Compare Park City, UT Car Insurance Rates (2021)

Car insurance in Park City, UT averages $305 a month. Park City, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Park City car insurance rates, compare quotes from the top car insurance companies in Park City, UT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Park City is 84060
  • Average car insurance rates in Park City, UT after a DUI are $4,156/year
  • The cheapest car insurance company in Park City is USAA

If you need to buy Park City, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Park City, UT is right here.

You’ll find Park City car insurance rates, the cheapest Park City, UT car insurance companies, and information on Utah car insurance laws. You can also compare Park City, Utah car insurance rates to South Jordan car insurance rates, Sandy car insurance rates, and Provo car insurance rates.

Ready to find affordable Park City, UT car insurance today? Enter your ZIP code for fast, free Park City car insurance quotes.

Cheapest Park City, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Park City, UT car insurance rates? Every Park City, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Park City, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,495 $2,310 $2,265 $2,265 $7,926 $8,895 $2,652 $2,643
American Family $1,979 $1,979 $1,815 $1,815 $7,096 $9,328 $1,979 $2,345
Farmers $2,240 $2,220 $1,980 $2,108 $9,512 $9,815 $2,536 $2,625
GEICO $1,791 $2,001 $1,977 $2,306 $5,378 $5,736 $1,552 $1,554
Liberty Mutual $2,408 $2,591 $1,994 $2,220 $9,430 $10,469 $2,542 $2,704
Nationwide $2,008 $2,034 $1,792 $1,890 $5,466 $6,970 $2,321 $2,492
Progressive $2,235 $2,075 $1,833 $1,948 $9,368 $10,429 $2,598 $2,755
State Farm $2,787 $2,787 $2,532 $2,532 $8,578 $10,682 $3,160 $3,635
USAA $1,361 $1,338 $1,220 $1,221 $4,736 $5,538 $1,656 $1,809

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Minimum Car Insurance in Park City, UT

Every driver must carry the minimum car insurance in Park City, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Park City, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Park City, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Park City, UT. Compare credit history car insurance rates in Park City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Park City, Utah

Insurance Company Poor Fair Good
Allstate $5,260 $3,527 $3,006
American Family $4,451 $3,337 $2,838
Farmers $4,728 $3,928 $3,732
GEICO $4,244 $2,353 $1,764
Liberty Mutual $6,126 $3,777 $2,981
Nationwide $3,864 $2,922 $2,578
Progressive $4,684 $4,028 $3,754
State Farm $7,465 $3,757 $2,538
USAA $3,387 $2,156 $1,538

Cheapest Park City, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Park City, UT to rates for a clean record with top companies.

Annual Park City, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,303 $3,991 $4,692 $3,739
American Family $2,928 $3,646 $4,307 $3,286
Farmers $3,515 $4,570 $4,437 $3,996
GEICO $2,007 $3,134 $3,674 $2,334
Liberty Mutual $3,365 $4,614 $4,970 $4,230
Nationwide $2,473 $3,337 $3,915 $2,762
Progressive $3,503 $5,348 $3,664 $4,106
State Farm $4,170 $5,004 $4,587 $4,587
USAA $1,857 $2,345 $3,158 $2,080

Cheapest Park City, UT Car Insurance for Teen Drivers

Teen car insurance in Park City, UT can be expensive. Take a look at rates from the top car insurance companies in Park City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Park City, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,926 $8,895
American Family $7,096 $9,328
Farmers $9,512 $9,815
GEICO $5,378 $5,736
Liberty Mutual $9,430 $10,469
Nationwide $5,466 $6,970
Progressive $9,368 $10,429
State Farm $8,578 $10,682
USAA $4,736 $5,538

Cheapest Park City, UT Car Insurance for Seniors

Take a look at Park City, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Park City, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,265 $2,265
American Family $1,815 $1,815
Farmers $1,980 $2,108
GEICO $1,977 $2,306
Liberty Mutual $1,994 $2,220
Nationwide $1,792 $1,890
Progressive $1,833 $1,948
State Farm $2,532 $2,532
USAA $1,220 $1,221

Cheapest Park City, UT Car Insurance Rates After a DUI

A DUI in Park City, UT increases car insurance rates. Compare Park City, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Park City, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,692
American Family $4,307
Farmers $4,437
GEICO $3,674
Liberty Mutual $4,970
Nationwide $3,915
Progressive $3,664
State Farm $4,587
USAA $3,158

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Cheapest Park City, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Park City, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Park City, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,931 $3,931
American Family $3,539 $3,544
Farmers $4,129 $4,129
GEICO $2,741 $2,833
Liberty Mutual $4,225 $4,365
Nationwide $3,121 $3,121
Progressive $4,155 $4,155
State Farm $4,472 $4,701
USAA $2,334 $2,386

Cheapest Park City, UT Car Insurance Rates by ZIP Code

Park City car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Park City, UT.

Annual Car Insurance Rates by ZIP Code in Park City, Utah

ZIP Code Average Annual Rates
84060 $3,653
84098 $3,660

The Best Cheap Car Insurance Companies in Park City, UT

Take a look at a side-by-side comparison of the top car insurance companies in Park City, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Park City, Utah

Insurance Company Average Annual Rates
Allstate $3,931
American Family $3,542
Farmers $4,129
GEICO $2,787
Liberty Mutual $4,295
Nationwide $3,121
Progressive $4,155
State Farm $4,587
USAA $2,360

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Category Winners: Cheapest Car Insurance in Park City, Utah

Find the cheapest car insurance companies in Park City, UT for each category right here.

Best Annual Car Insurance Rates by Company in Park City, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Park City, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Park City car insurance rates. Find the cheapest Park City, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Park City, Utah

Insurance Company Low Medium High
Allstate $3,758 $3,923 $4,112
American Family $3,455 $3,588 $3,582
Farmers $3,755 $4,066 $4,568
GEICO $2,587 $2,777 $2,997
Liberty Mutual $4,093 $4,279 $4,512
Nationwide $3,425 $2,965 $2,974
Progressive $3,838 $4,030 $4,597
State Farm $4,308 $4,599 $4,853
USAA $2,260 $2,361 $2,459

What affects car insurance rates in Park City, Utah?

What factors can have an impact on Park City, UT car insurance? There are several reasons why Park City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Park City, Utah.

Commute Time in Park City

The more time you spend in your car the higher the risk of an accident. The average commute length in Park City, UT is 20.0 minutes according to City-Data.

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Compare Car Insurance Quotes in Park City, UT

Ready to find affordable Park City, Utah car insurance today? Enter your ZIP code for fast, free Park City, UT car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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