Compare Pauma Valley, CA Car Insurance Rates (2021)

Car insurance in Pauma Valley, CA averages $300 a month. Pauma Valley, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Pauma Valley car insurance rates, compare quotes from the top car insurance companies in Pauma Valley, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Pauma Valley, CA are $3,599/year
  • The cheapest car insurance company in Pauma Valley is USAA
  • Average car insurance rates in Pauma Valley, CA after a DUI are $5,071/year

If you need to buy Pauma Valley, California car insurance, the options can be confusing. Everything you need to know about car insurance in Pauma Valley, CA is right here.

You’ll find Pauma Valley car insurance rates, the cheapest Pauma Valley, CA car insurance companies, and information on California car insurance laws. You can also compare Pauma Valley, California car insurance rates to San Jose car insurance rates, Long Beach car insurance rates, and San Francisco car insurance rates.

Ready to find affordable Pauma Valley, CA car insurance today? Enter your ZIP code for fast, free Pauma Valley car insurance quotes.

Cheapest Pauma Valley, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pauma Valley, CA car insurance rates? Every Pauma Valley, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pauma Valley, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,858 $2,862 $2,083 $2,106 $7,941 $9,997 $3,671 $4,044
Farmers $2,386 $2,386 $2,150 $2,150 $7,605 $12,465 $2,826 $3,147
GEICO $1,842 $1,843 $1,731 $1,731 $5,606 $5,708 $2,647 $2,708
Liberty Mutual $2,145 $2,029 $1,999 $1,936 $4,682 $4,989 $2,416 $2,438
Nationwide $3,216 $3,068 $2,804 $2,642 $8,225 $9,059 $3,841 $3,801
Progressive $1,916 $1,974 $1,643 $1,949 $5,193 $6,263 $2,788 $3,003
State Farm $3,254 $3,254 $2,908 $2,908 $6,014 $7,467 $3,603 $3,714
Travelers $2,408 $2,330 $2,134 $2,110 $4,989 $5,710 $3,138 $3,064
USAA $1,939 $1,836 $1,894 $1,901 $4,412 $4,431 $2,681 $2,533

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Minimum Car Insurance in Pauma Valley, CA

Every driver must carry the minimum car insurance in Pauma Valley, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Pauma Valley, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Pauma Valley, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pauma Valley, CA to rates for a clean record with top companies.

Annual Pauma Valley, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,676 $4,515 $7,077 $3,514
Farmers $3,246 $4,419 $5,505 $4,388
GEICO $2,080 $3,217 $4,030 $2,581
Liberty Mutual $2,456 $3,290 $2,969 $2,602
Nationwide $3,200 $4,097 $6,935 $4,097
Progressive $2,014 $3,440 $4,010 $2,901
State Farm $2,956 $3,524 $6,651 $3,430
Travelers $2,157 $3,521 $4,086 $3,177
USAA $1,796 $2,670 $4,380 $1,968

Cheapest Pauma Valley, CA Car Insurance for Teen Drivers

Teen car insurance in Pauma Valley, CA can be expensive. Take a look at rates from the top car insurance companies in Pauma Valley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pauma Valley, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,941 $9,997
Farmers $7,605 $12,465
GEICO $5,606 $5,708
Liberty Mutual $4,682 $4,989
Nationwide $8,225 $9,059
Progressive $5,193 $6,263
State Farm $6,014 $7,467
Travelers $4,989 $5,710
USAA $4,412 $4,431

Cheapest Pauma Valley, CA Car Insurance for Seniors

Take a look at Pauma Valley, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pauma Valley, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,083 $2,106
Farmers $2,150 $2,150
GEICO $1,731 $1,731
Liberty Mutual $1,999 $1,936
Nationwide $2,804 $2,642
Progressive $1,643 $1,949
State Farm $2,908 $2,908
Travelers $2,134 $2,110
USAA $1,894 $1,901

Cheapest Pauma Valley, CA Car Insurance Rates After a DUI

A DUI in Pauma Valley, CA increases car insurance rates. Compare Pauma Valley, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pauma Valley, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,077
Farmers $5,505
GEICO $4,030
Liberty Mutual $2,969
Nationwide $6,935
Progressive $4,010
State Farm $6,651
Travelers $4,086
USAA $4,380

Cheapest Pauma Valley, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pauma Valley, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pauma Valley, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,011 $4,880
Farmers $3,983 $4,796
GEICO $2,705 $3,250
Liberty Mutual $2,598 $3,060
Nationwide $4,041 $5,123
Progressive $2,807 $3,375
State Farm $3,989 $4,291
Travelers $2,912 $3,559
USAA $2,490 $2,916

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The Best Cheap Car Insurance Companies in Pauma Valley, CA

Take a look at a side-by-side comparison of the top car insurance companies in Pauma Valley, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pauma Valley, California

Insurance Company Average Annual Rates
Allstate $4,445
Farmers $4,389
GEICO $2,977
Liberty Mutual $2,829
Nationwide $4,582
Progressive $3,091
State Farm $4,140
Travelers $3,235
USAA $2,703

Category Winners: Cheapest Car Insurance in Pauma Valley, California

Find the cheapest car insurance companies in Pauma Valley, CA for each category right here.

Best Annual Car Insurance Rates by Company in Pauma Valley, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Pauma Valley, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pauma Valley car insurance rates. Find the cheapest Pauma Valley, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pauma Valley, California

Insurance Company Low Medium High
Allstate $4,220 $4,482 $4,634
Farmers $4,090 $4,423 $4,655
GEICO $2,675 $3,008 $3,248
Liberty Mutual $2,635 $2,854 $2,999
Nationwide $4,154 $4,657 $4,935
Progressive $2,746 $3,184 $3,342
State Farm $3,711 $4,216 $4,493
Travelers $2,825 $3,322 $3,559
USAA $2,451 $2,755 $2,903

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Compare Car Insurance Quotes in Pauma Valley, CA

Ready to find affordable Pauma Valley, California car insurance today? Enter your ZIP code for fast, free Pauma Valley, CA car insurance quotes.

Free Car Insurance Comparison

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