Compare Patoka, IN Car Insurance Rates (2021)

Car insurance in Patoka, IN averages $279 a month. Patoka, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Patoka car insurance rates, compare quotes from the top car insurance companies in Patoka, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Patoka, IN after a DUI are $3,960/year
  • The cheapest car insurance company in Patoka is USAA
  • The cheapest car insurance company in Patoka for teen drivers is USAA

If you need to buy Patoka, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Patoka, IN is right here.

You’ll find Patoka car insurance rates, the cheapest Patoka, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Patoka, Indiana car insurance rates to Carmel car insurance rates, Gary car insurance rates, and Evansville car insurance rates.

Ready to find affordable Patoka, IN car insurance today? Enter your ZIP code for fast, free Patoka car insurance quotes.

Cheapest Patoka, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Patoka, IN car insurance rates? Every Patoka, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Patoka, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,389 $2,445 $2,101 $2,297 $7,394 $9,324 $2,421 $2,633
American Family $2,349 $2,349 $2,107 $2,107 $6,331 $9,225 $2,349 $2,920
Farmers $1,699 $1,674 $1,452 $1,634 $9,248 $9,861 $2,246 $2,426
GEICO $1,578 $1,564 $1,463 $1,503 $4,612 $4,309 $1,805 $1,604
Liberty Mutual $3,825 $3,825 $3,512 $3,512 $8,430 $12,752 $3,825 $5,262
Nationwide $1,678 $1,714 $1,471 $1,570 $4,919 $6,384 $1,972 $2,156
Progressive $1,676 $1,589 $1,514 $1,527 $9,702 $10,912 $2,099 $2,144
State Farm $1,480 $1,480 $1,314 $1,314 $4,432 $5,684 $1,635 $1,820
Travelers $1,231 $1,253 $1,151 $1,151 $7,512 $11,860 $1,299 $1,511
USAA $1,119 $1,097 $1,048 $1,048 $3,204 $3,560 $1,509 $1,602

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Minimum Car Insurance in Patoka, IN

Every driver must carry the minimum car insurance in Patoka, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Patoka, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Patoka, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Patoka, IN. Compare credit history car insurance rates in Patoka from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Patoka, Indiana

Insurance Company Poor Fair Good
Allstate $4,799 $3,577 $3,250
American Family $5,078 $3,306 $2,769
Farmers $4,410 $3,596 $3,333
GEICO $2,773 $2,305 $1,836
Liberty Mutual $7,481 $4,869 $4,504
Nationwide $3,111 $2,627 $2,461
Progressive $4,304 $3,801 $3,580
State Farm $3,490 $2,081 $1,613
Travelers $3,757 $3,179 $3,176
USAA $2,383 $1,581 $1,357

Cheapest Patoka, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Patoka, IN to rates for a clean record with top companies.

Annual Patoka, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,089 $4,543 $4,192 $3,678
American Family $2,562 $4,085 $5,171 $3,052
Farmers $3,383 $3,939 $4,064 $3,734
GEICO $1,517 $2,382 $3,208 $2,111
Liberty Mutual $4,416 $5,181 $8,022 $4,853
Nationwide $2,351 $3,029 $2,905 $2,647
Progressive $2,924 $5,102 $3,489 $4,066
State Farm $2,339 $2,561 $2,339 $2,339
Travelers $2,860 $3,540 $4,013 $3,070
USAA $1,334 $1,909 $2,194 $1,656

Cheapest Patoka, IN Car Insurance for Teen Drivers

Teen car insurance in Patoka, IN can be expensive. Take a look at rates from the top car insurance companies in Patoka for teenagers.

Annual Car Insurance Rates for Teen Drivers in Patoka, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,394 $9,324
American Family $6,331 $9,225
Farmers $9,248 $9,861
GEICO $4,612 $4,309
Liberty Mutual $8,430 $12,752
Nationwide $4,919 $6,384
Progressive $9,702 $10,912
State Farm $4,432 $5,684
Travelers $7,512 $11,860
USAA $3,204 $3,560

Cheapest Patoka, IN Car Insurance for Seniors

Take a look at Patoka, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Patoka, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,101 $2,297
American Family $2,107 $2,107
Farmers $1,452 $1,634
GEICO $1,463 $1,503
Liberty Mutual $3,512 $3,512
Nationwide $1,471 $1,570
Progressive $1,514 $1,527
State Farm $1,314 $1,314
Travelers $1,151 $1,151
USAA $1,048 $1,048

Cheapest Patoka, IN Car Insurance Rates After a DUI

A DUI in Patoka, IN increases car insurance rates. Compare Patoka, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Patoka, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,192
American Family $5,171
Farmers $4,064
GEICO $3,208
Liberty Mutual $8,022
Nationwide $2,905
Progressive $3,489
State Farm $2,339
Travelers $4,013
USAA $2,194

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Cheapest Patoka, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Patoka, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Patoka, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,875 $3,875
American Family $3,673 $3,762
Farmers $3,780 $3,780
GEICO $2,264 $2,346
Liberty Mutual $5,467 $5,769
Nationwide $2,733 $2,733
Progressive $3,895 $3,895
State Farm $2,327 $2,463
Travelers $3,371 $3,371
USAA $1,750 $1,797

The Best Cheap Car Insurance Companies in Patoka, IN

Take a look at a side-by-side comparison of the top car insurance companies in Patoka, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Patoka, Indiana

Insurance Company Average Annual Rates
Allstate $3,875
American Family $3,717
Farmers $3,780
GEICO $2,305
Liberty Mutual $5,618
Nationwide $2,733
Progressive $3,895
State Farm $2,395
Travelers $3,371
USAA $1,773

Category Winners: Cheapest Car Insurance in Patoka, Indiana

Find the cheapest car insurance companies in Patoka, IN for each category right here.

Best Annual Car Insurance Rates by Company in Patoka, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Patoka, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Patoka car insurance rates. Find the cheapest Patoka, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Patoka, Indiana

Insurance Company Low Medium High
Allstate $3,693 $3,861 $4,073
American Family $3,702 $3,842 $3,608
Farmers $3,637 $3,772 $3,932
GEICO $2,177 $2,299 $2,438
Liberty Mutual $5,428 $5,602 $5,823
Nationwide $2,770 $2,712 $2,717
Progressive $3,688 $3,837 $4,161
State Farm $2,287 $2,394 $2,504
Travelers $3,304 $3,403 $3,406
USAA $1,707 $1,769 $1,844

What affects car insurance rates in Patoka, Indiana?

What factors can have an impact on Patoka, IN car insurance? There are several reasons why Patoka car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Patoka, Indiana.

Commute Time in Patoka

The more time you spend in your car the higher the risk of an accident. The average commute length in Patoka, IN is 18.6 minutes according to City-Data.

Compare Car Insurance Quotes in Patoka, IN

Ready to find affordable Patoka, Indiana car insurance today? Enter your ZIP code for fast, free Patoka, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State