Compare Peaks Island, ME Car Insurance Rates (2021)

Car insurance in Peaks Island, ME averages $214 a month. Peaks Island, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Peaks Island car insurance rates, compare quotes from the top car insurance companies in Peaks Island, ME.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Peaks Island for teen drivers is GEICO
  • The cheapest car insurance company in Peaks Island is USAA
  • Average car insurance rates in Peaks Island, ME after a DUI are $3,014/year

If you need to buy Peaks Island, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in Peaks Island, ME is right here.

You’ll find Peaks Island car insurance rates, the cheapest Peaks Island, ME car insurance companies, and information on Maine car insurance laws. You can also compare Peaks Island, Maine car insurance rates to Augusta car insurance rates, Sanford car insurance rates, and Portland car insurance rates.

Ready to find affordable Peaks Island, ME car insurance today? Enter your ZIP code for fast, free Peaks Island car insurance quotes.

Cheapest Peaks Island, ME Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Peaks Island, ME car insurance rates? Every Peaks Island, Maine car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Peaks Island, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,757 $1,807 $1,588 $1,719 $4,498 $6,003 $1,902 $2,122
Farmers $1,772 $1,787 $1,673 $1,783 $5,906 $6,450 $2,109 $2,180
GEICO $911 $943 $911 $911 $2,225 $2,892 $993 $1,060
Liberty Mutual $2,787 $2,787 $2,657 $2,657 $5,849 $8,722 $2,787 $3,900
Progressive $1,787 $1,749 $1,787 $1,749 $7,558 $8,487 $2,080 $2,348
State Farm $1,424 $1,424 $1,354 $1,354 $4,657 $5,819 $1,598 $1,745
Travelers $1,186 $1,222 $1,075 $1,098 $4,900 $6,613 $1,164 $1,325
USAA $783 $769 $779 $759 $2,569 $2,829 $990 $1,034

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Minimum Car Insurance in Peaks Island, ME

Every driver must carry the minimum car insurance in Peaks Island, ME. Take a look at the Maine car insurance requirements.

Minimum Required Car Insurance Coverage in Peaks Island, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Peaks Island, ME Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Peaks Island, ME. Compare credit history car insurance rates in Peaks Island from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Peaks Island, Maine

Insurance Company Poor Fair Good
Allstate $3,357 $2,564 $2,103
Farmers $3,440 $2,827 $2,605
GEICO $1,824 $1,210 $1,032
Liberty Mutual $5,593 $3,625 $2,836
Progressive $3,882 $3,340 $3,107
State Farm $3,528 $2,107 $1,631
Travelers $2,735 $2,240 $1,994
USAA $1,718 $1,188 $1,036

Cheapest Peaks Island, ME Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Peaks Island, ME to rates for a clean record with top companies.

Annual Peaks Island, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,176 $2,962 $3,096 $2,464
Farmers $2,584 $3,297 $2,859 $3,091
GEICO $986 $1,388 $2,062 $986
Liberty Mutual $3,060 $3,621 $6,052 $3,340
Progressive $2,756 $4,673 $3,070 $3,274
State Farm $2,192 $2,652 $2,422 $2,422
Travelers $1,932 $2,149 $2,704 $2,506
USAA $997 $1,314 $1,847 $1,097

Cheapest Peaks Island, ME Car Insurance for Teen Drivers

Teen car insurance in Peaks Island, ME can be expensive. Take a look at rates from the top car insurance companies in Peaks Island for teenagers.

Annual Car Insurance Rates for Teen Drivers in Peaks Island, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,498 $6,003
Farmers $5,906 $6,450
GEICO $2,225 $2,892
Liberty Mutual $5,849 $8,722
Progressive $7,558 $8,487
State Farm $4,657 $5,819
Travelers $4,900 $6,613
USAA $2,569 $2,829

Cheapest Peaks Island, ME Car Insurance for Seniors

Take a look at Peaks Island, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Peaks Island, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,588 $1,719
Farmers $1,673 $1,783
GEICO $911 $911
Liberty Mutual $2,657 $2,657
Progressive $1,787 $1,749
State Farm $1,354 $1,354
Travelers $1,075 $1,098
USAA $779 $759

Cheapest Peaks Island, ME Car Insurance Rates After a DUI

A DUI in Peaks Island, ME increases car insurance rates. Compare Peaks Island, Maine DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Peaks Island, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,096
Farmers $2,859
GEICO $2,062
Liberty Mutual $6,052
Progressive $3,070
State Farm $2,422
Travelers $2,704
USAA $1,847

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Cheapest Peaks Island, ME Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Peaks Island, ME by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Peaks Island, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,675 $2,675
Farmers $2,958 $2,958
GEICO $1,333 $1,378
Liberty Mutual $3,937 $4,100
Progressive $3,443 $3,443
State Farm $2,343 $2,501
Travelers $2,323 $2,323
USAA $1,277 $1,351

The Best Cheap Car Insurance Companies in Peaks Island, ME

Take a look at a side-by-side comparison of the top car insurance companies in Peaks Island, ME to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Peaks Island, Maine

Insurance Company Average Annual Rates
Allstate $2,675
Farmers $2,958
GEICO $1,356
Liberty Mutual $4,018
Progressive $3,443
State Farm $2,422
Travelers $2,323
USAA $1,314

Category Winners: Cheapest Car Insurance in Peaks Island, Maine

Find the cheapest car insurance companies in Peaks Island, ME for each category right here.

Best Annual Car Insurance Rates by Company in Peaks Island, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest Peaks Island, ME Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Peaks Island car insurance rates. Find the cheapest Peaks Island, ME car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Peaks Island, Maine

Insurance Company Low Medium High
Allstate $2,640 $2,641 $2,742
Farmers $2,832 $2,853 $3,188
GEICO $1,327 $1,337 $1,403
Liberty Mutual $3,963 $3,963 $4,128
Progressive $3,369 $3,377 $3,583
State Farm $2,351 $2,394 $2,521
Travelers $2,281 $2,286 $2,402
USAA $1,284 $1,296 $1,361

Compare Car Insurance Quotes in Peaks Island, ME

Ready to find affordable Peaks Island, Maine car insurance today? Enter your ZIP code for fast, free Peaks Island, ME car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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