Compare Parma, ID Car Insurance Rates (2021)

Car insurance in Parma, ID averages $234 a month. Parma, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Parma car insurance rates, compare quotes from the top car insurance companies in Parma, ID.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Parma, ID after a DUI are $3,481/year
  • The cheapest car insurance company in Parma for teen drivers is USAA
  • Average car insurance rates in Parma, ID are $2,804/year

If you need to buy Parma, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Parma, ID is right here.

You’ll find Parma car insurance rates, the cheapest Parma, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Parma, Idaho car insurance rates to Pocatello car insurance rates, Post Falls car insurance rates, and Meridian car insurance rates.

Ready to find affordable Parma, ID car insurance today? Enter your ZIP code for fast, free Parma car insurance quotes.

Cheapest Parma, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Parma, ID car insurance rates? Every Parma, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Parma, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,267 $2,248 $1,984 $2,056 $8,491 $9,825 $2,515 $2,646
American Family $2,088 $2,088 $1,859 $1,859 $7,355 $9,596 $2,088 $2,629
Farmers $1,505 $1,495 $1,326 $1,406 $7,398 $7,662 $1,729 $1,815
GEICO $1,800 $1,775 $1,711 $1,662 $3,935 $4,884 $2,476 $1,880
Liberty Mutual $1,440 $1,554 $1,162 $1,301 $4,792 $5,331 $1,525 $1,607
Nationwide $1,859 $1,903 $1,676 $1,779 $4,579 $5,650 $2,177 $2,346
State Farm $1,095 $1,095 $987 $987 $3,299 $4,144 $1,236 $1,435
Travelers $1,406 $1,427 $1,419 $1,411 $7,024 $11,146 $1,493 $1,704
USAA $1,009 $996 $999 $980 $3,332 $3,737 $1,335 $1,426

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Minimum Car Insurance in Parma, ID

Every driver must carry the minimum car insurance in Parma, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Parma, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Parma, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Parma, ID. Compare credit history car insurance rates in Parma from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Parma, Idaho

Insurance Company Poor Fair Good
Allstate $5,288 $3,589 $3,136
American Family $4,776 $3,404 $2,905
Farmers $3,426 $2,915 $2,785
GEICO $3,057 $2,443 $2,047
Liberty Mutual $3,332 $2,057 $1,628
Nationwide $3,279 $2,644 $2,315
State Farm $2,506 $1,585 $1,263
Travelers $3,868 $3,255 $3,013
USAA $2,490 $1,484 $1,207

Cheapest Parma, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Parma, ID to rates for a clean record with top companies.

Annual Parma, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,293 $4,154 $4,652 $3,918
American Family $2,917 $4,122 $4,444 $3,299
Farmers $2,651 $3,363 $3,158 $2,995
GEICO $1,557 $2,470 $3,431 $2,604
Liberty Mutual $1,943 $2,438 $2,505 $2,470
Nationwide $2,098 $2,724 $3,806 $2,358
State Farm $1,626 $1,943 $1,785 $1,785
Travelers $2,074 $2,963 $5,155 $3,323
USAA $1,240 $1,773 $2,393 $1,502

Cheapest Parma, ID Car Insurance for Teen Drivers

Teen car insurance in Parma, ID can be expensive. Take a look at rates from the top car insurance companies in Parma for teenagers.

Annual Car Insurance Rates for Teen Drivers in Parma, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,491 $9,825
American Family $7,355 $9,596
Farmers $7,398 $7,662
GEICO $3,935 $4,884
Liberty Mutual $4,792 $5,331
Nationwide $4,579 $5,650
State Farm $3,299 $4,144
Travelers $7,024 $11,146
USAA $3,332 $3,737

Cheapest Parma, ID Car Insurance for Seniors

Take a look at Parma, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Parma, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,984 $2,056
American Family $1,859 $1,859
Farmers $1,326 $1,406
GEICO $1,711 $1,662
Liberty Mutual $1,162 $1,301
Nationwide $1,676 $1,779
State Farm $987 $987
Travelers $1,419 $1,411
USAA $999 $980

Cheapest Parma, ID Car Insurance Rates After a DUI

A DUI in Parma, ID increases car insurance rates. Compare Parma, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Parma, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,652
American Family $4,444
Farmers $3,158
GEICO $3,431
Liberty Mutual $2,505
Nationwide $3,806
State Farm $1,785
Travelers $5,155
USAA $2,393

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Cheapest Parma, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Parma, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Parma, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,004 $4,004
American Family $3,619 $3,771
Farmers $3,042 $3,042
GEICO $2,473 $2,558
Liberty Mutual $2,339 $2,339
Nationwide $2,746 $2,746
State Farm $1,743 $1,827
Travelers $3,379 $3,379
USAA $1,706 $1,748

The Best Cheap Car Insurance Companies in Parma, ID

Take a look at a side-by-side comparison of the top car insurance companies in Parma, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Parma, Idaho

Insurance Company Average Annual Rates
Allstate $4,004
American Family $3,695
Farmers $3,042
GEICO $2,516
Liberty Mutual $2,339
Nationwide $2,746
State Farm $1,785
Travelers $3,379
USAA $1,727

Category Winners: Cheapest Car Insurance in Parma, Idaho

Find the cheapest car insurance companies in Parma, ID for each category right here.

Best Annual Car Insurance Rates by Company in Parma, Idaho

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Parma, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Parma car insurance rates. Find the cheapest Parma, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Parma, Idaho

Insurance Company Low Medium High
Allstate $3,831 $3,995 $4,186
American Family $3,705 $3,879 $3,502
Farmers $2,880 $3,004 $3,241
GEICO $2,357 $2,510 $2,679
Liberty Mutual $2,194 $2,334 $2,489
Nationwide $2,711 $2,885 $2,643
State Farm $1,691 $1,788 $1,876
Travelers $3,308 $3,429 $3,399
USAA $1,659 $1,723 $1,799

What affects car insurance rates in Parma, Idaho?

What factors can have an impact on Parma, ID car insurance? There are several reasons why Parma car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Parma, Idaho.

Car Theft in Parma

High levels of vehicle theft can make car insurance more expensive. Parma, ID car theft statistics from the FBI indicate 2 vehicle thefts a year.

Commute Time in Parma

The more time you spend in your car the higher the risk of an accident. The average commute length in Parma, ID is 22.6 minutes according to City-Data.

Traffic in Parma

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Parma, ID traffic data from INRIX ranks Parma as the 633rd-most congested in the world.

Compare Car Insurance Quotes in Parma, ID

Ready to find affordable Parma, Idaho car insurance today? Enter your ZIP code for fast, free Parma, ID car insurance quotes.

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