Compare Park Ridge, IL Car Insurance Rates (2021)

Car insurance in Park Ridge, IL averages $338 a month. Park Ridge, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Park Ridge car insurance rates, compare quotes from the top car insurance companies in Park Ridge, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Park Ridge is Liberty Mutual
  • The cheapest car insurance company in Park Ridge for teen drivers is Liberty Mutual
  • Average car insurance rates in Park Ridge, IL after a DUI are $4,808/year

If you need to buy Park Ridge, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Park Ridge, IL is right here.

You’ll find Park Ridge car insurance rates, the cheapest Park Ridge, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Park Ridge, Illinois car insurance rates to Peoria car insurance rates, Champaign car insurance rates, and Aurora car insurance rates.

Ready to find affordable Park Ridge, IL car insurance today? Enter your ZIP code for fast, free Park Ridge car insurance quotes.

Cheapest Park Ridge, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Park Ridge, IL car insurance rates? Every Park Ridge, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Park Ridge, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,026 $4,045 $4,222 $4,222 $10,589 $13,678 $4,831 $5,216
American Family $2,744 $2,744 $2,521 $2,521 $7,996 $11,005 $2,744 $3,555
Farmers $3,005 $3,002 $2,656 $2,829 $13,545 $14,112 $3,420 $3,539
GEICO $2,167 $2,248 $2,122 $2,409 $8,255 $8,521 $2,587 $2,670
Liberty Mutual $1,505 $1,622 $1,244 $1,393 $5,337 $5,938 $1,571 $1,649
Nationwide $2,483 $2,516 $2,209 $2,332 $7,081 $9,058 $2,920 $3,157
Progressive $2,403 $2,254 $1,991 $2,082 $9,057 $10,156 $2,869 $3,108
State Farm $1,761 $1,761 $1,601 $1,601 $5,704 $7,197 $2,000 $2,304
Travelers $1,889 $1,993 $1,746 $1,861 $5,820 $7,392 $2,001 $2,107
USAA $1,929 $1,952 $1,792 $1,752 $6,447 $7,097 $2,550 $2,787

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Minimum Car Insurance in Park Ridge, IL

Every driver must carry the minimum car insurance in Park Ridge, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Park Ridge, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Park Ridge, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Park Ridge, IL. Compare credit history car insurance rates in Park Ridge from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Park Ridge, Illinois

Insurance Company Poor Fair Good
Allstate $8,078 $5,853 $5,129
American Family $5,938 $4,060 $3,439
Farmers $6,529 $5,516 $5,245
GEICO $6,252 $3,023 $2,342
Liberty Mutual $3,574 $2,243 $1,780
Nationwide $4,739 $3,830 $3,340
Progressive $4,810 $4,105 $3,806
State Farm $4,349 $2,604 $2,020
Travelers $3,766 $3,063 $2,475
USAA $4,374 $3,010 $2,481

Cheapest Park Ridge, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Park Ridge, IL to rates for a clean record with top companies.

Annual Park Ridge, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,473 $7,768 $7,223 $5,949
American Family $3,297 $4,650 $6,230 $3,739
Farmers $4,862 $6,293 $6,137 $5,762
GEICO $2,576 $4,006 $5,883 $3,024
Liberty Mutual $2,102 $3,009 $2,629 $2,389
Nationwide $3,197 $4,141 $4,868 $3,673
Progressive $3,481 $5,217 $3,861 $4,401
State Farm $2,708 $3,274 $2,991 $2,991
Travelers $2,452 $3,241 $3,626 $3,086
USAA $2,328 $3,375 $4,634 $2,816

Cheapest Park Ridge, IL Car Insurance for Teen Drivers

Teen car insurance in Park Ridge, IL can be expensive. Take a look at rates from the top car insurance companies in Park Ridge for teenagers.

Annual Car Insurance Rates for Teen Drivers in Park Ridge, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,589 $13,678
American Family $7,996 $11,005
Farmers $13,545 $14,112
GEICO $8,255 $8,521
Liberty Mutual $5,337 $5,938
Nationwide $7,081 $9,058
Progressive $9,057 $10,156
State Farm $5,704 $7,197
Travelers $5,820 $7,392
USAA $6,447 $7,097

Cheapest Park Ridge, IL Car Insurance for Seniors

Take a look at Park Ridge, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Park Ridge, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,222 $4,222
American Family $2,521 $2,521
Farmers $2,656 $2,829
GEICO $2,122 $2,409
Liberty Mutual $1,244 $1,393
Nationwide $2,209 $2,332
Progressive $1,991 $2,082
State Farm $1,601 $1,601
Travelers $1,746 $1,861
USAA $1,792 $1,752

Cheapest Park Ridge, IL Car Insurance Rates After a DUI

A DUI in Park Ridge, IL increases car insurance rates. Compare Park Ridge, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Park Ridge, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,223
American Family $6,230
Farmers $6,137
GEICO $5,883
Liberty Mutual $2,629
Nationwide $4,868
Progressive $3,861
State Farm $2,991
Travelers $3,626
USAA $4,634

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Cheapest Park Ridge, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Park Ridge, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Park Ridge, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,353 $6,353
American Family $4,422 $4,536
Farmers $5,764 $5,764
GEICO $3,806 $3,938
Liberty Mutual $2,532 $2,532
Nationwide $3,970 $3,970
Progressive $4,240 $4,240
State Farm $2,914 $3,068
Travelers $2,977 $3,225
USAA $3,196 $3,381

The Best Cheap Car Insurance Companies in Park Ridge, IL

Take a look at a side-by-side comparison of the top car insurance companies in Park Ridge, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Park Ridge, Illinois

Insurance Company Average Annual Rates
Allstate $6,353
American Family $4,479
Farmers $5,764
GEICO $3,872
Liberty Mutual $2,532
Nationwide $3,970
Progressive $4,240
State Farm $2,991
Travelers $3,101
USAA $3,288

Category Winners: Cheapest Car Insurance in Park Ridge, Illinois

Find the cheapest car insurance companies in Park Ridge, IL for each category right here.

Best Annual Car Insurance Rates by Company in Park Ridge, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Park Ridge, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Park Ridge car insurance rates. Find the cheapest Park Ridge, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Park Ridge, Illinois

Insurance Company Low Medium High
Allstate $6,122 $6,346 $6,592
American Family $4,290 $4,644 $4,502
Farmers $5,439 $5,608 $6,243
GEICO $3,497 $3,868 $4,252
Liberty Mutual $2,384 $2,527 $2,686
Nationwide $3,903 $4,015 $3,991
Progressive $3,893 $4,228 $4,599
State Farm $2,793 $2,998 $3,182
Travelers $2,888 $3,097 $3,318
USAA $3,071 $3,286 $3,507

What affects car insurance rates in Park Ridge, Illinois?

What factors can have an impact on Park Ridge, IL car insurance? There are several reasons why Park Ridge car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Park Ridge, Illinois.

Commute Time in Park Ridge

The more time you spend in your car the higher the risk of an accident. The average commute length in Park Ridge, IL is 31.0 minutes according to City-Data.

Compare Car Insurance Quotes in Park Ridge, IL

Ready to find affordable Park Ridge, Illinois car insurance today? Enter your ZIP code for fast, free Park Ridge, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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