Compare Paul, ID Car Insurance Rates (2021)

Car insurance in Paul, ID averages $235 a month. Paul, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Paul car insurance rates, compare quotes from the top car insurance companies in Paul, ID.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Paul, ID are $2,824/year
  • Average car insurance rates in Paul, ID after a DUI are $3,514/year
  • The cheapest car insurance company in Paul for teen drivers is USAA

If you need to buy Paul, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Paul, ID is right here.

You’ll find Paul car insurance rates, the cheapest Paul, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Paul, Idaho car insurance rates to Idaho Falls car insurance rates, Post Falls car insurance rates, and Caldwell car insurance rates.

Ready to find affordable Paul, ID car insurance today? Enter your ZIP code for fast, free Paul car insurance quotes.

Cheapest Paul, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Paul, ID car insurance rates? Every Paul, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Paul, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,309 $2,296 $2,011 $2,084 $8,474 $9,800 $2,578 $2,726
American Family $2,233 $2,233 $1,982 $1,982 $8,024 $10,423 $2,233 $2,802
Farmers $1,509 $1,498 $1,332 $1,411 $7,333 $7,580 $1,737 $1,827
GEICO $2,016 $1,991 $1,919 $1,863 $4,278 $5,328 $2,718 $2,106
Liberty Mutual $1,308 $1,410 $1,060 $1,184 $4,175 $4,644 $1,386 $1,464
Nationwide $1,840 $1,882 $1,661 $1,762 $4,551 $5,602 $2,158 $2,324
State Farm $1,054 $1,054 $953 $953 $3,177 $4,005 $1,189 $1,371
Travelers $1,380 $1,402 $1,388 $1,383 $6,887 $10,962 $1,465 $1,673
USAA $1,025 $1,023 $1,003 $989 $3,348 $3,751 $1,358 $1,463

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Minimum Car Insurance in Paul, ID

Every driver must carry the minimum car insurance in Paul, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Paul, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Paul, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Paul, ID. Compare credit history car insurance rates in Paul from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Paul, Idaho

Insurance Company Poor Fair Good
Allstate $5,325 $3,619 $3,161
American Family $5,151 $3,677 $3,140
Farmers $3,416 $2,899 $2,770
GEICO $3,377 $2,696 $2,260
Liberty Mutual $2,960 $1,826 $1,451
Nationwide $3,248 $2,623 $2,297
State Farm $2,414 $1,527 $1,217
Travelers $3,796 $3,196 $2,960
USAA $2,546 $1,488 $1,201

Cheapest Paul, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Paul, ID to rates for a clean record with top companies.

Annual Paul, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,327 $4,183 $4,680 $3,949
American Family $3,139 $4,448 $4,809 $3,561
Farmers $2,643 $3,349 $3,138 $2,984
GEICO $1,704 $2,720 $3,808 $2,879
Liberty Mutual $1,729 $2,163 $2,230 $2,193
Nationwide $2,083 $2,700 $3,768 $2,339
State Farm $1,566 $1,873 $1,720 $1,720
Travelers $2,044 $2,914 $5,047 $3,264
USAA $1,254 $1,786 $2,422 $1,518

Cheapest Paul, ID Car Insurance for Teen Drivers

Teen car insurance in Paul, ID can be expensive. Take a look at rates from the top car insurance companies in Paul for teenagers.

Annual Car Insurance Rates for Teen Drivers in Paul, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,474 $9,800
American Family $8,024 $10,423
Farmers $7,333 $7,580
GEICO $4,278 $5,328
Liberty Mutual $4,175 $4,644
Nationwide $4,551 $5,602
State Farm $3,177 $4,005
Travelers $6,887 $10,962
USAA $3,348 $3,751

Cheapest Paul, ID Car Insurance for Seniors

Take a look at Paul, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Paul, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,011 $2,084
American Family $1,982 $1,982
Farmers $1,332 $1,411
GEICO $1,919 $1,863
Liberty Mutual $1,060 $1,184
Nationwide $1,661 $1,762
State Farm $953 $953
Travelers $1,388 $1,383
USAA $1,003 $989

Cheapest Paul, ID Car Insurance Rates After a DUI

A DUI in Paul, ID increases car insurance rates. Compare Paul, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Paul, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,680
American Family $4,809
Farmers $3,138
GEICO $3,808
Liberty Mutual $2,230
Nationwide $3,768
State Farm $1,720
Travelers $5,047
USAA $2,422

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Cheapest Paul, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Paul, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Paul, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,035 $4,035
American Family $3,907 $4,072
Farmers $3,028 $3,028
GEICO $2,730 $2,825
Liberty Mutual $2,079 $2,079
Nationwide $2,722 $2,722
State Farm $1,678 $1,761
Travelers $3,317 $3,317
USAA $1,724 $1,766

The Best Cheap Car Insurance Companies in Paul, ID

Take a look at a side-by-side comparison of the top car insurance companies in Paul, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Paul, Idaho

Insurance Company Average Annual Rates
Allstate $4,035
American Family $3,989
Farmers $3,028
GEICO $2,778
Liberty Mutual $2,079
Nationwide $2,722
State Farm $1,720
Travelers $3,317
USAA $1,745

Category Winners: Cheapest Car Insurance in Paul, Idaho

Find the cheapest car insurance companies in Paul, ID for each category right here.

Best Annual Car Insurance Rates by Company in Paul, Idaho

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Paul, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Paul car insurance rates. Find the cheapest Paul, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Paul, Idaho

Insurance Company Low Medium High
Allstate $3,881 $4,027 $4,197
American Family $3,984 $4,188 $3,796
Farmers $2,877 $2,994 $3,215
GEICO $2,640 $2,773 $2,920
Liberty Mutual $1,962 $2,076 $2,199
Nationwide $2,679 $2,861 $2,628
State Farm $1,617 $1,723 $1,819
Travelers $3,244 $3,367 $3,341
USAA $1,692 $1,742 $1,801

What affects car insurance rates in Paul, Idaho?

What factors can have an impact on Paul, ID car insurance? There are several reasons why Paul car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Paul, Idaho.

Commute Time in Paul

The more time you spend in your car the higher the risk of an accident. The average commute length in Paul, ID is 14.1 minutes according to City-Data.

Traffic in Paul

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Paul, ID traffic data from INRIX ranks Paul as the 24th-most congested in the world.

Compare Car Insurance Quotes in Paul, ID

Ready to find affordable Paul, Idaho car insurance today? Enter your ZIP code for fast, free Paul, ID car insurance quotes.

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