Compare Pearl River, LA Car Insurance Rates (2021)

Car insurance in Pearl River, LA averages $473 a month. Pearl River, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Pearl River car insurance rates, compare quotes from the top car insurance companies in Pearl River, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Pearl River, LA after a DUI are $6,520/year
  • The cheapest car insurance company in Pearl River is USAA
  • The cheapest car insurance company in Pearl River for teen drivers is USAA

If you need to buy Pearl River, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Pearl River, LA is right here.

You’ll find Pearl River car insurance rates, the cheapest Pearl River, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Pearl River, Louisiana car insurance rates to Baton Rouge car insurance rates, Kenner car insurance rates, and Lake Charles car insurance rates.

Ready to find affordable Pearl River, LA car insurance today? Enter your ZIP code for fast, free Pearl River car insurance quotes.

Cheapest Pearl River, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pearl River, LA car insurance rates? Every Pearl River, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pearl River, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,930 $3,930 $4,056 $4,056 $8,696 $11,002 $4,349 $4,719
GEICO $3,309 $3,802 $3,973 $4,854 $12,114 $12,726 $3,179 $3,065
Progressive $4,613 $4,309 $3,859 $4,177 $17,953 $19,952 $5,243 $5,297
State Farm $2,756 $2,756 $2,539 $2,539 $8,101 $10,149 $3,071 $3,440
USAA $2,648 $2,605 $2,586 $2,564 $7,956 $9,322 $3,254 $3,565

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Minimum Car Insurance in Pearl River, LA

Every driver must carry the minimum car insurance in Pearl River, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Pearl River, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Pearl River, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pearl River, LA. Compare credit history car insurance rates in Pearl River from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pearl River, Louisiana

Insurance Company Poor Fair Good
Allstate $7,345 $5,047 $4,384
GEICO $6,992 $6,067 $4,574
Progressive $9,258 $7,915 $7,353
State Farm $6,110 $3,949 $3,198
USAA $5,951 $3,806 $3,180

Cheapest Pearl River, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pearl River, LA to rates for a clean record with top companies.

Annual Pearl River, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,426 $6,743 $6,005 $5,194
GEICO $4,000 $6,448 $7,923 $5,140
Progressive $6,816 $9,117 $8,793 $7,976
State Farm $4,052 $4,786 $4,419 $4,419
USAA $3,290 $4,571 $5,458 $3,930

Cheapest Pearl River, LA Car Insurance for Teen Drivers

Teen car insurance in Pearl River, LA can be expensive. Take a look at rates from the top car insurance companies in Pearl River for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pearl River, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,696 $11,002
GEICO $12,114 $12,726
Progressive $17,953 $19,952
State Farm $8,101 $10,149
USAA $7,956 $9,322

Cheapest Pearl River, LA Car Insurance for Seniors

Take a look at Pearl River, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pearl River, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,056 $4,056
GEICO $3,973 $4,854
Progressive $3,859 $4,177
State Farm $2,539 $2,539
USAA $2,586 $2,564

Cheapest Pearl River, LA Car Insurance Rates After a DUI

A DUI in Pearl River, LA increases car insurance rates. Compare Pearl River, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pearl River, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,005
GEICO $7,923
Progressive $8,793
State Farm $4,419
USAA $5,458

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Cheapest Pearl River, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pearl River, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pearl River, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,592 $5,592
GEICO $5,761 $5,995
Progressive $8,175 $8,175
State Farm $4,306 $4,531
USAA $4,179 $4,445

The Best Cheap Car Insurance Companies in Pearl River, LA

Take a look at a side-by-side comparison of the top car insurance companies in Pearl River, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pearl River, Louisiana

Insurance Company Average Annual Rates
Allstate $5,592
GEICO $5,878
Progressive $8,175
State Farm $4,419
USAA $4,312

Category Winners: Cheapest Car Insurance in Pearl River, Louisiana

Find the cheapest car insurance companies in Pearl River, LA for each category right here.

Best Annual Car Insurance Rates by Company in Pearl River, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Pearl River, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pearl River car insurance rates. Find the cheapest Pearl River, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pearl River, Louisiana

Insurance Company Low Medium High
Allstate $4,902 $5,687 $6,187
GEICO $4,794 $5,899 $6,940
Progressive $6,661 $8,098 $9,767
State Farm $3,801 $4,407 $5,049
USAA $3,739 $4,379 $4,819

What affects car insurance rates in Pearl River, Louisiana?

What factors can have an impact on Pearl River, LA car insurance? There are several reasons why Pearl River car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Pearl River, Louisiana.

Car Theft in Pearl River

High levels of vehicle theft can make car insurance more expensive. Pearl River, LA car theft statistics from the FBI indicate 6 vehicle thefts a year.

Commute Time in Pearl River

The more time you spend in your car the higher the risk of an accident. The average commute length in Pearl River, LA is 32.9 minutes according to City-Data.

Compare Car Insurance Quotes in Pearl River, LA

Ready to find affordable Pearl River, Louisiana car insurance today? Enter your ZIP code for fast, free Pearl River, LA car insurance quotes.

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