Compare Patterson, LA Car Insurance Rates (2021)

Car insurance in Patterson, LA averages $414 a month. Patterson, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Patterson car insurance rates, compare quotes from the top car insurance companies in Patterson, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Patterson, LA are $4,968/year
  • The cheapest car insurance company in Patterson for teen drivers is State Farm
  • Average car insurance rates in Patterson, LA after a DUI are $5,737/year

If you need to buy Patterson, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Patterson, LA is right here.

You’ll find Patterson car insurance rates, the cheapest Patterson, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Patterson, Louisiana car insurance rates to Kenner car insurance rates, Baton Rouge car insurance rates, and Monroe car insurance rates.

Ready to find affordable Patterson, LA car insurance today? Enter your ZIP code for fast, free Patterson car insurance quotes.

Cheapest Patterson, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Patterson, LA car insurance rates? Every Patterson, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Patterson, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,767 $3,767 $3,911 $3,911 $8,287 $10,435 $4,162 $4,508
GEICO $2,997 $3,454 $3,611 $4,422 $11,095 $11,649 $2,889 $2,776
Progressive $3,349 $3,114 $2,808 $3,045 $13,437 $14,909 $3,807 $3,858
State Farm $2,425 $2,425 $2,226 $2,226 $7,232 $9,089 $2,708 $3,035
USAA $2,571 $2,528 $2,520 $2,496 $7,694 $8,990 $3,146 $3,441

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Minimum Car Insurance in Patterson, LA

Every driver must carry the minimum car insurance in Patterson, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Patterson, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Patterson, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Patterson, LA. Compare credit history car insurance rates in Patterson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Patterson, Louisiana

Insurance Company Poor Fair Good
Allstate $7,010 $4,814 $4,206
GEICO $6,376 $5,534 $4,174
Progressive $6,818 $5,856 $5,449
State Farm $5,449 $3,496 $2,818
USAA $5,746 $3,688 $3,086

Cheapest Patterson, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Patterson, LA to rates for a clean record with top companies.

Annual Patterson, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,205 $6,461 $5,753 $4,954
GEICO $3,636 $5,886 $7,261 $4,663
Progressive $5,031 $6,763 $6,488 $5,881
State Farm $3,592 $4,250 $3,921 $3,921
USAA $3,190 $4,433 $5,263 $3,807

Cheapest Patterson, LA Car Insurance for Teen Drivers

Teen car insurance in Patterson, LA can be expensive. Take a look at rates from the top car insurance companies in Patterson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Patterson, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,287 $10,435
GEICO $11,095 $11,649
Progressive $13,437 $14,909
State Farm $7,232 $9,089
USAA $7,694 $8,990

Cheapest Patterson, LA Car Insurance for Seniors

Take a look at Patterson, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Patterson, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,911 $3,911
GEICO $3,611 $4,422
Progressive $2,808 $3,045
State Farm $2,226 $2,226
USAA $2,520 $2,496

Cheapest Patterson, LA Car Insurance Rates After a DUI

A DUI in Patterson, LA increases car insurance rates. Compare Patterson, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Patterson, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,753
GEICO $7,261
Progressive $6,488
State Farm $3,921
USAA $5,263

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Cheapest Patterson, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Patterson, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Patterson, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,343 $5,343
GEICO $5,258 $5,465
Progressive $6,041 $6,041
State Farm $3,818 $4,023
USAA $4,043 $4,304

The Best Cheap Car Insurance Companies in Patterson, LA

Take a look at a side-by-side comparison of the top car insurance companies in Patterson, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Patterson, Louisiana

Insurance Company Average Annual Rates
Allstate $5,343
GEICO $5,362
Progressive $6,041
State Farm $3,921
USAA $4,173

Category Winners: Cheapest Car Insurance in Patterson, Louisiana

Find the cheapest car insurance companies in Patterson, LA for each category right here.

Best Annual Car Insurance Rates by Company in Patterson, Louisiana

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Patterson, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Patterson car insurance rates. Find the cheapest Patterson, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Patterson, Louisiana

Insurance Company Low Medium High
Allstate $4,604 $5,447 $5,979
GEICO $4,383 $5,382 $6,320
Progressive $4,944 $5,985 $7,193
State Farm $3,391 $3,912 $4,459
USAA $3,576 $4,243 $4,701

What affects car insurance rates in Patterson, Louisiana?

What factors can have an impact on Patterson, LA car insurance? There are several reasons why Patterson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Patterson, Louisiana.

Car Theft in Patterson

High levels of vehicle theft can make car insurance more expensive. Patterson, LA car theft statistics from the FBI indicate 3 vehicle thefts a year.

Commute Time in Patterson

The more time you spend in your car the higher the risk of an accident. The average commute length in Patterson, LA is 20.3 minutes according to City-Data.

Compare Car Insurance Quotes in Patterson, LA

Ready to find affordable Patterson, Louisiana car insurance today? Enter your ZIP code for fast, free Patterson, LA car insurance quotes.

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