Compare Pecan Gap, TX Car Insurance Rates (2021)

Car insurance in Pecan Gap, TX averages $300 a month. Pecan Gap, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Pecan Gap car insurance rates, compare quotes from the top car insurance companies in Pecan Gap, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Pecan Gap, TX are $3,602/year
  • Average car insurance rates in Pecan Gap, TX after a DUI are $4,099/year
  • The cheapest car insurance company in Pecan Gap for teen drivers is USAA

If you need to buy Pecan Gap, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Pecan Gap, TX is right here.

You’ll find Pecan Gap car insurance rates, the cheapest Pecan Gap, TX car insurance companies, and information on Texas car insurance laws. You can also compare Pecan Gap, Texas car insurance rates to Dallas car insurance rates, Fort Worth car insurance rates, and Arlington car insurance rates.

Ready to find affordable Pecan Gap, TX car insurance today? Enter your ZIP code for fast, free Pecan Gap car insurance quotes.

Cheapest Pecan Gap, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pecan Gap, TX car insurance rates? Every Pecan Gap, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pecan Gap, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,494 $3,531 $3,454 $3,454 $9,099 $11,001 $4,321 $4,507
American Family $2,389 $2,645 $2,205 $2,511 $6,046 $7,925 $3,371 $3,836
GEICO $2,298 $2,456 $2,192 $2,444 $4,861 $5,078 $2,475 $2,487
Nationwide $2,166 $2,208 $1,915 $2,031 $6,025 $7,753 $2,533 $2,743
Progressive $2,340 $2,211 $2,098 $2,131 $10,099 $11,254 $2,766 $2,791
State Farm $1,932 $1,932 $1,718 $1,718 $4,599 $5,857 $2,099 $2,165
USAA $1,484 $1,496 $1,415 $1,408 $4,127 $4,506 $1,977 $2,128

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Minimum Car Insurance in Pecan Gap, TX

Every driver must carry the minimum car insurance in Pecan Gap, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Pecan Gap, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Pecan Gap, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pecan Gap, TX. Compare credit history car insurance rates in Pecan Gap from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pecan Gap, Texas

Insurance Company Poor Fair Good
Allstate $6,834 $4,982 $4,257
American Family $5,348 $3,334 $2,916
GEICO $4,678 $2,655 $1,776
Nationwide $4,106 $3,293 $2,866
Progressive $4,997 $4,347 $4,039
State Farm $3,899 $2,426 $1,933
USAA $3,413 $1,963 $1,577

Cheapest Pecan Gap, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pecan Gap, TX to rates for a clean record with top companies.

Annual Pecan Gap, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,182 $6,411 $6,656 $4,182
American Family $3,536 $4,465 $3,927 $3,536
GEICO $2,580 $3,372 $2,867 $3,327
Nationwide $2,967 $2,967 $4,399 $3,353
Progressive $3,888 $5,055 $4,532 $4,370
State Farm $2,449 $2,805 $3,307 $2,449
USAA $1,733 $2,547 $3,003 $1,988

Cheapest Pecan Gap, TX Car Insurance for Teen Drivers

Teen car insurance in Pecan Gap, TX can be expensive. Take a look at rates from the top car insurance companies in Pecan Gap for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pecan Gap, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,099 $11,001
American Family $6,046 $7,925
GEICO $4,861 $5,078
Nationwide $6,025 $7,753
Progressive $10,099 $11,254
State Farm $4,599 $5,857
USAA $4,127 $4,506

Cheapest Pecan Gap, TX Car Insurance for Seniors

Take a look at Pecan Gap, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pecan Gap, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,454 $3,454
American Family $2,205 $2,511
GEICO $2,192 $2,444
Nationwide $1,915 $2,031
Progressive $2,098 $2,131
State Farm $1,718 $1,718
USAA $1,415 $1,408

Cheapest Pecan Gap, TX Car Insurance Rates After a DUI

A DUI in Pecan Gap, TX increases car insurance rates. Compare Pecan Gap, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pecan Gap, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,656
American Family $3,927
GEICO $2,867
Nationwide $4,399
Progressive $4,532
State Farm $3,307
USAA $3,003

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Cheapest Pecan Gap, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pecan Gap, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pecan Gap, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,230 $5,485
American Family $3,866 $3,866
GEICO $2,978 $3,095
Nationwide $3,422 $3,422
Progressive $4,461 $4,461
State Farm $2,752 $2,752
USAA $2,288 $2,347

The Best Cheap Car Insurance Companies in Pecan Gap, TX

Take a look at a side-by-side comparison of the top car insurance companies in Pecan Gap, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pecan Gap, Texas

Insurance Company Average Annual Rates
Allstate $5,358
American Family $3,866
GEICO $3,037
Nationwide $3,422
Progressive $4,461
State Farm $2,752
USAA $2,318

Category Winners: Cheapest Car Insurance in Pecan Gap, Texas

Find the cheapest car insurance companies in Pecan Gap, TX for each category right here.

Best Annual Car Insurance Rates by Company in Pecan Gap, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Pecan Gap, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pecan Gap car insurance rates. Find the cheapest Pecan Gap, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pecan Gap, Texas

Insurance Company Low Medium High
Allstate $5,223 $5,307 $5,544
American Family $3,610 $3,730 $4,258
GEICO $2,895 $3,003 $3,212
Nationwide $3,698 $3,274 $3,293
Progressive $4,230 $4,440 $4,713
State Farm $2,615 $2,744 $2,899
USAA $2,245 $2,309 $2,398

What affects car insurance rates in Pecan Gap, Texas?

What factors can have an impact on Pecan Gap, TX car insurance? There are several reasons why Pecan Gap car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Pecan Gap, Texas.

Commute Time in Pecan Gap

The more time you spend in your car the higher the risk of an accident. The average commute length in Pecan Gap, TX is 26.6 minutes according to City-Data.

Compare Car Insurance Quotes in Pecan Gap, TX

Ready to find affordable Pecan Gap, Texas car insurance today? Enter your ZIP code for fast, free Pecan Gap, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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