Compare Pearcy, AR Car Insurance Rates (2021)

Car insurance in Pearcy, AR averages $364 a month. Pearcy, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Pearcy car insurance rates, compare quotes from the top car insurance companies in Pearcy, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Pearcy for teen drivers is USAA
  • The cheapest car insurance company in Pearcy is USAA
  • Average car insurance rates in Pearcy, AR after a DUI are $5,234/year

If you need to buy Pearcy, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Pearcy, AR is right here.

You’ll find Pearcy car insurance rates, the cheapest Pearcy, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Pearcy, Arkansas car insurance rates to Fayetteville car insurance rates, Conway car insurance rates, and Fort Smith car insurance rates.

Ready to find affordable Pearcy, AR car insurance today? Enter your ZIP code for fast, free Pearcy car insurance quotes.

Cheapest Pearcy, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pearcy, AR car insurance rates? Every Pearcy, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pearcy, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,970 $2,975 $2,662 $2,846 $11,252 $13,544 $3,257 $3,526
Farmers $2,409 $2,390 $2,148 $2,267 $10,436 $10,807 $2,756 $2,883
GEICO $2,641 $2,604 $2,429 $2,361 $7,174 $7,166 $2,616 $2,653
Liberty Mutual $2,462 $2,637 $2,330 $2,596 $8,693 $9,570 $2,669 $2,804
Nationwide $2,780 $2,828 $2,496 $2,634 $6,841 $8,707 $3,195 $3,442
Progressive $3,013 $2,833 $2,484 $2,600 $13,346 $15,011 $3,609 $3,919
State Farm $1,906 $1,906 $1,721 $1,721 $5,732 $7,192 $2,153 $2,476
Travelers $2,310 $2,350 $2,302 $2,306 $13,862 $22,342 $2,481 $2,831
USAA $1,260 $1,274 $1,166 $1,177 $3,886 $4,077 $1,619 $1,748

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Minimum Car Insurance in Pearcy, AR

Every driver must carry the minimum car insurance in Pearcy, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Pearcy, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Pearcy, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pearcy, AR. Compare credit history car insurance rates in Pearcy from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pearcy, Arkansas

Insurance Company Poor Fair Good
Allstate $6,750 $5,186 $4,202
Farmers $5,113 $4,314 $4,109
GEICO $4,437 $3,652 $3,028
Liberty Mutual $6,104 $3,677 $2,880
Nationwide $4,859 $3,917 $3,570
Progressive $6,596 $5,669 $5,290
State Farm $4,495 $2,703 $2,103
Travelers $7,273 $6,083 $5,688
USAA $2,687 $1,831 $1,560

Cheapest Pearcy, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pearcy, AR to rates for a clean record with top companies.

Annual Pearcy, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,402 $5,580 $6,235 $5,301
Farmers $3,813 $4,890 $4,788 $4,556
GEICO $2,527 $3,859 $5,717 $2,719
Liberty Mutual $2,875 $4,670 $5,469 $3,867
Nationwide $3,201 $4,137 $5,599 $3,524
Progressive $5,032 $7,050 $5,292 $6,033
State Farm $2,831 $3,370 $3,101 $3,101
Travelers $5,314 $5,490 $8,065 $6,523
USAA $1,561 $1,971 $2,842 $1,731

Cheapest Pearcy, AR Car Insurance for Teen Drivers

Teen car insurance in Pearcy, AR can be expensive. Take a look at rates from the top car insurance companies in Pearcy for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pearcy, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,252 $13,544
Farmers $10,436 $10,807
GEICO $7,174 $7,166
Liberty Mutual $8,693 $9,570
Nationwide $6,841 $8,707
Progressive $13,346 $15,011
State Farm $5,732 $7,192
Travelers $13,862 $22,342
USAA $3,886 $4,077

Cheapest Pearcy, AR Car Insurance for Seniors

Take a look at Pearcy, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pearcy, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,662 $2,846
Farmers $2,148 $2,267
GEICO $2,429 $2,361
Liberty Mutual $2,330 $2,596
Nationwide $2,496 $2,634
Progressive $2,484 $2,600
State Farm $1,721 $1,721
Travelers $2,302 $2,306
USAA $1,166 $1,177

Cheapest Pearcy, AR Car Insurance Rates After a DUI

A DUI in Pearcy, AR increases car insurance rates. Compare Pearcy, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pearcy, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,235
Farmers $4,788
GEICO $5,717
Liberty Mutual $5,469
Nationwide $5,599
Progressive $5,292
State Farm $3,101
Travelers $8,065
USAA $2,842

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Cheapest Pearcy, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pearcy, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pearcy, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,379 $5,379
Farmers $4,512 $4,512
GEICO $3,675 $3,736
Liberty Mutual $4,220 $4,220
Nationwide $4,115 $4,115
Progressive $5,852 $5,852
State Farm $3,025 $3,176
Travelers $6,348 $6,348
USAA $1,968 $2,084

The Best Cheap Car Insurance Companies in Pearcy, AR

Take a look at a side-by-side comparison of the top car insurance companies in Pearcy, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pearcy, Arkansas

Insurance Company Average Annual Rates
Allstate $5,379
Farmers $4,512
GEICO $3,706
Liberty Mutual $4,220
Nationwide $4,115
Progressive $5,852
State Farm $3,101
Travelers $6,348
USAA $2,026

Category Winners: Cheapest Car Insurance in Pearcy, Arkansas

Find the cheapest car insurance companies in Pearcy, AR for each category right here.

Best Annual Car Insurance Rates by Company in Pearcy, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Pearcy, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pearcy car insurance rates. Find the cheapest Pearcy, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pearcy, Arkansas

Insurance Company Low Medium High
Allstate $5,218 $5,377 $5,543
Farmers $4,279 $4,463 $4,794
GEICO $3,547 $3,704 $3,865
Liberty Mutual $4,093 $4,195 $4,373
Nationwide $4,125 $4,028 $4,193
Progressive $5,359 $5,755 $6,441
State Farm $2,935 $3,099 $3,268
Travelers $6,006 $6,364 $6,674
USAA $1,947 $2,019 $2,112

Compare Car Insurance Quotes in Pearcy, AR

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Average Monthly Car Insurance Rates by State