Compare Pella, IA Car Insurance Rates (2021)

Car insurance in Pella, IA averages $232 a month. Pella, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Pella car insurance rates, compare quotes from the top car insurance companies in Pella, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Pella, IA after a DUI are $3,340/year
  • The cheapest car insurance company in Pella is USAA
  • Average car insurance rates in Pella, IA are $2,778/year

If you need to buy Pella, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Pella, IA is right here.

You’ll find Pella car insurance rates, the cheapest Pella, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Pella, Iowa car insurance rates to Waterloo car insurance rates, Davenport car insurance rates, and Sioux City car insurance rates.

Ready to find affordable Pella, IA car insurance today? Enter your ZIP code for fast, free Pella car insurance quotes.

Cheapest Pella, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pella, IA car insurance rates? Every Pella, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pella, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,862 $1,796 $1,647 $1,678 $5,208 $5,838 $2,040 $2,103
American Family $1,831 $1,831 $1,639 $1,639 $4,890 $6,850 $1,831 $2,203
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,011 $2,181 $1,770 $2,150 $9,780 $11,006 $2,278 $2,511
Nationwide $1,595 $1,641 $1,421 $1,521 $3,565 $4,631 $1,795 $1,956
Progressive $1,510 $1,445 $1,246 $1,295 $3,868 $4,359 $1,815 $1,968
State Farm $1,443 $1,443 $1,265 $1,265 $3,859 $4,902 $1,621 $1,841
Travelers $2,172 $2,215 $2,118 $2,121 $9,695 $15,434 $2,263 $2,663
USAA $1,147 $1,160 $1,055 $1,075 $3,071 $3,260 $1,373 $1,516

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Minimum Car Insurance in Pella, IA

Every driver must carry the minimum car insurance in Pella, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Pella, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Pella, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pella, IA. Compare credit history car insurance rates in Pella from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pella, Iowa

Insurance Company Poor Fair Good
Allstate $3,311 $2,636 $2,368
American Family $3,618 $2,661 $2,238
Farmers $2,783 $2,302 $2,180
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,000 $3,711 $2,921
Nationwide $2,755 $2,151 $1,891
Progressive $2,572 $2,092 $1,901
State Farm $3,140 $1,943 $1,532
Travelers $5,434 $4,644 $4,426
USAA $2,242 $1,543 $1,337

Cheapest Pella, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pella, IA to rates for a clean record with top companies.

Annual Pella, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,371 $2,855 $3,222 $2,638
American Family $2,048 $3,009 $3,891 $2,408
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,637 $4,500 $4,587 $4,119
Nationwide $1,636 $2,356 $3,218 $1,853
Progressive $1,755 $2,898 $1,906 $2,195
State Farm $2,044 $2,366 $2,205 $2,205
Travelers $3,521 $4,701 $6,294 $4,823
USAA $1,305 $1,751 $2,274 $1,498

Cheapest Pella, IA Car Insurance for Teen Drivers

Teen car insurance in Pella, IA can be expensive. Take a look at rates from the top car insurance companies in Pella for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pella, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,208 $5,838
American Family $4,890 $6,850
Farmers $4,505 $4,797
GEICO $4,328 $4,022
Liberty Mutual $9,780 $11,006
Nationwide $3,565 $4,631
Progressive $3,868 $4,359
State Farm $3,859 $4,902
Travelers $9,695 $15,434
USAA $3,071 $3,260

Cheapest Pella, IA Car Insurance for Seniors

Take a look at Pella, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pella, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,647 $1,678
American Family $1,639 $1,639
Farmers $1,351 $1,474
GEICO $1,710 $1,564
Liberty Mutual $1,770 $2,150
Nationwide $1,421 $1,521
Progressive $1,246 $1,295
State Farm $1,265 $1,265
Travelers $2,118 $2,121
USAA $1,055 $1,075

Cheapest Pella, IA Car Insurance Rates After a DUI

A DUI in Pella, IA increases car insurance rates. Compare Pella, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pella, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,222
American Family $3,891
Farmers $2,601
GEICO $3,206
Liberty Mutual $4,587
Nationwide $3,218
Progressive $1,906
State Farm $2,205
Travelers $6,294
USAA $2,274

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Cheapest Pella, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pella, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pella, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,706 $2,837
American Family $2,806 $2,872
Farmers $2,422 $2,422
GEICO $2,294 $2,387
Liberty Mutual $4,211 $4,211
Nationwide $2,266 $2,266
Progressive $2,188 $2,188
State Farm $2,152 $2,258
Travelers $4,835 $4,835
USAA $1,645 $1,769

The Best Cheap Car Insurance Companies in Pella, IA

Take a look at a side-by-side comparison of the top car insurance companies in Pella, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pella, Iowa

Insurance Company Average Annual Rates
Allstate $2,772
American Family $2,839
Farmers $2,422
GEICO $2,341
Liberty Mutual $4,211
Nationwide $2,266
Progressive $2,188
State Farm $2,205
Travelers $4,835
USAA $1,707

Category Winners: Cheapest Car Insurance in Pella, Iowa

Find the cheapest car insurance companies in Pella, IA for each category right here.

Best Annual Car Insurance Rates by Company in Pella, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Pella, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pella car insurance rates. Find the cheapest Pella, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pella, Iowa

Insurance Company Low Medium High
Allstate $2,678 $2,775 $2,862
American Family $2,851 $2,997 $2,670
Farmers $2,314 $2,429 $2,522
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,040 $4,204 $4,389
Nationwide $2,358 $2,253 $2,185
Progressive $2,055 $2,196 $2,314
State Farm $2,098 $2,217 $2,300
Travelers $4,552 $4,907 $5,045
USAA $1,614 $1,713 $1,795

What affects car insurance rates in Pella, Iowa?

What factors can have an impact on Pella, IA car insurance? There are several reasons why Pella car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Pella, Iowa.

Commute Time in Pella

The more time you spend in your car the higher the risk of an accident. The average commute length in Pella, IA is 12.6 minutes according to City-Data.

Compare Car Insurance Quotes in Pella, IA

Ready to find affordable Pella, Iowa car insurance today? Enter your ZIP code for fast, free Pella, IA car insurance quotes.

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