Compare Paynes Creek, CA Car Insurance Rates (2021)

Car insurance in Paynes Creek, CA averages $265 a month. Paynes Creek, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Paynes Creek car insurance rates, compare quotes from the top car insurance companies in Paynes Creek, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Paynes Creek for teen drivers is USAA
  • Average car insurance rates in Paynes Creek, CA are $3,179/year
  • The cheapest car insurance company in Paynes Creek is USAA

If you need to buy Paynes Creek, California car insurance, the options can be confusing. Everything you need to know about car insurance in Paynes Creek, CA is right here.

You’ll find Paynes Creek car insurance rates, the cheapest Paynes Creek, CA car insurance companies, and information on California car insurance laws. You can also compare Paynes Creek, California car insurance rates to San Jose car insurance rates, Anaheim car insurance rates, and Long Beach car insurance rates.

Ready to find affordable Paynes Creek, CA car insurance today? Enter your ZIP code for fast, free Paynes Creek car insurance quotes.

Cheapest Paynes Creek, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Paynes Creek, CA car insurance rates? Every Paynes Creek, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Paynes Creek, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,073 $2,082 $1,516 $1,538 $5,613 $7,065 $2,661 $2,946
Farmers $2,453 $2,453 $2,203 $2,203 $7,818 $12,852 $2,905 $3,232
GEICO $1,725 $1,728 $1,625 $1,625 $5,224 $5,337 $2,475 $2,545
Liberty Mutual $2,307 $2,191 $2,128 $2,066 $4,993 $5,300 $2,608 $2,625
Nationwide $2,882 $2,763 $2,495 $2,363 $7,125 $7,887 $3,423 $3,406
Progressive $1,527 $1,574 $1,275 $1,525 $3,966 $4,824 $2,186 $2,356
State Farm $2,813 $2,813 $2,508 $2,508 $5,116 $6,350 $3,109 $3,205
Travelers $2,085 $2,028 $1,838 $1,819 $4,143 $4,764 $2,680 $2,640
USAA $1,689 $1,604 $1,647 $1,657 $3,828 $3,841 $2,329 $2,205

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Minimum Car Insurance in Paynes Creek, CA

Every driver must carry the minimum car insurance in Paynes Creek, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Paynes Creek, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Paynes Creek, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Paynes Creek, CA to rates for a clean record with top companies.

Annual Paynes Creek, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $1,932 $3,234 $5,056 $2,525
Farmers $3,337 $4,544 $5,665 $4,514
GEICO $1,953 $2,992 $3,775 $2,422
Liberty Mutual $2,626 $3,522 $3,178 $2,783
Nationwide $2,823 $3,614 $6,121 $3,614
Progressive $1,582 $2,661 $3,103 $2,270
State Farm $2,530 $3,021 $5,721 $2,939
Travelers $1,870 $2,968 $3,465 $2,695
USAA $1,564 $2,318 $3,805 $1,712

Cheapest Paynes Creek, CA Car Insurance for Teen Drivers

Teen car insurance in Paynes Creek, CA can be expensive. Take a look at rates from the top car insurance companies in Paynes Creek for teenagers.

Annual Car Insurance Rates for Teen Drivers in Paynes Creek, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,613 $7,065
Farmers $7,818 $12,852
GEICO $5,224 $5,337
Liberty Mutual $4,993 $5,300
Nationwide $7,125 $7,887
Progressive $3,966 $4,824
State Farm $5,116 $6,350
Travelers $4,143 $4,764
USAA $3,828 $3,841

Cheapest Paynes Creek, CA Car Insurance for Seniors

Take a look at Paynes Creek, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Paynes Creek, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,516 $1,538
Farmers $2,203 $2,203
GEICO $1,625 $1,625
Liberty Mutual $2,128 $2,066
Nationwide $2,495 $2,363
Progressive $1,275 $1,525
State Farm $2,508 $2,508
Travelers $1,838 $1,819
USAA $1,647 $1,657

Cheapest Paynes Creek, CA Car Insurance Rates After a DUI

A DUI in Paynes Creek, CA increases car insurance rates. Compare Paynes Creek, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Paynes Creek, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,056
Farmers $5,665
GEICO $3,775
Liberty Mutual $3,178
Nationwide $6,121
Progressive $3,103
State Farm $5,721
Travelers $3,465
USAA $3,805

Cheapest Paynes Creek, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Paynes Creek, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Paynes Creek, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,877 $3,496
Farmers $4,097 $4,933
GEICO $2,531 $3,040
Liberty Mutual $2,779 $3,276
Nationwide $3,576 $4,510
Progressive $2,186 $2,622
State Farm $3,423 $3,682
Travelers $2,479 $3,020
USAA $2,165 $2,535

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The Best Cheap Car Insurance Companies in Paynes Creek, CA

Take a look at a side-by-side comparison of the top car insurance companies in Paynes Creek, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Paynes Creek, California

Insurance Company Average Annual Rates
Allstate $3,187
Farmers $4,515
GEICO $2,786
Liberty Mutual $3,027
Nationwide $4,043
Progressive $2,404
State Farm $3,553
Travelers $2,750
USAA $2,350

Category Winners: Cheapest Car Insurance in Paynes Creek, California

Find the cheapest car insurance companies in Paynes Creek, CA for each category right here.

Best Annual Car Insurance Rates by Company in Paynes Creek, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest Paynes Creek, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Paynes Creek car insurance rates. Find the cheapest Paynes Creek, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Paynes Creek, California

Insurance Company Low Medium High
Allstate $3,027 $3,213 $3,321
Farmers $4,220 $4,548 $4,776
GEICO $2,569 $2,812 $2,976
Liberty Mutual $2,831 $3,052 $3,199
Nationwide $3,686 $4,102 $4,341
Progressive $2,217 $2,459 $2,537
State Farm $3,238 $3,606 $3,815
Travelers $2,438 $2,814 $2,997
USAA $2,132 $2,395 $2,524

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Compare Car Insurance Quotes in Paynes Creek, CA

Ready to find affordable Paynes Creek, California car insurance today? Enter your ZIP code for fast, free Paynes Creek, CA car insurance quotes.

Free Car Insurance Comparison

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