Compare Pell City, AL Car Insurance Rates (2021)

Car insurance in Pell City, AL averages $304 a month. Pell City, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Pell City car insurance rates, compare quotes from the top car insurance companies in Pell City, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Pell City is 35128
  • Average car insurance rates in Pell City, AL after a DUI are $4,156/year
  • The cheapest car insurance company in Pell City is USAA

If you need to buy Pell City, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Pell City, AL is right here.

You’ll find Pell City car insurance rates, the cheapest Pell City, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Pell City, Alabama car insurance rates to Auburn car insurance rates, Madison car insurance rates, and Hoover car insurance rates.

Ready to find affordable Pell City, AL car insurance today? Enter your ZIP code for fast, free Pell City car insurance quotes.

Cheapest Pell City, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pell City, AL car insurance rates? Every Pell City, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pell City, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,042 $1,942 $1,851 $1,886 $7,216 $7,750 $2,276 $2,324
Farmers $2,421 $2,403 $2,164 $2,298 $9,368 $9,638 $2,754 $2,865
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $3,206 $3,464 $2,627 $2,937 $11,762 $13,077 $3,417 $3,642
Nationwide $1,696 $1,716 $1,548 $1,600 $4,472 $5,749 $1,882 $2,100
Progressive $2,348 $2,194 $1,925 $2,063 $9,775 $10,889 $2,745 $2,914
State Farm $2,777 $2,777 $2,523 $2,523 $8,527 $10,659 $3,139 $3,626
Travelers $1,349 $1,369 $1,272 $1,265 $7,148 $11,164 $1,281 $1,461
USAA $1,302 $1,323 $1,214 $1,190 $3,863 $4,285 $1,696 $1,831

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Minimum Car Insurance in Pell City, AL

Every driver must carry the minimum car insurance in Pell City, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Pell City, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Pell City, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pell City, AL. Compare credit history car insurance rates in Pell City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pell City, Alabama

Insurance Company Poor Fair Good
Allstate $4,207 $3,314 $2,711
Farmers $4,752 $4,089 $3,875
GEICO $3,504 $2,500 $2,262
Liberty Mutual $7,906 $4,844 $3,799
Nationwide $3,130 $2,444 $2,211
Progressive $4,908 $4,218 $3,944
State Farm $7,400 $3,752 $2,554
Travelers $3,587 $3,111 $3,169
USAA $2,810 $1,825 $1,629

Cheapest Pell City, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pell City, AL to rates for a clean record with top companies.

Annual Pell City, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,891 $3,415 $4,064 $3,274
Farmers $3,565 $4,614 $4,501 $4,276
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $4,322 $6,027 $5,889 $5,829
Nationwide $2,274 $2,274 $3,298 $2,535
Progressive $3,933 $4,956 $4,225 $4,312
State Farm $4,115 $5,124 $4,518 $4,518
Travelers $2,738 $2,874 $4,206 $3,337
USAA $1,606 $2,014 $2,994 $1,737

Cheapest Pell City, AL Car Insurance for Teen Drivers

Teen car insurance in Pell City, AL can be expensive. Take a look at rates from the top car insurance companies in Pell City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pell City, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,216 $7,750
Farmers $9,368 $9,638
GEICO $5,204 $5,101
Liberty Mutual $11,762 $13,077
Nationwide $4,472 $5,749
Progressive $9,775 $10,889
State Farm $8,527 $10,659
Travelers $7,148 $11,164
USAA $3,863 $4,285

Cheapest Pell City, AL Car Insurance for Seniors

Take a look at Pell City, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pell City, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,851 $1,886
Farmers $2,164 $2,298
GEICO $1,878 $1,947
Liberty Mutual $2,627 $2,937
Nationwide $1,548 $1,600
Progressive $1,925 $2,063
State Farm $2,523 $2,523
Travelers $1,272 $1,265
USAA $1,214 $1,190

Cheapest Pell City, AL Car Insurance Rates After a DUI

A DUI in Pell City, AL increases car insurance rates. Compare Pell City, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pell City, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,064
Farmers $4,501
GEICO $3,711
Liberty Mutual $5,889
Nationwide $3,298
Progressive $4,225
State Farm $4,518
Travelers $4,206
USAA $2,994

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Cheapest Pell City, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pell City, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pell City, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,411 $3,411
Farmers $4,239 $4,239
GEICO $2,707 $2,804
Liberty Mutual $5,516 $5,516
Nationwide $2,595 $2,595
Progressive $4,357 $4,357
State Farm $4,458 $4,679
Travelers $3,289 $3,289
USAA $1,992 $2,183

Cheapest Pell City, AL Car Insurance Rates by ZIP Code

Pell City car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Pell City, AL.

Annual Car Insurance Rates by ZIP Code in Pell City, Alabama

ZIP Code Average Annual Rates
35125 $3,762
35128 $3,718

The Best Cheap Car Insurance Companies in Pell City, AL

Take a look at a side-by-side comparison of the top car insurance companies in Pell City, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pell City, Alabama

Insurance Company Average Annual Rates
Allstate $3,411
Farmers $4,239
GEICO $2,755
Liberty Mutual $5,516
Nationwide $2,595
Progressive $4,357
State Farm $4,569
Travelers $3,289
USAA $2,088

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Category Winners: Cheapest Car Insurance in Pell City, Alabama

Find the cheapest car insurance companies in Pell City, AL for each category right here.

Best Annual Car Insurance Rates by Company in Pell City, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Pell City, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pell City car insurance rates. Find the cheapest Pell City, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pell City, Alabama

Insurance Company Low Medium High
Allstate $3,285 $3,405 $3,542
Farmers $4,004 $4,184 $4,529
GEICO $2,531 $2,743 $2,993
Liberty Mutual $5,266 $5,490 $5,793
Nationwide $2,578 $2,574 $2,635
Progressive $3,908 $4,332 $4,830
State Farm $4,308 $4,562 $4,836
Travelers $3,133 $3,354 $3,379
USAA $2,015 $2,077 $2,171

What affects car insurance rates in Pell City, Alabama?

What factors can have an impact on Pell City, AL car insurance? There are several reasons why Pell City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Pell City, Alabama.

Commute Time in Pell City

The more time you spend in your car the higher the risk of an accident. The average commute length in Pell City, AL is 25.3 minutes according to City-Data.

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Compare Car Insurance Quotes in Pell City, AL

Ready to find affordable Pell City, Alabama car insurance today? Enter your ZIP code for fast, free Pell City, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State