Compare Paris, VA Car Insurance Rates (2021)

Car insurance in Paris, VA averages $196 a month. Paris, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Paris car insurance rates, compare quotes from the top car insurance companies in Paris, VA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Paris is USAA
  • Average car insurance rates in Paris, VA after a DUI are $2,794/year
  • The cheapest car insurance company in Paris for teen drivers is USAA

If you need to buy Paris, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Paris, VA is right here.

You’ll find Paris car insurance rates, the cheapest Paris, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Paris, Virginia car insurance rates to Virginia Beach car insurance rates, Roanoke car insurance rates, and Portsmouth car insurance rates.

Ready to find affordable Paris, VA car insurance today? Enter your ZIP code for fast, free Paris car insurance quotes.

Cheapest Paris, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Paris, VA car insurance rates? Every Paris, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Paris, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,140 $2,021 $2,127 $2,127 $6,716 $7,741 $2,786 $2,793
GEICO $1,597 $1,598 $1,516 $1,516 $3,347 $4,485 $1,855 $1,841
Nationwide $1,436 $1,444 $1,274 $1,309 $3,430 $4,420 $1,584 $1,723
Progressive $1,170 $1,116 $1,054 $1,060 $5,265 $5,915 $1,417 $1,453
State Farm $1,259 $1,259 $1,136 $1,136 $3,804 $4,770 $1,423 $1,641
USAA $1,119 $1,101 $1,048 $1,053 $3,484 $4,145 $1,440 $1,582

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Minimum Car Insurance in Paris, VA

Every driver must carry the minimum car insurance in Paris, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Paris, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Paris, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Paris, VA. Compare credit history car insurance rates in Paris from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Paris, Virginia

Insurance Company Poor Fair Good
Allstate $4,333 $3,475 $2,861
GEICO $2,466 $2,096 $2,096
Nationwide $2,467 $1,974 $1,791
Progressive $2,577 $2,246 $2,096
State Farm $2,919 $1,811 $1,431
USAA $2,501 $1,705 $1,408

Cheapest Paris, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Paris, VA to rates for a clean record with top companies.

Annual Paris, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,665 $4,230 $3,900 $3,430
GEICO $1,680 $2,188 $3,330 $1,680
Nationwide $1,807 $1,807 $2,646 $2,050
Progressive $1,977 $2,604 $2,348 $2,297
State Farm $1,874 $2,233 $2,053 $2,053
USAA $1,448 $1,882 $2,488 $1,668

Cheapest Paris, VA Car Insurance for Teen Drivers

Teen car insurance in Paris, VA can be expensive. Take a look at rates from the top car insurance companies in Paris for teenagers.

Annual Car Insurance Rates for Teen Drivers in Paris, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,716 $7,741
GEICO $3,347 $4,485
Nationwide $3,430 $4,420
Progressive $5,265 $5,915
State Farm $3,804 $4,770
USAA $3,484 $4,145

Cheapest Paris, VA Car Insurance for Seniors

Take a look at Paris, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Paris, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,127 $2,127
GEICO $1,516 $1,516
Nationwide $1,274 $1,309
Progressive $1,054 $1,060
State Farm $1,136 $1,136
USAA $1,048 $1,053

Cheapest Paris, VA Car Insurance Rates After a DUI

A DUI in Paris, VA increases car insurance rates. Compare Paris, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Paris, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,900
GEICO $3,330
Nationwide $2,646
Progressive $2,348
State Farm $2,053
USAA $2,488

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Cheapest Paris, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Paris, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Paris, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,450 $3,663
GEICO $2,177 $2,261
Nationwide $2,078 $2,078
Progressive $2,306 $2,306
State Farm $2,004 $2,103
USAA $1,802 $1,940

The Best Cheap Car Insurance Companies in Paris, VA

Take a look at a side-by-side comparison of the top car insurance companies in Paris, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Paris, Virginia

Insurance Company Average Annual Rates
Allstate $3,556
GEICO $2,219
Nationwide $2,078
Progressive $2,306
State Farm $2,053
USAA $1,871

Category Winners: Cheapest Car Insurance in Paris, Virginia

Find the cheapest car insurance companies in Paris, VA for each category right here.

Best Annual Car Insurance Rates by Company in Paris, Virginia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Paris, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Paris car insurance rates. Find the cheapest Paris, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Paris, Virginia

Insurance Company Low Medium High
Allstate $3,468 $3,557 $3,644
GEICO $2,136 $2,217 $2,305
Nationwide $2,193 $2,056 $1,984
Progressive $2,221 $2,285 $2,413
State Farm $1,934 $2,050 $2,177
USAA $1,797 $1,875 $1,942

What affects car insurance rates in Paris, Virginia?

What factors can have an impact on Paris, VA car insurance? There are several reasons why Paris car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Paris, Virginia.

Traffic in Paris

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Paris, VA traffic data from INRIX ranks Paris as the 6th-most congested in the world.

Compare Car Insurance Quotes in Paris, VA

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