Compare Parowan, UT Car Insurance Rates (2021)

Car insurance in Parowan, UT averages $276 a month. Parowan, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Parowan car insurance rates, compare quotes from the top car insurance companies in Parowan, UT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Parowan for teen drivers is USAA
  • The cheapest car insurance company in Parowan is USAA
  • Average car insurance rates in Parowan, UT are $3,313/year

If you need to buy Parowan, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Parowan, UT is right here.

You’ll find Parowan car insurance rates, the cheapest Parowan, UT car insurance companies, and information on Utah car insurance laws. You can also compare Parowan, Utah car insurance rates to West Jordan car insurance rates, Layton car insurance rates, and St. George car insurance rates.

Ready to find affordable Parowan, UT car insurance today? Enter your ZIP code for fast, free Parowan car insurance quotes.

Cheapest Parowan, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Parowan, UT car insurance rates? Every Parowan, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Parowan, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,986 $1,845 $1,804 $1,804 $6,065 $6,769 $2,110 $2,100
American Family $1,919 $1,919 $1,766 $1,766 $6,929 $9,037 $1,919 $2,259
Farmers $2,164 $2,145 $1,912 $2,038 $9,238 $9,535 $2,441 $2,517
GEICO $1,896 $2,112 $2,068 $2,389 $5,626 $6,011 $1,647 $1,664
Liberty Mutual $2,186 $2,353 $1,819 $2,026 $8,424 $9,350 $2,301 $2,440
Nationwide $1,819 $1,845 $1,625 $1,716 $4,808 $6,139 $2,088 $2,242
Progressive $1,918 $1,778 $1,563 $1,672 $7,808 $8,669 $2,199 $2,303
State Farm $2,404 $2,404 $2,185 $2,185 $7,303 $9,066 $2,725 $3,117
USAA $1,348 $1,326 $1,209 $1,211 $4,672 $5,453 $1,640 $1,792

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Minimum Car Insurance in Parowan, UT

Every driver must carry the minimum car insurance in Parowan, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Parowan, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Parowan, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Parowan, UT. Compare credit history car insurance rates in Parowan from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Parowan, Utah

Insurance Company Poor Fair Good
Allstate $4,089 $2,746 $2,345
American Family $4,324 $3,242 $2,752
Farmers $4,574 $3,806 $3,616
GEICO $4,460 $2,470 $1,850
Liberty Mutual $5,503 $3,398 $2,686
Nationwide $3,460 $2,600 $2,296
Progressive $3,949 $3,379 $3,139
State Farm $6,380 $3,215 $2,175
USAA $3,347 $2,130 $1,517

Cheapest Parowan, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Parowan, UT to rates for a clean record with top companies.

Annual Parowan, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,591 $3,115 $3,621 $2,914
American Family $2,836 $3,542 $4,190 $3,189
Farmers $3,403 $4,424 $4,295 $3,872
GEICO $2,131 $3,301 $3,801 $2,473
Liberty Mutual $3,032 $4,147 $4,465 $3,805
Nationwide $2,207 $2,977 $3,493 $2,465
Progressive $2,953 $4,456 $3,091 $3,456
State Farm $3,568 $4,279 $3,924 $3,924
USAA $1,836 $2,316 $3,116 $2,057

Cheapest Parowan, UT Car Insurance for Teen Drivers

Teen car insurance in Parowan, UT can be expensive. Take a look at rates from the top car insurance companies in Parowan for teenagers.

Annual Car Insurance Rates for Teen Drivers in Parowan, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,065 $6,769
American Family $6,929 $9,037
Farmers $9,238 $9,535
GEICO $5,626 $6,011
Liberty Mutual $8,424 $9,350
Nationwide $4,808 $6,139
Progressive $7,808 $8,669
State Farm $7,303 $9,066
USAA $4,672 $5,453

Cheapest Parowan, UT Car Insurance for Seniors

Take a look at Parowan, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Parowan, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,804 $1,804
American Family $1,766 $1,766
Farmers $1,912 $2,038
GEICO $2,068 $2,389
Liberty Mutual $1,819 $2,026
Nationwide $1,625 $1,716
Progressive $1,563 $1,672
State Farm $2,185 $2,185
USAA $1,209 $1,211

Cheapest Parowan, UT Car Insurance Rates After a DUI

A DUI in Parowan, UT increases car insurance rates. Compare Parowan, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Parowan, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,621
American Family $4,190
Farmers $4,295
GEICO $3,801
Liberty Mutual $4,465
Nationwide $3,493
Progressive $3,091
State Farm $3,924
USAA $3,116

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Cheapest Parowan, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Parowan, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Parowan, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,060 $3,060
American Family $3,437 $3,441
Farmers $3,999 $3,999
GEICO $2,875 $2,978
Liberty Mutual $3,799 $3,926
Nationwide $2,785 $2,785
Progressive $3,489 $3,489
State Farm $3,824 $4,023
USAA $2,306 $2,357

The Best Cheap Car Insurance Companies in Parowan, UT

Take a look at a side-by-side comparison of the top car insurance companies in Parowan, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Parowan, Utah

Insurance Company Average Annual Rates
Allstate $3,060
American Family $3,439
Farmers $3,999
GEICO $2,927
Liberty Mutual $3,862
Nationwide $2,785
Progressive $3,489
State Farm $3,924
USAA $2,331

Category Winners: Cheapest Car Insurance in Parowan, Utah

Find the cheapest car insurance companies in Parowan, UT for each category right here.

Best Annual Car Insurance Rates by Company in Parowan, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Parowan, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Parowan car insurance rates. Find the cheapest Parowan, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Parowan, Utah

Insurance Company Low Medium High
Allstate $2,920 $3,054 $3,207
American Family $3,341 $3,484 $3,493
Farmers $3,623 $3,935 $4,437
GEICO $2,730 $2,915 $3,135
Liberty Mutual $3,666 $3,846 $4,075
Nationwide $3,058 $2,646 $2,653
Progressive $3,186 $3,356 $3,924
State Farm $3,682 $3,934 $4,156
USAA $2,236 $2,332 $2,426

What affects car insurance rates in Parowan, Utah?

What factors can have an impact on Parowan, UT car insurance? There are several reasons why Parowan car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Parowan, Utah.

Commute Time in Parowan

The more time you spend in your car the higher the risk of an accident. The average commute length in Parowan, UT is 16.8 minutes according to City-Data.

Compare Car Insurance Quotes in Parowan, UT

Ready to find affordable Parowan, Utah car insurance today? Enter your ZIP code for fast, free Parowan, UT car insurance quotes.

Free Car Insurance Comparison

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