Compare Parma, OH Car Insurance Rates (2021)

Car insurance in Parma, OH averages $235 a month. Parma, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Parma car insurance rates, compare quotes from the top car insurance companies in Parma, OH.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Parma, OH after a DUI are $3,285/year
  • Average car insurance rates in Parma, OH are $2,821/year
  • The cheapest car insurance company in Parma for teen drivers is USAA

If you need to buy Parma, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Parma, OH is right here.

You’ll find Parma car insurance rates, the cheapest Parma, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Parma, Ohio car insurance rates to Akron car insurance rates, Canton car insurance rates, and Cleveland car insurance rates.

Ready to find affordable Parma, OH car insurance today? Enter your ZIP code for fast, free Parma car insurance quotes.

Cheapest Parma, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Parma, OH car insurance rates? Every Parma, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Parma, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,104 $2,087 $1,911 $2,041 $5,936 $6,782 $2,187 $2,320
American Family $926 $960 $856 $858 $3,057 $3,311 $1,153 $1,214
Farmers $1,835 $1,832 $1,613 $1,707 $8,422 $8,769 $2,054 $2,133
GEICO $1,266 $1,233 $1,208 $1,232 $3,398 $3,150 $1,400 $1,175
Liberty Mutual $2,249 $2,458 $1,725 $2,107 $11,847 $13,379 $2,387 $2,604
Nationwide $2,133 $2,140 $1,931 $1,940 $5,548 $7,118 $2,280 $2,642
Progressive $1,547 $1,442 $1,292 $1,332 $7,166 $8,054 $1,848 $1,910
State Farm $1,448 $1,448 $1,310 $1,310 $4,740 $5,947 $1,687 $1,935
Travelers $1,395 $1,415 $1,399 $1,390 $6,213 $9,828 $1,462 $1,646
USAA $892 $899 $855 $849 $2,803 $3,112 $1,191 $1,273

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Minimum Car Insurance in Parma, OH

Every driver must carry the minimum car insurance in Parma, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Parma, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Parma, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Parma, OH. Compare credit history car insurance rates in Parma from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Parma, Ohio

Insurance Company Poor Fair Good
Allstate $4,072 $2,971 $2,471
American Family $2,056 $1,393 $1,177
Farmers $4,001 $3,399 $3,236
GEICO $2,106 $1,758 $1,409
Liberty Mutual $6,941 $4,257 $3,336
Nationwide $3,878 $3,127 $2,643
Progressive $3,431 $2,988 $2,802
State Farm $3,532 $2,182 $1,720
Travelers $3,451 $3,012 $2,817
USAA $1,919 $1,366 $1,168

Cheapest Parma, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Parma, OH to rates for a clean record with top companies.

Annual Parma, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,650 $3,221 $3,802 $3,011
American Family $1,476 $1,564 $1,564 $1,564
Farmers $2,924 $3,772 $3,678 $3,809
GEICO $1,189 $1,719 $2,513 $1,609
Liberty Mutual $4,065 $5,230 $5,338 $4,746
Nationwide $2,589 $3,278 $4,143 $2,856
Progressive $2,647 $3,618 $2,821 $3,209
State Farm $2,245 $2,711 $2,478 $2,478
Travelers $2,269 $2,972 $4,490 $2,643
USAA $1,134 $1,526 $2,020 $1,257

Cheapest Parma, OH Car Insurance for Teen Drivers

Teen car insurance in Parma, OH can be expensive. Take a look at rates from the top car insurance companies in Parma for teenagers.

Annual Car Insurance Rates for Teen Drivers in Parma, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,936 $6,782
American Family $3,057 $3,311
Farmers $8,422 $8,769
GEICO $3,398 $3,150
Liberty Mutual $11,847 $13,379
Nationwide $5,548 $7,118
Progressive $7,166 $8,054
State Farm $4,740 $5,947
Travelers $6,213 $9,828
USAA $2,803 $3,112

Cheapest Parma, OH Car Insurance for Seniors

Take a look at Parma, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Parma, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,911 $2,041
American Family $856 $858
Farmers $1,613 $1,707
GEICO $1,208 $1,232
Liberty Mutual $1,725 $2,107
Nationwide $1,931 $1,940
Progressive $1,292 $1,332
State Farm $1,310 $1,310
Travelers $1,399 $1,390
USAA $855 $849

Cheapest Parma, OH Car Insurance Rates After a DUI

A DUI in Parma, OH increases car insurance rates. Compare Parma, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Parma, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,802
American Family $1,564
Farmers $3,678
GEICO $2,513
Liberty Mutual $5,338
Nationwide $4,143
Progressive $2,821
State Farm $2,478
Travelers $4,490
USAA $2,020

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Cheapest Parma, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Parma, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Parma, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,171 $3,171
American Family $1,523 $1,561
Farmers $3,546 $3,546
GEICO $1,727 $1,788
Liberty Mutual $4,845 $4,845
Nationwide $3,216 $3,216
Progressive $3,074 $3,074
State Farm $2,415 $2,542
Travelers $3,093 $3,093
USAA $1,428 $1,541

Cheapest Parma, OH Car Insurance Rates by ZIP Code

Parma car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Parma, OH.

Annual Car Insurance Rates by ZIP Code in Parma, Ohio

ZIP Code Average Annual Rates
44129 $2,640
44130 $2,759
44134 $2,752

The Best Cheap Car Insurance Companies in Parma, OH

Take a look at a side-by-side comparison of the top car insurance companies in Parma, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Parma, Ohio

Insurance Company Average Annual Rates
Allstate $3,171
American Family $1,542
Farmers $3,546
GEICO $1,758
Liberty Mutual $4,845
Nationwide $3,216
Progressive $3,074
State Farm $2,478
Travelers $3,093
USAA $1,484

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Category Winners: Cheapest Car Insurance in Parma, Ohio

Find the cheapest car insurance companies in Parma, OH for each category right here.

Best Annual Car Insurance Rates by Company in Parma, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

Cheapest Parma, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Parma car insurance rates. Find the cheapest Parma, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Parma, Ohio

Insurance Company Low Medium High
Allstate $3,046 $3,163 $3,304
American Family $1,510 $1,554 $1,561
Farmers $3,337 $3,486 $3,814
GEICO $1,690 $1,748 $1,836
Liberty Mutual $4,646 $4,871 $5,017
Nationwide $3,545 $3,119 $2,985
Progressive $2,949 $3,047 $3,225
State Farm $2,335 $2,488 $2,612
Travelers $3,007 $3,134 $3,140
USAA $1,407 $1,483 $1,563

What affects car insurance rates in Parma, Ohio?

What factors can have an impact on Parma, OH car insurance? There are several reasons why Parma car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Parma, Ohio.

Car Theft in Parma

High levels of vehicle theft can make car insurance more expensive. Parma, OH car theft statistics from the FBI indicate 66 vehicle thefts a year.

Commute Time in Parma

The more time you spend in your car the higher the risk of an accident. The average commute length in Parma, OH is 25.9 minutes according to City-Data.

Traffic in Parma

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Parma, OH traffic data from INRIX ranks Parma as the 633rd-most congested in the world.

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Compare Car Insurance Quotes in Parma, OH

Ready to find affordable Parma, Ohio car insurance today? Enter your ZIP code for fast, free Parma, OH car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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