Compare Paul Smiths, NY Car Insurance Rates (2021)

Car insurance in Paul Smiths, NY averages $256 a month. Paul Smiths, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Paul Smiths car insurance rates, compare quotes from the top car insurance companies in Paul Smiths, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Paul Smiths, NY after a DUI are $4,051/year
  • The cheapest car insurance company in Paul Smiths is GEICO
  • The cheapest car insurance company in Paul Smiths for teen drivers is GEICO

If you need to buy Paul Smiths, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Paul Smiths, NY is right here.

You’ll find Paul Smiths car insurance rates, the cheapest Paul Smiths, NY car insurance companies, and information on New York car insurance laws. You can also compare Paul Smiths, New York car insurance rates to Schenectady car insurance rates, Rochester car insurance rates, and Utica car insurance rates.

Ready to find affordable Paul Smiths, NY car insurance today? Enter your ZIP code for fast, free Paul Smiths car insurance quotes.

Cheapest Paul Smiths, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Paul Smiths, NY car insurance rates? Every Paul Smiths, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Paul Smiths, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,267 $2,223 $2,260 $6,737 $7,224 $2,416 $2,455
GEICO $1,297 $1,251 $1,263 $1,245 $2,710 $3,956 $1,170 $1,204
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,059 $2,059 $1,946 $1,946 $3,598 $5,344 $2,059 $2,612
Progressive $1,516 $1,432 $1,229 $1,245 $5,021 $5,609 $1,957 $1,920
State Farm $2,045 $2,045 $1,776 $1,776 $5,907 $7,641 $2,241 $2,376
Travelers $2,463 $2,480 $2,226 $2,387 $5,512 $6,470 $2,608 $2,715
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

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Minimum Car Insurance in Paul Smiths, NY

Every driver must carry the minimum car insurance in Paul Smiths, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Paul Smiths, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Paul Smiths, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Paul Smiths, NY. Compare credit history car insurance rates in Paul Smiths from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Paul Smiths, New York

Insurance Company Poor Fair Good
Allstate $4,978 $2,946 $2,566
GEICO $2,207 $1,623 $1,456
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,703 $2,703 $2,703
Progressive $3,923 $2,047 $1,504
State Farm $4,554 $2,856 $2,267
Travelers $4,609 $2,920 $2,544
USAA $4,423 $2,195 $1,945

Cheapest Paul Smiths, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Paul Smiths, NY to rates for a clean record with top companies.

Annual Paul Smiths, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,988 $2,988 $4,286 $3,724
GEICO $1,390 $1,515 $2,754 $1,390
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,073 $2,073 $4,546 $2,120
Progressive $2,425 $2,425 $2,675 $2,439
State Farm $3,078 $3,078 $3,373 $3,373
Travelers $2,891 $3,575 $3,626 $3,338
USAA $2,530 $2,572 $3,744 $2,572

Cheapest Paul Smiths, NY Car Insurance for Teen Drivers

Teen car insurance in Paul Smiths, NY can be expensive. Take a look at rates from the top car insurance companies in Paul Smiths for teenagers.

Annual Car Insurance Rates for Teen Drivers in Paul Smiths, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,737 $7,224
GEICO $2,710 $3,956
Liberty Mutual $6,550 $10,619
Nationwide $3,598 $5,344
Progressive $5,021 $5,609
State Farm $5,907 $7,641
Travelers $5,512 $6,470
USAA $6,012 $7,189

Cheapest Paul Smiths, NY Car Insurance for Seniors

Take a look at Paul Smiths, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Paul Smiths, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,223 $2,260
GEICO $1,263 $1,245
Liberty Mutual $3,142 $3,142
Nationwide $1,946 $1,946
Progressive $1,229 $1,245
State Farm $1,776 $1,776
Travelers $2,226 $2,387
USAA $1,346 $1,345

Cheapest Paul Smiths, NY Car Insurance Rates After a DUI

A DUI in Paul Smiths, NY increases car insurance rates. Compare Paul Smiths, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Paul Smiths, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,286
GEICO $2,754
Liberty Mutual $7,405
Nationwide $4,546
Progressive $2,675
State Farm $3,373
Travelers $3,626
USAA $3,744

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Cheapest Paul Smiths, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Paul Smiths, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Paul Smiths, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,450 $3,543
GEICO $1,710 $1,814
Liberty Mutual $4,514 $4,774
Nationwide $2,703 $2,703
Progressive $2,491 $2,491
State Farm $3,114 $3,338
Travelers $3,358 $3,358
USAA $2,826 $2,883

The Best Cheap Car Insurance Companies in Paul Smiths, NY

Take a look at a side-by-side comparison of the top car insurance companies in Paul Smiths, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Paul Smiths, New York

Insurance Company Average Annual Rates
Allstate $3,497
GEICO $1,762
Liberty Mutual $4,644
Nationwide $2,703
Progressive $2,491
State Farm $3,226
Travelers $3,358
USAA $2,854

Category Winners: Cheapest Car Insurance in Paul Smiths, New York

Find the cheapest car insurance companies in Paul Smiths, NY for each category right here.

Best Annual Car Insurance Rates by Company in Paul Smiths, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Paul Smiths, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Paul Smiths car insurance rates. Find the cheapest Paul Smiths, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Paul Smiths, New York

Insurance Company Low Medium High
Allstate $3,329 $3,487 $3,674
GEICO $1,677 $1,757 $1,852
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,573 $2,685 $2,851
Progressive $2,376 $2,479 $2,618
State Farm $3,081 $3,242 $3,355
Travelers $3,216 $3,331 $3,526
USAA $2,786 $2,844 $2,933

What affects car insurance rates in Paul Smiths, New York?

What factors can have an impact on Paul Smiths, NY car insurance? There are several reasons why Paul Smiths car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Paul Smiths, New York.

Commute Time in Paul Smiths

The more time you spend in your car the higher the risk of an accident. The average commute length in Paul Smiths, NY is 16.0 minutes according to City-Data.

Compare Car Insurance Quotes in Paul Smiths, NY

Ready to find affordable Paul Smiths, New York car insurance today? Enter your ZIP code for fast, free Paul Smiths, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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