Compare Pelham, NC Car Insurance Rates (2021)

Car insurance in Pelham, NC averages $294 a month. Pelham, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Pelham car insurance rates, compare quotes from the top car insurance companies in Pelham, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Pelham, NC are $3,532/year
  • Average car insurance rates in Pelham, NC after a DUI are $6,721/year
  • The cheapest car insurance company in Pelham is Liberty Mutual

If you need to buy Pelham, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Pelham, NC is right here.

You’ll find Pelham car insurance rates, the cheapest Pelham, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Pelham, North Carolina car insurance rates to Cary car insurance rates, Raleigh car insurance rates, and Winston-Salem car insurance rates.

Ready to find affordable Pelham, NC car insurance today? Enter your ZIP code for fast, free Pelham car insurance quotes.

Cheapest Pelham, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pelham, NC car insurance rates? Every Pelham, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pelham, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,455 $5,455 $4,486 $4,486 $12,886 $12,886 $5,562 $5,562
GEICO $2,643 $2,595 $2,592 $2,547 $4,587 $4,548 $2,332 $2,319
Liberty Mutual $1,972 $1,972 $2,041 $2,041 $3,345 $3,345 $1,972 $1,972
Nationwide $2,632 $2,632 $2,632 $2,632 $4,326 $4,326 $2,632 $2,632
Progressive $1,958 $1,958 $1,749 $1,749 $4,378 $4,378 $2,195 $2,195
State Farm $2,845 $2,845 $2,459 $2,459 $4,178 $4,178 $3,520 $3,520
Travelers $2,928 $2,928 $2,904 $2,904 $4,765 $4,765 $3,006 $3,006

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Minimum Car Insurance in Pelham, NC

Every driver must carry the minimum car insurance in Pelham, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Pelham, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Pelham, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pelham, NC. Compare credit history car insurance rates in Pelham from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pelham, North Carolina

Insurance Company Poor Fair Good
Allstate $9,628 $6,225 $5,439
GEICO $3,263 $3,005 $2,794
Liberty Mutual $2,333 $2,333 $2,333
Nationwide $3,055 $3,055 $3,055
Progressive $2,933 $2,509 $2,269
State Farm $4,573 $2,917 $2,262
Travelers $3,636 $3,303 $3,264

Cheapest Pelham, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pelham, NC to rates for a clean record with top companies.

Annual Pelham, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,826 $6,762 $12,612 $5,189
GEICO $1,563 $2,348 $5,990 $2,180
Liberty Mutual $1,376 $1,777 $4,402 $1,777
Nationwide $1,780 $2,314 $5,812 $2,314
Progressive $1,189 $1,750 $5,645 $1,696
State Farm $1,762 $2,504 $6,232 $2,504
Travelers $2,002 $2,645 $6,354 $2,602

Cheapest Pelham, NC Car Insurance for Teen Drivers

Teen car insurance in Pelham, NC can be expensive. Take a look at rates from the top car insurance companies in Pelham for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pelham, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,886 $12,886
GEICO $4,587 $4,548
Liberty Mutual $3,345 $3,345
Nationwide $4,326 $4,326
Progressive $4,378 $4,378
State Farm $4,178 $4,178
Travelers $4,765 $4,765

Cheapest Pelham, NC Car Insurance for Seniors

Take a look at Pelham, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pelham, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,486 $4,486
GEICO $2,592 $2,547
Liberty Mutual $2,041 $2,041
Nationwide $2,632 $2,632
Progressive $1,749 $1,749
State Farm $2,459 $2,459
Travelers $2,904 $2,904

Cheapest Pelham, NC Car Insurance Rates After a DUI

A DUI in Pelham, NC increases car insurance rates. Compare Pelham, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pelham, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,612
GEICO $5,990
Liberty Mutual $4,402
Nationwide $5,812
Progressive $5,645
State Farm $6,232
Travelers $6,354

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Cheapest Pelham, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pelham, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pelham, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,097 $7,097
GEICO $3,020 $3,020
Liberty Mutual $2,333 $2,333
Nationwide $3,055 $3,055
Progressive $2,570 $2,570
State Farm $3,223 $3,279
Travelers $3,401 $3,401

The Best Cheap Car Insurance Companies in Pelham, NC

Take a look at a side-by-side comparison of the top car insurance companies in Pelham, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pelham, North Carolina

Insurance Company Average Annual Rates
Allstate $7,097
GEICO $3,020
Liberty Mutual $2,333
Nationwide $3,055
Progressive $2,570
State Farm $3,251
Travelers $3,401

Category Winners: Cheapest Car Insurance in Pelham, North Carolina

Find the cheapest car insurance companies in Pelham, NC for each category right here.

Best Annual Car Insurance Rates by Company in Pelham, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Pelham, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pelham car insurance rates. Find the cheapest Pelham, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pelham, North Carolina

Insurance Company Low Medium High
Allstate $6,862 $7,075 $7,355
GEICO $2,892 $3,011 $3,158
Liberty Mutual $2,231 $2,320 $2,447
Nationwide $2,938 $3,043 $3,185
Progressive $2,452 $2,557 $2,702
State Farm $3,147 $3,237 $3,368
Travelers $3,273 $3,386 $3,544

Compare Car Insurance Quotes in Pelham, NC

Ready to find affordable Pelham, North Carolina car insurance today? Enter your ZIP code for fast, free Pelham, NC car insurance quotes.

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