Compare Patterson, AR Car Insurance Rates (2021)

Car insurance in Patterson, AR averages $350 a month. Patterson, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Patterson car insurance rates, compare quotes from the top car insurance companies in Patterson, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Patterson, AR are $4,195/year
  • The cheapest car insurance company in Patterson for teen drivers is USAA
  • The cheapest car insurance company in Patterson is USAA

If you need to buy Patterson, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Patterson, AR is right here.

You’ll find Patterson car insurance rates, the cheapest Patterson, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Patterson, Arkansas car insurance rates to Little Rock car insurance rates, Pine Bluff car insurance rates, and Rogers car insurance rates.

Ready to find affordable Patterson, AR car insurance today? Enter your ZIP code for fast, free Patterson car insurance quotes.

Cheapest Patterson, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Patterson, AR car insurance rates? Every Patterson, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Patterson, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,221 $3,235 $2,878 $3,079 $12,065 $14,501 $3,546 $3,847
Farmers $2,511 $2,500 $2,247 $2,356 $10,337 $10,708 $2,892 $3,069
GEICO $2,417 $2,395 $2,234 $2,172 $6,106 $6,139 $2,364 $2,396
Liberty Mutual $2,329 $2,494 $2,208 $2,460 $7,977 $8,773 $2,511 $2,632
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,896 $2,770 $2,375 $2,474 $11,590 $13,091 $3,463 $3,732
State Farm $1,687 $1,687 $1,509 $1,509 $4,837 $6,089 $1,900 $2,174
Travelers $2,229 $2,267 $2,231 $2,230 $13,393 $21,500 $2,401 $2,737
USAA $1,284 $1,296 $1,192 $1,200 $4,009 $4,199 $1,650 $1,779

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Minimum Car Insurance in Patterson, AR

Every driver must carry the minimum car insurance in Patterson, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Patterson, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Patterson, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Patterson, AR. Compare credit history car insurance rates in Patterson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Patterson, Arkansas

Insurance Company Poor Fair Good
Allstate $7,287 $5,583 $4,520
Farmers $5,221 $4,359 $4,152
GEICO $3,928 $3,227 $2,678
Liberty Mutual $5,679 $3,414 $2,677
Nationwide $4,733 $3,811 $3,473
Progressive $6,050 $5,112 $4,736
State Farm $3,873 $2,332 $1,816
Travelers $7,015 $5,868 $5,487
USAA $2,749 $1,878 $1,602

Cheapest Patterson, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Patterson, AR to rates for a clean record with top companies.

Annual Patterson, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,755 $6,014 $6,706 $5,711
Farmers $3,864 $4,953 $4,834 $4,659
GEICO $2,214 $3,409 $5,107 $2,382
Liberty Mutual $2,685 $4,336 $5,070 $3,601
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,580 $6,306 $4,808 $5,503
State Farm $2,456 $2,892 $2,674 $2,674
Travelers $5,123 $5,292 $7,786 $6,293
USAA $1,597 $2,023 $2,912 $1,772

Cheapest Patterson, AR Car Insurance for Teen Drivers

Teen car insurance in Patterson, AR can be expensive. Take a look at rates from the top car insurance companies in Patterson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Patterson, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,065 $14,501
Farmers $10,337 $10,708
GEICO $6,106 $6,139
Liberty Mutual $7,977 $8,773
Nationwide $6,624 $8,442
Progressive $11,590 $13,091
State Farm $4,837 $6,089
Travelers $13,393 $21,500
USAA $4,009 $4,199

Cheapest Patterson, AR Car Insurance for Seniors

Take a look at Patterson, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Patterson, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,878 $3,079
Farmers $2,247 $2,356
GEICO $2,234 $2,172
Liberty Mutual $2,208 $2,460
Nationwide $2,440 $2,578
Progressive $2,375 $2,474
State Farm $1,509 $1,509
Travelers $2,231 $2,230
USAA $1,192 $1,200

Cheapest Patterson, AR Car Insurance Rates After a DUI

A DUI in Patterson, AR increases car insurance rates. Compare Patterson, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Patterson, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,706
Farmers $4,834
GEICO $5,107
Liberty Mutual $5,070
Nationwide $5,453
Progressive $4,808
State Farm $2,674
Travelers $7,786
USAA $2,912

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Cheapest Patterson, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Patterson, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Patterson, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,797 $5,797
Farmers $4,577 $4,577
GEICO $3,258 $3,297
Liberty Mutual $3,923 $3,923
Nationwide $4,006 $4,006
Progressive $5,299 $5,299
State Farm $2,609 $2,738
Travelers $6,123 $6,123
USAA $2,017 $2,135

The Best Cheap Car Insurance Companies in Patterson, AR

Take a look at a side-by-side comparison of the top car insurance companies in Patterson, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Patterson, Arkansas

Insurance Company Average Annual Rates
Allstate $5,797
Farmers $4,577
GEICO $3,278
Liberty Mutual $3,923
Nationwide $4,006
Progressive $5,299
State Farm $2,674
Travelers $6,123
USAA $2,076

Category Winners: Cheapest Car Insurance in Patterson, Arkansas

Find the cheapest car insurance companies in Patterson, AR for each category right here.

Best Annual Car Insurance Rates by Company in Patterson, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Patterson, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Patterson car insurance rates. Find the cheapest Patterson, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Patterson, Arkansas

Insurance Company Low Medium High
Allstate $5,629 $5,793 $5,967
Farmers $4,379 $4,536 $4,818
GEICO $3,140 $3,277 $3,417
Liberty Mutual $3,798 $3,899 $4,073
Nationwide $4,022 $3,922 $4,073
Progressive $4,902 $5,212 $5,783
State Farm $2,541 $2,671 $2,810
Travelers $5,815 $6,139 $6,416
USAA $1,989 $2,069 $2,171

What affects car insurance rates in Patterson, Arkansas?

What factors can have an impact on Patterson, AR car insurance? There are several reasons why Patterson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Patterson, Arkansas.

Commute Time in Patterson

The more time you spend in your car the higher the risk of an accident. The average commute length in Patterson, AR is 21.7 minutes according to City-Data.

Compare Car Insurance Quotes in Patterson, AR

Ready to find affordable Patterson, Arkansas car insurance today? Enter your ZIP code for fast, free Patterson, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State