmers $3,779 $3,779
GEICO $3,299 $3,329
Liberty Mutual $5,910 $5,910
Nationwide $3,236 $3,236
Progressive $3,611 $3,611
State Farm $2,486 $2,607
Travelers $2,533 $2,739
USAA $2,663 $2,822

The Best Cheap Car Insurance Companies in Paris, TN

Take a look at a side-by-side comparison of the top car insurance companies in Paris, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Paris, Tennessee

Insurance Company Average Annual Rates
Allstate $4,743
Farmers $3,779
GEICO $3,314
Liberty Mutual $5,910
Nationwide $3,236
Progressive $3,611
State Farm $2,546
Travelers $2,636
USAA $2,742

Category Winners: Cheapest Car Insurance in Paris, Tennessee

Find the cheapest car insurance companies in Paris, TN for each category right here.

Best Annual Car Insurance Rates by Company in Paris, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Paris, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Paris car insurance rates. Find the cheapest Paris, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Paris, Tennessee

Insurance Company Low Medium High
Allstate $4,580 $4,732 $4,917
Farmers $3,584 $3,761 $3,990
GEICO $3,179 $3,308 $3,455
Liberty Mutual $5,662 $5,907 $6,162
Nationwide $3,267 $3,162 $3,279
Progressive $3,387 $3,610 $3,836
State Farm $2,415 $2,556 $2,667
Travelers $2,492 $2,634 $2,782
USAA $2,655 $2,732 $2,840

What affects car insurance rates in Paris, Tennessee?

What factors can have an impact on Paris, TN car insurance? There are several reasons why Paris car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Paris, Tennessee.

Commute Time in Paris

The more time you spend in your car the higher the risk of an accident. The average commute length in Paris, TN is 16.1 minutes according to City-Data.

Traffic in Paris

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Paris, TN traffic data from INRIX ranks Paris as the 6th-most congested in the world.

Compare Car Insurance Quotes in Paris, TN

Ready to find affordable Paris, Tennessee car insurance today? Enter your ZIP code for fast, free Paris, TN car insurance quotes.

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