Compare Pea Ridge, AR Car Insurance Rates (2021)

Car insurance in Pea Ridge, AR averages $318 a month. Pea Ridge, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Pea Ridge car insurance rates, compare quotes from the top car insurance companies in Pea Ridge, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Pea Ridge for teen drivers is USAA
  • Average car insurance rates in Pea Ridge, AR are $3,811/year
  • The cheapest car insurance company in Pea Ridge is USAA

If you need to buy Pea Ridge, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Pea Ridge, AR is right here.

You’ll find Pea Ridge car insurance rates, the cheapest Pea Ridge, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Pea Ridge, Arkansas car insurance rates to Rogers car insurance rates, Bentonville car insurance rates, and Hot Springs car insurance rates.

Ready to find affordable Pea Ridge, AR car insurance today? Enter your ZIP code for fast, free Pea Ridge car insurance quotes.

Cheapest Pea Ridge, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pea Ridge, AR car insurance rates? Every Pea Ridge, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pea Ridge, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,693 $2,706 $2,412 $2,576 $9,910 $11,893 $2,961 $3,208
Farmers $2,065 $2,049 $1,841 $1,944 $9,005 $9,321 $2,374 $2,493
GEICO $2,043 $2,012 $1,878 $1,825 $5,627 $5,611 $2,028 $2,057
Liberty Mutual $2,121 $2,264 $2,053 $2,290 $8,112 $8,928 $2,296 $2,388
Nationwide $2,533 $2,577 $2,279 $2,401 $6,227 $7,903 $2,910 $3,130
Progressive $2,417 $2,273 $1,990 $2,088 $10,640 $11,956 $2,888 $3,126
State Farm $1,589 $1,589 $1,437 $1,437 $4,778 $5,992 $1,794 $2,062
Travelers $2,070 $2,104 $2,078 $2,077 $12,558 $20,181 $2,233 $2,531
USAA $1,337 $1,343 $1,244 $1,243 $4,312 $4,500 $1,717 $1,842

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Minimum Car Insurance in Pea Ridge, AR

Every driver must carry the minimum car insurance in Pea Ridge, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Pea Ridge, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Pea Ridge, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pea Ridge, AR. Compare credit history car insurance rates in Pea Ridge from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pea Ridge, Arkansas

Insurance Company Poor Fair Good
Allstate $6,014 $4,621 $3,750
Farmers $4,413 $3,712 $3,534
GEICO $3,454 $2,844 $2,357
Liberty Mutual $5,479 $3,334 $2,607
Nationwide $4,424 $3,563 $3,248
Progressive $5,271 $4,526 $4,220
State Farm $3,743 $2,255 $1,757
Travelers $6,557 $5,492 $5,138
USAA $2,898 $1,985 $1,694

Cheapest Pea Ridge, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pea Ridge, AR to rates for a clean record with top companies.

Annual Pea Ridge, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,947 $4,971 $5,537 $4,726
Farmers $3,276 $4,217 $4,120 $3,932
GEICO $1,976 $3,006 $4,432 $2,127
Liberty Mutual $2,567 $4,232 $4,956 $3,472
Nationwide $2,925 $3,765 $5,075 $3,215
Progressive $4,020 $5,623 $4,229 $4,817
State Farm $2,360 $2,810 $2,585 $2,585
Travelers $4,793 $4,950 $7,291 $5,882
USAA $1,679 $2,137 $3,090 $1,864

Cheapest Pea Ridge, AR Car Insurance for Teen Drivers

Teen car insurance in Pea Ridge, AR can be expensive. Take a look at rates from the top car insurance companies in Pea Ridge for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pea Ridge, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,910 $11,893
Farmers $9,005 $9,321
GEICO $5,627 $5,611
Liberty Mutual $8,112 $8,928
Nationwide $6,227 $7,903
Progressive $10,640 $11,956
State Farm $4,778 $5,992
Travelers $12,558 $20,181
USAA $4,312 $4,500

Cheapest Pea Ridge, AR Car Insurance for Seniors

Take a look at Pea Ridge, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pea Ridge, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,412 $2,576
Farmers $1,841 $1,944
GEICO $1,878 $1,825
Liberty Mutual $2,053 $2,290
Nationwide $2,279 $2,401
Progressive $1,990 $2,088
State Farm $1,437 $1,437
Travelers $2,078 $2,077
USAA $1,244 $1,243

Cheapest Pea Ridge, AR Car Insurance Rates After a DUI

A DUI in Pea Ridge, AR increases car insurance rates. Compare Pea Ridge, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pea Ridge, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,537
Farmers $4,120
GEICO $4,432
Liberty Mutual $4,956
Nationwide $5,075
Progressive $4,229
State Farm $2,585
Travelers $7,291
USAA $3,090

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Cheapest Pea Ridge, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pea Ridge, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pea Ridge, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,795 $4,795
Farmers $3,886 $3,886
GEICO $2,860 $2,910
Liberty Mutual $3,807 $3,807
Nationwide $3,745 $3,745
Progressive $4,672 $4,672
State Farm $2,522 $2,648
Travelers $5,729 $5,729
USAA $2,131 $2,254

The Best Cheap Car Insurance Companies in Pea Ridge, AR

Take a look at a side-by-side comparison of the top car insurance companies in Pea Ridge, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pea Ridge, Arkansas

Insurance Company Average Annual Rates
Allstate $4,795
Farmers $3,886
GEICO $2,885
Liberty Mutual $3,807
Nationwide $3,745
Progressive $4,672
State Farm $2,585
Travelers $5,729
USAA $2,192

Category Winners: Cheapest Car Insurance in Pea Ridge, Arkansas

Find the cheapest car insurance companies in Pea Ridge, AR for each category right here.

Best Annual Car Insurance Rates by Company in Pea Ridge, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Pea Ridge, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pea Ridge car insurance rates. Find the cheapest Pea Ridge, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pea Ridge, Arkansas

Insurance Company Low Medium High
Allstate $4,665 $4,792 $4,928
Farmers $3,677 $3,843 $4,139
GEICO $2,749 $2,884 $3,023
Liberty Mutual $3,675 $3,780 $3,965
Nationwide $3,771 $3,672 $3,792
Progressive $4,273 $4,592 $5,152
State Farm $2,442 $2,582 $2,731
Travelers $5,432 $5,743 $6,011
USAA $2,103 $2,185 $2,290

What affects car insurance rates in Pea Ridge, Arkansas?

What factors can have an impact on Pea Ridge, AR car insurance? There are several reasons why Pea Ridge car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Pea Ridge, Arkansas.

Commute Time in Pea Ridge

The more time you spend in your car the higher the risk of an accident. The average commute length in Pea Ridge, AR is 24.7 minutes according to City-Data.

Compare Car Insurance Quotes in Pea Ridge, AR

Ready to find affordable Pea Ridge, Arkansas car insurance today? Enter your ZIP code for fast, free Pea Ridge, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State