Compare Paris, TX Car Insurance Rates (2021)

Car insurance in Paris, TX averages $298 a month. Paris, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Paris car insurance rates, compare quotes from the top car insurance companies in Paris, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Paris is USAA
  • The cheapest car insurance company in Paris for teen drivers is USAA
  • Average car insurance rates in Paris, TX are $3,575/year

If you need to buy Paris, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Paris, TX is right here.

You’ll find Paris car insurance rates, the cheapest Paris, TX car insurance companies, and information on Texas car insurance laws. You can also compare Paris, Texas car insurance rates to Arlington car insurance rates, Houston car insurance rates, and Fort Worth car insurance rates.

Ready to find affordable Paris, TX car insurance today? Enter your ZIP code for fast, free Paris car insurance quotes.

Cheapest Paris, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Paris, TX car insurance rates? Every Paris, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Paris, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,402 $3,438 $3,362 $3,362 $8,853 $10,703 $4,207 $4,391
American Family $2,408 $2,676 $2,256 $2,578 $6,346 $8,309 $3,446 $3,927
GEICO $2,396 $2,573 $2,287 $2,576 $5,166 $5,372 $2,592 $2,595
Nationwide $2,166 $2,208 $1,915 $2,031 $6,025 $7,753 $2,533 $2,743
Progressive $2,155 $2,064 $1,919 $1,955 $8,870 $9,915 $2,563 $2,619
State Farm $2,029 $2,029 $1,802 $1,802 $4,816 $6,128 $2,203 $2,271
USAA $1,479 $1,491 $1,410 $1,403 $4,103 $4,480 $1,969 $2,119

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Minimum Car Insurance in Paris, TX

Every driver must carry the minimum car insurance in Paris, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Paris, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Paris, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Paris, TX. Compare credit history car insurance rates in Paris from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Paris, Texas

Insurance Company Poor Fair Good
Allstate $6,640 $4,854 $4,150
American Family $5,490 $3,459 $3,032
GEICO $4,928 $2,792 $1,864
Nationwide $4,106 $3,293 $2,866
Progressive $4,517 $3,897 $3,609
State Farm $4,088 $2,542 $2,025
USAA $3,396 $1,954 $1,570

Cheapest Paris, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Paris, TX to rates for a clean record with top companies.

Annual Paris, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,077 $6,225 $6,480 $4,077
American Family $3,647 $4,619 $4,060 $3,647
GEICO $2,712 $3,559 $3,007 $3,500
Nationwide $2,967 $2,967 $4,399 $3,353
Progressive $3,500 $4,505 $4,085 $3,940
State Farm $2,568 $2,940 $3,465 $2,568
USAA $1,725 $2,536 $2,988 $1,979

Cheapest Paris, TX Car Insurance for Teen Drivers

Teen car insurance in Paris, TX can be expensive. Take a look at rates from the top car insurance companies in Paris for teenagers.

Annual Car Insurance Rates for Teen Drivers in Paris, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,853 $10,703
American Family $6,346 $8,309
GEICO $5,166 $5,372
Nationwide $6,025 $7,753
Progressive $8,870 $9,915
State Farm $4,816 $6,128
USAA $4,103 $4,480

Cheapest Paris, TX Car Insurance for Seniors

Take a look at Paris, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Paris, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,362 $3,362
American Family $2,256 $2,578
GEICO $2,287 $2,576
Nationwide $1,915 $2,031
Progressive $1,919 $1,955
State Farm $1,802 $1,802
USAA $1,410 $1,403

Cheapest Paris, TX Car Insurance Rates After a DUI

A DUI in Paris, TX increases car insurance rates. Compare Paris, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Paris, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,480
American Family $4,060
GEICO $3,007
Nationwide $4,399
Progressive $4,085
State Farm $3,465
USAA $2,988

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Cheapest Paris, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Paris, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Paris, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,093 $5,337
American Family $3,993 $3,993
GEICO $3,132 $3,257
Nationwide $3,422 $3,422
Progressive $4,007 $4,007
State Farm $2,885 $2,885
USAA $2,277 $2,336

Cheapest Paris, TX Car Insurance Rates by ZIP Code

Paris car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Paris, TX.

Annual Car Insurance Rates by ZIP Code in Paris, Texas

ZIP Code Average Annual Rates
75460 $5,266
75462 $5,141

The Best Cheap Car Insurance Companies in Paris, TX

Take a look at a side-by-side comparison of the top car insurance companies in Paris, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Paris, Texas

Insurance Company Average Annual Rates
Allstate $5,215
American Family $3,993
GEICO $3,195
Nationwide $3,422
Progressive $4,007
State Farm $2,885
USAA $2,307

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Category Winners: Cheapest Car Insurance in Paris, Texas

Find the cheapest car insurance companies in Paris, TX for each category right here.

Best Annual Car Insurance Rates by Company in Paris, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Paris, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Paris car insurance rates. Find the cheapest Paris, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Paris, Texas

Insurance Company Low Medium High
Allstate $5,090 $5,168 $5,386
American Family $3,708 $3,842 $4,430
GEICO $3,033 $3,156 $3,395
Nationwide $3,698 $3,274 $3,293
Progressive $3,835 $3,992 $4,195
State Farm $2,738 $2,877 $3,040
USAA $2,234 $2,298 $2,388

What affects car insurance rates in Paris, Texas?

What factors can have an impact on Paris, TX car insurance? There are several reasons why Paris car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Paris, Texas.

Car Theft in Paris

High levels of vehicle theft can make car insurance more expensive. Paris, TX car theft statistics from the FBI indicate 45 vehicle thefts a year.

Commute Time in Paris

The more time you spend in your car the higher the risk of an accident. The average commute length in Paris, TX is 17.0 minutes according to City-Data.

Traffic in Paris

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Paris, TX traffic data from INRIX ranks Paris as the 6th-most congested in the world.

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Compare Car Insurance Quotes in Paris, TX

Ready to find affordable Paris, Texas car insurance today? Enter your ZIP code for fast, free Paris, TX car insurance quotes.

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