Compare Pembroke, KY Car Insurance Rates (2021)

Car insurance in Pembroke, KY averages $329 a month. Pembroke, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Pembroke car insurance rates, compare quotes from the top car insurance companies in Pembroke, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Pembroke, KY after a DUI are $4,729/year
  • The cheapest car insurance company in Pembroke is USAA
  • The cheapest car insurance company in Pembroke for teen drivers is USAA

If you need to buy Pembroke, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Pembroke, KY is right here.

You’ll find Pembroke car insurance rates, the cheapest Pembroke, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Pembroke, Kentucky car insurance rates to Florence car insurance rates, Independence car insurance rates, and Henderson car insurance rates.

Ready to find affordable Pembroke, KY car insurance today? Enter your ZIP code for fast, free Pembroke car insurance quotes.

Cheapest Pembroke, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pembroke, KY car insurance rates? Every Pembroke, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pembroke, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,062 $3,033 $2,761 $2,943 $11,198 $12,575 $3,404 $3,606
GEICO $3,087 $2,859 $3,218 $2,914 $6,168 $7,329 $2,524 $2,185
Liberty Mutual $2,424 $2,626 $2,056 $2,297 $9,937 $11,006 $2,540 $2,654
Nationwide $2,865 $2,875 $2,588 $2,712 $6,272 $7,843 $3,227 $3,396
Progressive $1,846 $1,759 $1,653 $1,663 $8,858 $10,022 $2,287 $2,343
State Farm $1,818 $1,818 $1,625 $1,625 $5,510 $6,965 $2,030 $2,281
Travelers $1,990 $2,026 $1,949 $1,953 $9,284 $14,834 $2,077 $2,405
USAA $1,864 $1,870 $1,680 $1,711 $4,929 $5,203 $2,356 $2,581

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Minimum Car Insurance in Pembroke, KY

Every driver must carry the minimum car insurance in Pembroke, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Pembroke, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Pembroke, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pembroke, KY. Compare credit history car insurance rates in Pembroke from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pembroke, Kentucky

Insurance Company Poor Fair Good
Allstate $7,041 $4,867 $4,061
GEICO $6,223 $3,107 $2,025
Liberty Mutual $6,340 $3,902 $3,086
Nationwide $4,825 $3,790 $3,302
Progressive $4,251 $3,706 $3,454
State Farm $4,285 $2,581 $2,011
Travelers $5,092 $4,310 $4,292
USAA $4,131 $2,310 $1,881

Cheapest Pembroke, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pembroke, KY to rates for a clean record with top companies.

Annual Pembroke, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,423 $5,757 $6,131 $4,981
GEICO $2,248 $4,011 $6,130 $2,752
Liberty Mutual $3,712 $5,688 $4,430 $3,940
Nationwide $3,161 $4,084 $5,164 $3,480
Progressive $3,150 $4,647 $3,592 $3,826
State Farm $2,699 $3,218 $2,959 $2,959
Travelers $3,986 $4,101 $5,900 $4,273
USAA $2,092 $2,958 $3,528 $2,519

Cheapest Pembroke, KY Car Insurance for Teen Drivers

Teen car insurance in Pembroke, KY can be expensive. Take a look at rates from the top car insurance companies in Pembroke for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pembroke, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,198 $12,575
GEICO $6,168 $7,329
Liberty Mutual $9,937 $11,006
Nationwide $6,272 $7,843
Progressive $8,858 $10,022
State Farm $5,510 $6,965
Travelers $9,284 $14,834
USAA $4,929 $5,203

Cheapest Pembroke, KY Car Insurance for Seniors

Take a look at Pembroke, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pembroke, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,761 $2,943
GEICO $3,218 $2,914
Liberty Mutual $2,056 $2,297
Nationwide $2,588 $2,712
Progressive $1,653 $1,663
State Farm $1,625 $1,625
Travelers $1,949 $1,953
USAA $1,680 $1,711

Cheapest Pembroke, KY Car Insurance Rates After a DUI

A DUI in Pembroke, KY increases car insurance rates. Compare Pembroke, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pembroke, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,131
GEICO $6,130
Liberty Mutual $4,430
Nationwide $5,164
Progressive $3,592
State Farm $2,959
Travelers $5,900
USAA $3,528

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Cheapest Pembroke, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pembroke, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pembroke, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,323 $5,323
GEICO $3,750 $3,821
Liberty Mutual $4,443 $4,443
Nationwide $3,972 $3,972
Progressive $3,804 $3,804
State Farm $2,887 $3,031
Travelers $4,565 $4,565
USAA $2,671 $2,877

The Best Cheap Car Insurance Companies in Pembroke, KY

Take a look at a side-by-side comparison of the top car insurance companies in Pembroke, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pembroke, Kentucky

Insurance Company Average Annual Rates
Allstate $5,323
GEICO $3,785
Liberty Mutual $4,443
Nationwide $3,972
Progressive $3,804
State Farm $2,959
Travelers $4,565
USAA $2,774

Category Winners: Cheapest Car Insurance in Pembroke, Kentucky

Find the cheapest car insurance companies in Pembroke, KY for each category right here.

Best Annual Car Insurance Rates by Company in Pembroke, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Pembroke, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pembroke car insurance rates. Find the cheapest Pembroke, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pembroke, Kentucky

Insurance Company Low Medium High
Allstate $4,989 $5,304 $5,675
GEICO $3,558 $3,767 $4,031
Liberty Mutual $4,240 $4,417 $4,671
Nationwide $4,032 $3,926 $3,959
Progressive $3,532 $3,763 $4,117
State Farm $2,801 $2,958 $3,118
Travelers $4,345 $4,588 $4,762
USAA $2,655 $2,768 $2,900

What affects car insurance rates in Pembroke, Kentucky?

What factors can have an impact on Pembroke, KY car insurance? There are several reasons why Pembroke car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Pembroke, Kentucky.

Commute Time in Pembroke

The more time you spend in your car the higher the risk of an accident. The average commute length in Pembroke, KY is 25.4 minutes according to City-Data.

Compare Car Insurance Quotes in Pembroke, KY

Ready to find affordable Pembroke, Kentucky car insurance today? Enter your ZIP code for fast, free Pembroke, KY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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