Compare Payette, ID Car Insurance Rates (2021)

Car insurance in Payette, ID averages $230 a month. Payette, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Payette car insurance rates, compare quotes from the top car insurance companies in Payette, ID.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Payette for teen drivers is State Farm
  • Average car insurance rates in Payette, ID after a DUI are $3,428/year
  • Average car insurance rates in Payette, ID are $2,764/year

If you need to buy Payette, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Payette, ID is right here.

You’ll find Payette car insurance rates, the cheapest Payette, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Payette, Idaho car insurance rates to Nampa car insurance rates, Caldwell car insurance rates, and Lewiston car insurance rates.

Ready to find affordable Payette, ID car insurance today? Enter your ZIP code for fast, free Payette car insurance quotes.

Cheapest Payette, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Payette, ID car insurance rates? Every Payette, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Payette, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,227 $2,210 $1,947 $2,018 $8,279 $9,580 $2,474 $2,607
American Family $2,088 $2,088 $1,859 $1,859 $7,355 $9,596 $2,088 $2,629
Farmers $1,505 $1,495 $1,326 $1,406 $7,398 $7,662 $1,729 $1,815
GEICO $1,825 $1,801 $1,736 $1,686 $3,966 $4,926 $2,500 $1,906
Liberty Mutual $1,426 $1,538 $1,158 $1,290 $4,493 $4,992 $1,515 $1,606
Nationwide $1,859 $1,903 $1,676 $1,779 $4,579 $5,650 $2,177 $2,346
State Farm $1,057 $1,057 $954 $954 $3,180 $3,998 $1,193 $1,383
Travelers $1,310 $1,331 $1,312 $1,307 $6,376 $10,090 $1,389 $1,598
USAA $1,100 $1,103 $1,070 $1,059 $3,565 $3,999 $1,458 $1,579

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Minimum Car Insurance in Payette, ID

Every driver must carry the minimum car insurance in Payette, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Payette, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Payette, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Payette, ID. Compare credit history car insurance rates in Payette from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Payette, Idaho

Insurance Company Poor Fair Good
Allstate $5,171 $3,513 $3,070
American Family $4,776 $3,404 $2,905
Farmers $3,426 $2,915 $2,785
GEICO $3,091 $2,469 $2,069
Liberty Mutual $3,217 $1,974 $1,565
Nationwide $3,279 $2,644 $2,315
State Farm $2,418 $1,530 $1,219
Travelers $3,539 $2,975 $2,754
USAA $2,742 $1,585 $1,273

Cheapest Payette, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Payette, ID to rates for a clean record with top companies.

Annual Payette, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,225 $4,064 $4,548 $3,834
American Family $2,917 $4,122 $4,444 $3,299
Farmers $2,651 $3,363 $3,158 $2,995
GEICO $1,571 $2,496 $3,472 $2,633
Liberty Mutual $1,871 $2,340 $2,420 $2,378
Nationwide $2,098 $2,724 $3,806 $2,358
State Farm $1,569 $1,875 $1,722 $1,722
Travelers $1,915 $2,715 $4,692 $3,035
USAA $1,341 $1,908 $2,595 $1,623

Cheapest Payette, ID Car Insurance for Teen Drivers

Teen car insurance in Payette, ID can be expensive. Take a look at rates from the top car insurance companies in Payette for teenagers.

Annual Car Insurance Rates for Teen Drivers in Payette, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,279 $9,580
American Family $7,355 $9,596
Farmers $7,398 $7,662
GEICO $3,966 $4,926
Liberty Mutual $4,493 $4,992
Nationwide $4,579 $5,650
State Farm $3,180 $3,998
Travelers $6,376 $10,090
USAA $3,565 $3,999

Cheapest Payette, ID Car Insurance for Seniors

Take a look at Payette, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Payette, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,947 $2,018
American Family $1,859 $1,859
Farmers $1,326 $1,406
GEICO $1,736 $1,686
Liberty Mutual $1,158 $1,290
Nationwide $1,676 $1,779
State Farm $954 $954
Travelers $1,312 $1,307
USAA $1,070 $1,059

Cheapest Payette, ID Car Insurance Rates After a DUI

A DUI in Payette, ID increases car insurance rates. Compare Payette, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Payette, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,548
American Family $4,444
Farmers $3,158
GEICO $3,472
Liberty Mutual $2,420
Nationwide $3,806
State Farm $1,722
Travelers $4,692
USAA $2,595

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Cheapest Payette, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Payette, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Payette, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,918 $3,918
American Family $3,619 $3,771
Farmers $3,042 $3,042
GEICO $2,500 $2,586
Liberty Mutual $2,252 $2,252
Nationwide $2,746 $2,746
State Farm $1,681 $1,763
Travelers $3,089 $3,089
USAA $1,844 $1,889

The Best Cheap Car Insurance Companies in Payette, ID

Take a look at a side-by-side comparison of the top car insurance companies in Payette, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Payette, Idaho

Insurance Company Average Annual Rates
Allstate $3,918
American Family $3,695
Farmers $3,042
GEICO $2,543
Liberty Mutual $2,252
Nationwide $2,746
State Farm $1,722
Travelers $3,089
USAA $1,867

Category Winners: Cheapest Car Insurance in Payette, Idaho

Find the cheapest car insurance companies in Payette, ID for each category right here.

Best Annual Car Insurance Rates by Company in Payette, Idaho

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Payette, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Payette car insurance rates. Find the cheapest Payette, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Payette, Idaho

Insurance Company Low Medium High
Allstate $3,745 $3,909 $4,100
American Family $3,705 $3,879 $3,502
Farmers $2,880 $3,004 $3,241
GEICO $2,389 $2,538 $2,702
Liberty Mutual $2,141 $2,249 $2,367
Nationwide $2,711 $2,885 $2,643
State Farm $1,628 $1,725 $1,813
Travelers $3,035 $3,134 $3,098
USAA $1,817 $1,864 $1,920

What affects car insurance rates in Payette, Idaho?

What factors can have an impact on Payette, ID car insurance? There are several reasons why Payette car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Payette, Idaho.

Car Theft in Payette

High levels of vehicle theft can make car insurance more expensive. Payette, ID car theft statistics from the FBI indicate 15 vehicle thefts a year.

Commute Time in Payette

The more time you spend in your car the higher the risk of an accident. The average commute length in Payette, ID is 17.2 minutes according to City-Data.

Compare Car Insurance Quotes in Payette, ID

Ready to find affordable Payette, Idaho car insurance today? Enter your ZIP code for fast, free Payette, ID car insurance quotes.

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