Compare Patterson, MO Car Insurance Rates (2021)

Car insurance in Patterson, MO averages $287 a month. Patterson, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Patterson car insurance rates, compare quotes from the top car insurance companies in Patterson, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Patterson, MO after a DUI are $3,995/year
  • The cheapest car insurance company in Patterson is Nationwide
  • The cheapest car insurance company in Patterson for teen drivers is Nationwide

If you need to buy Patterson, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Patterson, MO is right here.

You’ll find Patterson car insurance rates, the cheapest Patterson, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Patterson, Missouri car insurance rates to St. Charles car insurance rates, Kansas City car insurance rates, and Florissant car insurance rates.

Ready to find affordable Patterson, MO car insurance today? Enter your ZIP code for fast, free Patterson car insurance quotes.

Cheapest Patterson, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Patterson, MO car insurance rates? Every Patterson, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Patterson, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,716 $2,637 $2,437 $2,515 $7,369 $7,979 $2,618 $2,710
American Family $2,259 $2,259 $2,011 $2,011 $6,191 $8,057 $2,259 $2,640
Farmers $2,637 $2,635 $2,355 $2,489 $10,842 $11,249 $3,015 $3,168
GEICO $1,921 $2,153 $1,494 $1,908 $5,946 $6,303 $1,771 $1,788
Liberty Mutual $2,683 $2,908 $2,205 $2,472 $9,413 $10,456 $2,829 $3,023
Nationwide $1,476 $1,507 $1,320 $1,398 $3,784 $4,845 $1,688 $1,825
Progressive $2,346 $2,185 $1,917 $1,973 $7,738 $8,717 $2,873 $2,977
State Farm $1,823 $1,823 $1,621 $1,621 $5,131 $6,479 $2,046 $2,332
USAA $1,554 $1,543 $1,391 $1,422 $4,587 $5,609 $1,939 $2,160

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Minimum Car Insurance in Patterson, MO

Every driver must carry the minimum car insurance in Patterson, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Patterson, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Patterson, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Patterson, MO. Compare credit history car insurance rates in Patterson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Patterson, Missouri

Insurance Company Poor Fair Good
Allstate $5,341 $3,435 $2,842
American Family $4,528 $3,178 $2,676
Farmers $5,485 $4,567 $4,344
GEICO $4,019 $2,618 $2,094
Liberty Mutual $6,462 $3,938 $3,096
Nationwide $2,630 $2,173 $1,889
Progressive $4,446 $3,679 $3,398
State Farm $3,881 $2,568 $2,129
USAA $4,216 $1,958 $1,402

Cheapest Patterson, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Patterson, MO to rates for a clean record with top companies.

Annual Patterson, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,338 $3,753 $4,637 $3,763
American Family $2,600 $3,726 $4,554 $2,964
Farmers $4,161 $5,153 $5,042 $4,839
GEICO $2,281 $2,937 $3,953 $2,470
Liberty Mutual $3,262 $4,693 $4,836 $5,205
Nationwide $1,751 $2,249 $3,005 $1,917
Progressive $3,307 $4,474 $3,681 $3,902
State Farm $2,637 $3,082 $2,859 $2,859
USAA $2,036 $2,458 $3,392 $2,217

Cheapest Patterson, MO Car Insurance for Teen Drivers

Teen car insurance in Patterson, MO can be expensive. Take a look at rates from the top car insurance companies in Patterson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Patterson, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,369 $7,979
American Family $6,191 $8,057
Farmers $10,842 $11,249
GEICO $5,946 $6,303
Liberty Mutual $9,413 $10,456
Nationwide $3,784 $4,845
Progressive $7,738 $8,717
State Farm $5,131 $6,479
USAA $4,587 $5,609

Cheapest Patterson, MO Car Insurance for Seniors

Take a look at Patterson, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Patterson, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,437 $2,515
American Family $2,011 $2,011
Farmers $2,355 $2,489
GEICO $1,494 $1,908
Liberty Mutual $2,205 $2,472
Nationwide $1,320 $1,398
Progressive $1,917 $1,973
State Farm $1,621 $1,621
USAA $1,391 $1,422

Cheapest Patterson, MO Car Insurance Rates After a DUI

A DUI in Patterson, MO increases car insurance rates. Compare Patterson, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Patterson, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,637
American Family $4,554
Farmers $5,042
GEICO $3,953
Liberty Mutual $4,836
Nationwide $3,005
Progressive $3,681
State Farm $2,859
USAA $3,392

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Cheapest Patterson, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Patterson, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Patterson, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,873 $3,873
American Family $3,427 $3,495
Farmers $4,799 $4,799
GEICO $2,853 $2,968
Liberty Mutual $4,499 $4,499
Nationwide $2,230 $2,230
Progressive $3,841 $3,841
State Farm $2,790 $2,929
USAA $2,433 $2,618

The Best Cheap Car Insurance Companies in Patterson, MO

Take a look at a side-by-side comparison of the top car insurance companies in Patterson, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Patterson, Missouri

Insurance Company Average Annual Rates
Allstate $3,873
American Family $3,461
Farmers $4,799
GEICO $2,910
Liberty Mutual $4,499
Nationwide $2,231
Progressive $3,841
State Farm $2,860
USAA $2,526

Category Winners: Cheapest Car Insurance in Patterson, Missouri

Find the cheapest car insurance companies in Patterson, MO for each category right here.

Best Annual Car Insurance Rates by Company in Patterson, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Patterson, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Patterson car insurance rates. Find the cheapest Patterson, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Patterson, Missouri

Insurance Company Low Medium High
Allstate $3,735 $3,865 $4,018
American Family $3,351 $3,570 $3,462
Farmers $4,498 $4,751 $5,148
GEICO $2,723 $2,930 $3,078
Liberty Mutual $4,248 $4,517 $4,732
Nationwide $2,095 $2,253 $2,344
Progressive $3,484 $3,846 $4,193
State Farm $2,692 $2,868 $3,019
USAA $2,420 $2,517 $2,640

Compare Car Insurance Quotes in Patterson, MO

Ready to find affordable Patterson, Missouri car insurance today? Enter your ZIP code for fast, free Patterson, MO car insurance quotes.

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