Compare Paynesville, WV Car Insurance Rates (2021)

Car insurance in Paynesville, WV averages $387 a month. Paynesville, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Paynesville car insurance rates, compare quotes from the top car insurance companies in Paynesville, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Paynesville, WV are $4,638/year
  • The cheapest car insurance company in Paynesville for teen drivers is State Farm
  • The cheapest car insurance company in Paynesville is State Farm

If you need to buy Paynesville, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Paynesville, WV is right here.

You’ll find Paynesville car insurance rates, the cheapest Paynesville, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Paynesville, West Virginia car insurance rates to Fairmont car insurance rates, Bluefield car insurance rates, and Clarksburg car insurance rates.

Ready to find affordable Paynesville, WV car insurance today? Enter your ZIP code for fast, free Paynesville car insurance quotes.

Cheapest Paynesville, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Paynesville, WV car insurance rates? Every Paynesville, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Paynesville, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,001 $2,776 $2,696 $2,702 $11,035 $11,493 $3,290 $3,281
GEICO $3,305 $3,259 $3,143 $3,046 $8,189 $9,883 $3,179 $3,314
Liberty Mutual $4,522 $4,926 $3,634 $4,444 $17,094 $19,323 $4,658 $5,133
Nationwide $2,385 $2,422 $2,161 $2,267 $6,468 $8,191 $2,714 $2,908
Progressive $2,645 $2,534 $2,442 $2,431 $11,968 $13,538 $3,199 $3,305
State Farm $2,070 $2,070 $1,868 $1,868 $4,736 $6,115 $2,464 $1,932
USAA $1,747 $1,720 $1,629 $1,638 $5,849 $6,457 $2,257 $2,421

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Minimum Car Insurance in Paynesville, WV

Every driver must carry the minimum car insurance in Paynesville, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Paynesville, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Paynesville, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Paynesville, WV. Compare credit history car insurance rates in Paynesville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Paynesville, West Virginia

Insurance Company Poor Fair Good
Allstate $6,115 $4,852 $4,135
GEICO $5,624 $4,575 $3,795
Liberty Mutual $11,426 $6,991 $5,482
Nationwide $4,210 $3,546 $3,313
Progressive $5,878 $5,129 $4,767
State Farm $4,168 $2,527 $1,977
USAA $4,360 $2,518 $2,017

Cheapest Paynesville, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Paynesville, WV to rates for a clean record with top companies.

Annual Paynesville, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,234 $5,032 $6,045 $4,826
GEICO $2,880 $4,640 $8,047 $3,091
Liberty Mutual $6,510 $8,251 $9,138 $7,966
Nationwide $2,932 $3,943 $4,609 $3,275
Progressive $4,442 $6,008 $5,340 $5,241
State Farm $2,642 $3,139 $2,890 $2,890
USAA $2,327 $2,760 $3,932 $2,841

Cheapest Paynesville, WV Car Insurance for Teen Drivers

Teen car insurance in Paynesville, WV can be expensive. Take a look at rates from the top car insurance companies in Paynesville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Paynesville, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,035 $11,493
GEICO $8,189 $9,883
Liberty Mutual $17,094 $19,323
Nationwide $6,468 $8,191
Progressive $11,968 $13,538
State Farm $4,736 $6,115
USAA $5,849 $6,457

Cheapest Paynesville, WV Car Insurance for Seniors

Take a look at Paynesville, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Paynesville, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,696 $2,702
GEICO $3,143 $3,046
Liberty Mutual $3,634 $4,444
Nationwide $2,161 $2,267
Progressive $2,442 $2,431
State Farm $1,868 $1,868
USAA $1,629 $1,638

Cheapest Paynesville, WV Car Insurance Rates After a DUI

A DUI in Paynesville, WV increases car insurance rates. Compare Paynesville, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Paynesville, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,045
GEICO $8,047
Liberty Mutual $9,138
Nationwide $4,609
Progressive $5,340
State Farm $2,890
USAA $3,932

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Cheapest Paynesville, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Paynesville, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Paynesville, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,034 $5,034
GEICO $4,614 $4,716
Liberty Mutual $7,967 $7,967
Nationwide $3,690 $3,690
Progressive $5,258 $5,258
State Farm $2,815 $2,966
USAA $2,930 $2,999

The Best Cheap Car Insurance Companies in Paynesville, WV

Take a look at a side-by-side comparison of the top car insurance companies in Paynesville, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Paynesville, West Virginia

Insurance Company Average Annual Rates
Allstate $5,034
GEICO $4,665
Liberty Mutual $7,967
Nationwide $3,690
Progressive $5,258
State Farm $2,890
USAA $2,965

Category Winners: Cheapest Car Insurance in Paynesville, West Virginia

Find the cheapest car insurance companies in Paynesville, WV for each category right here.

Best Annual Car Insurance Rates by Company in Paynesville, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Paynesville, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Paynesville car insurance rates. Find the cheapest Paynesville, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Paynesville, West Virginia

Insurance Company Low Medium High
Allstate $4,826 $5,024 $5,253
GEICO $4,382 $4,679 $4,933
Liberty Mutual $7,516 $7,945 $8,438
Nationwide $3,616 $3,677 $3,776
Progressive $5,034 $5,199 $5,541
State Farm $2,732 $2,885 $3,055
USAA $2,852 $2,960 $3,083

Compare Car Insurance Quotes in Paynesville, WV

Ready to find affordable Paynesville, West Virginia car insurance today? Enter your ZIP code for fast, free Paynesville, WV car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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