Compare Pawleys Island, SC Car Insurance Rates (2021)

Car insurance in Pawleys Island, SC averages $308 a month. Pawleys Island, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Pawleys Island car insurance rates, compare quotes from the top car insurance companies in Pawleys Island, SC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Pawleys Island for teen drivers is GEICO
  • Average car insurance rates in Pawleys Island, SC after a DUI are $4,177/year
  • The cheapest car insurance company in Pawleys Island is GEICO

If you need to buy Pawleys Island, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Pawleys Island, SC is right here.

You’ll find Pawleys Island car insurance rates, the cheapest Pawleys Island, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Pawleys Island, South Carolina car insurance rates to Greenville car insurance rates, Goose Creek car insurance rates, and North Charleston car insurance rates.

Ready to find affordable Pawleys Island, SC car insurance today? Enter your ZIP code for fast, free Pawleys Island car insurance quotes.

Cheapest Pawleys Island, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pawleys Island, SC car insurance rates? Every Pawleys Island, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pawleys Island, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,596 $2,596 $2,482 $2,482 $6,652 $8,491 $2,878 $3,130
Farmers $3,500 $3,522 $3,334 $3,640 $9,069 $10,071 $3,805 $3,844
GEICO $2,003 $2,003 $1,829 $1,829 $5,045 $5,146 $2,349 $2,419
Nationwide $2,324 $2,348 $2,100 $2,172 $5,665 $7,262 $2,631 $2,857
Progressive $2,543 $2,338 $2,187 $2,286 $10,579 $11,663 $2,916 $3,025
State Farm $1,806 $1,806 $1,638 $1,638 $5,149 $6,481 $2,025 $2,267
USAA $1,669 $1,676 $1,538 $1,541 $6,520 $7,136 $2,186 $2,304

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Minimum Car Insurance in Pawleys Island, SC

Every driver must carry the minimum car insurance in Pawleys Island, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Pawleys Island, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Pawleys Island, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pawleys Island, SC. Compare credit history car insurance rates in Pawleys Island from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pawleys Island, South Carolina

Insurance Company Poor Fair Good
Allstate $4,926 $3,695 $3,118
Farmers $5,863 $4,932 $4,499
GEICO $4,313 $2,320 $1,851
Nationwide $4,047 $3,309 $2,903
Progressive $5,221 $4,581 $4,274
State Farm $4,085 $2,500 $1,969
USAA $4,775 $2,367 $2,072

Cheapest Pawleys Island, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pawleys Island, SC to rates for a clean record with top companies.

Annual Pawleys Island, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,957 $4,673 $4,126 $3,896
Farmers $4,264 $5,885 $4,901 $5,343
GEICO $2,176 $2,790 $4,169 $2,176
Nationwide $2,740 $3,515 $4,417 $3,008
Progressive $3,845 $5,595 $4,684 $4,645
State Farm $2,591 $3,169 $2,822 $2,822
USAA $2,437 $3,001 $4,119 $2,728

Cheapest Pawleys Island, SC Car Insurance for Teen Drivers

Teen car insurance in Pawleys Island, SC can be expensive. Take a look at rates from the top car insurance companies in Pawleys Island for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pawleys Island, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,652 $8,491
Farmers $9,069 $10,071
GEICO $5,045 $5,146
Nationwide $5,665 $7,262
Progressive $10,579 $11,663
State Farm $5,149 $6,481
USAA $6,520 $7,136

Cheapest Pawleys Island, SC Car Insurance for Seniors

Take a look at Pawleys Island, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pawleys Island, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,482
Farmers $3,334 $3,640
GEICO $1,829 $1,829
Nationwide $2,100 $2,172
Progressive $2,187 $2,286
State Farm $1,638 $1,638
USAA $1,538 $1,541

Cheapest Pawleys Island, SC Car Insurance Rates After a DUI

A DUI in Pawleys Island, SC increases car insurance rates. Compare Pawleys Island, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pawleys Island, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,126
Farmers $4,901
GEICO $4,169
Nationwide $4,417
Progressive $4,684
State Farm $2,822
USAA $4,119

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Cheapest Pawleys Island, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pawleys Island, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pawleys Island, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,831 $3,996
Farmers $5,098 $5,098
GEICO $2,810 $2,846
Nationwide $3,420 $3,420
Progressive $4,692 $4,692
State Farm $2,779 $2,923
USAA $3,038 $3,104

The Best Cheap Car Insurance Companies in Pawleys Island, SC

Take a look at a side-by-side comparison of the top car insurance companies in Pawleys Island, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pawleys Island, South Carolina

Insurance Company Average Annual Rates
Allstate $3,913
Farmers $5,098
GEICO $2,828
Nationwide $3,420
Progressive $4,692
State Farm $2,851
USAA $3,071

Category Winners: Cheapest Car Insurance in Pawleys Island, South Carolina

Find the cheapest car insurance companies in Pawleys Island, SC for each category right here.

Best Annual Car Insurance Rates by Company in Pawleys Island, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Pawleys Island, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pawleys Island car insurance rates. Find the cheapest Pawleys Island, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pawleys Island, South Carolina

Insurance Company Low Medium High
Allstate $3,679 $3,894 $4,167
Farmers $4,563 $5,096 $5,635
GEICO $2,618 $2,798 $3,068
Nationwide $3,337 $3,426 $3,496
Progressive $4,326 $4,628 $5,122
State Farm $2,630 $2,850 $3,074
USAA $2,892 $3,066 $3,256

What affects car insurance rates in Pawleys Island, South Carolina?

What factors can have an impact on Pawleys Island, SC car insurance? There are several reasons why Pawleys Island car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Pawleys Island, South Carolina.

Commute Time in Pawleys Island

The more time you spend in your car the higher the risk of an accident. The average commute length in Pawleys Island, SC is 18.7 minutes according to City-Data.

Compare Car Insurance Quotes in Pawleys Island, SC

Ready to find affordable Pawleys Island, South Carolina car insurance today? Enter your ZIP code for fast, free Pawleys Island, SC car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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