Compare Peculiar, MO Car Insurance Rates (2021)

Car insurance in Peculiar, MO averages $277 a month. Peculiar, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Peculiar car insurance rates, compare quotes from the top car insurance companies in Peculiar, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Peculiar, MO are $3,326/year
  • Average car insurance rates in Peculiar, MO after a DUI are $3,882/year
  • The cheapest car insurance company in Peculiar for teen drivers is Nationwide

If you need to buy Peculiar, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Peculiar, MO is right here.

You’ll find Peculiar car insurance rates, the cheapest Peculiar, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Peculiar, Missouri car insurance rates to Columbia car insurance rates, Florissant car insurance rates, and Blue Springs car insurance rates.

Ready to find affordable Peculiar, MO car insurance today? Enter your ZIP code for fast, free Peculiar car insurance quotes.

Cheapest Peculiar, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Peculiar, MO car insurance rates? Every Peculiar, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Peculiar, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,799 $2,700 $2,530 $2,609 $7,989 $8,664 $2,660 $2,738
American Family $2,214 $2,214 $1,972 $1,972 $6,062 $7,888 $2,214 $2,590
Farmers $2,282 $2,267 $2,033 $2,161 $9,629 $9,944 $2,605 $2,712
GEICO $1,740 $1,950 $1,359 $1,760 $5,546 $5,829 $1,585 $1,575
Liberty Mutual $2,728 $2,955 $2,249 $2,524 $9,551 $10,605 $2,868 $3,050
Nationwide $1,479 $1,506 $1,329 $1,402 $3,779 $4,815 $1,690 $1,821
Progressive $2,160 $1,973 $1,766 $1,826 $7,213 $8,058 $2,608 $2,632
State Farm $1,674 $1,674 $1,514 $1,514 $5,070 $6,373 $1,890 $2,165
USAA $1,554 $1,543 $1,391 $1,422 $4,587 $5,609 $1,939 $2,160

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Minimum Car Insurance in Peculiar, MO

Every driver must carry the minimum car insurance in Peculiar, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Peculiar, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Peculiar, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Peculiar, MO. Compare credit history car insurance rates in Peculiar from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Peculiar, Missouri

Insurance Company Poor Fair Good
Allstate $5,634 $3,630 $2,994
American Family $4,433 $3,116 $2,623
Farmers $4,794 $4,008 $3,811
GEICO $3,682 $2,401 $1,922
Liberty Mutual $6,540 $4,005 $3,153
Nationwide $2,626 $2,172 $1,885
Progressive $4,097 $3,381 $3,110
State Farm $3,823 $2,424 $1,956
USAA $4,216 $1,958 $1,402

Cheapest Peculiar, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Peculiar, MO to rates for a clean record with top companies.

Annual Peculiar, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,487 $3,950 $4,944 $3,963
American Family $2,545 $3,654 $4,462 $2,902
Farmers $3,617 $4,536 $4,432 $4,233
GEICO $2,052 $2,707 $3,680 $2,233
Liberty Mutual $3,314 $4,767 $4,905 $5,278
Nationwide $1,746 $2,246 $3,005 $1,913
Progressive $3,045 $4,108 $3,385 $3,580
State Farm $2,497 $2,972 $2,734 $2,734
USAA $2,036 $2,458 $3,392 $2,217

Cheapest Peculiar, MO Car Insurance for Teen Drivers

Teen car insurance in Peculiar, MO can be expensive. Take a look at rates from the top car insurance companies in Peculiar for teenagers.

Annual Car Insurance Rates for Teen Drivers in Peculiar, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,989 $8,664
American Family $6,062 $7,888
Farmers $9,629 $9,944
GEICO $5,546 $5,829
Liberty Mutual $9,551 $10,605
Nationwide $3,779 $4,815
Progressive $7,213 $8,058
State Farm $5,070 $6,373
USAA $4,587 $5,609

Cheapest Peculiar, MO Car Insurance for Seniors

Take a look at Peculiar, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Peculiar, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,530 $2,609
American Family $1,972 $1,972
Farmers $2,033 $2,161
GEICO $1,359 $1,760
Liberty Mutual $2,249 $2,524
Nationwide $1,329 $1,402
Progressive $1,766 $1,826
State Farm $1,514 $1,514
USAA $1,391 $1,422

Cheapest Peculiar, MO Car Insurance Rates After a DUI

A DUI in Peculiar, MO increases car insurance rates. Compare Peculiar, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Peculiar, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,944
American Family $4,462
Farmers $4,432
GEICO $3,680
Liberty Mutual $4,905
Nationwide $3,005
Progressive $3,385
State Farm $2,734
USAA $3,392

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Cheapest Peculiar, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Peculiar, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Peculiar, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,086 $4,086
American Family $3,357 $3,424
Farmers $4,204 $4,204
GEICO $2,620 $2,716
Liberty Mutual $4,566 $4,566
Nationwide $2,228 $2,228
Progressive $3,529 $3,529
State Farm $2,666 $2,803
USAA $2,433 $2,618

The Best Cheap Car Insurance Companies in Peculiar, MO

Take a look at a side-by-side comparison of the top car insurance companies in Peculiar, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Peculiar, Missouri

Insurance Company Average Annual Rates
Allstate $4,086
American Family $3,391
Farmers $4,204
GEICO $2,668
Liberty Mutual $4,566
Nationwide $2,228
Progressive $3,529
State Farm $2,734
USAA $2,526

Category Winners: Cheapest Car Insurance in Peculiar, Missouri

Find the cheapest car insurance companies in Peculiar, MO for each category right here.

Best Annual Car Insurance Rates by Company in Peculiar, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Peculiar, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Peculiar car insurance rates. Find the cheapest Peculiar, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Peculiar, Missouri

Insurance Company Low Medium High
Allstate $3,927 $4,077 $4,254
American Family $3,287 $3,498 $3,388
Farmers $3,929 $4,164 $4,520
GEICO $2,473 $2,694 $2,837
Liberty Mutual $4,296 $4,592 $4,810
Nationwide $2,088 $2,247 $2,348
Progressive $3,114 $3,543 $3,931
State Farm $2,542 $2,747 $2,914
USAA $2,420 $2,517 $2,640

What affects car insurance rates in Peculiar, Missouri?

What factors can have an impact on Peculiar, MO car insurance? There are several reasons why Peculiar car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Peculiar, Missouri.

Commute Time in Peculiar

The more time you spend in your car the higher the risk of an accident. The average commute length in Peculiar, MO is 25.4 minutes according to City-Data.

Compare Car Insurance Quotes in Peculiar, MO

Ready to find affordable Peculiar, Missouri car insurance today? Enter your ZIP code for fast, free Peculiar, MO car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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