Compare Pencil Bluff, AR Car Insurance Rates (2021)

Car insurance in Pencil Bluff, AR averages $350 a month. Pencil Bluff, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Pencil Bluff car insurance rates, compare quotes from the top car insurance companies in Pencil Bluff, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Pencil Bluff, AR after a DUI are $5,042/year
  • The cheapest car insurance company in Pencil Bluff for teen drivers is USAA
  • Average car insurance rates in Pencil Bluff, AR are $4,196/year

If you need to buy Pencil Bluff, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Pencil Bluff, AR is right here.

You’ll find Pencil Bluff car insurance rates, the cheapest Pencil Bluff, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Pencil Bluff, Arkansas car insurance rates to Conway car insurance rates, Pine Bluff car insurance rates, and Fayetteville car insurance rates.

Ready to find affordable Pencil Bluff, AR car insurance today? Enter your ZIP code for fast, free Pencil Bluff car insurance quotes.

Cheapest Pencil Bluff, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pencil Bluff, AR car insurance rates? Every Pencil Bluff, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pencil Bluff, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,886 $2,896 $2,582 $2,758 $10,790 $12,980 $3,172 $3,444
Farmers $2,404 $2,395 $2,152 $2,256 $9,802 $10,159 $2,753 $2,912
GEICO $2,619 $2,595 $2,419 $2,351 $6,655 $6,691 $2,565 $2,601
Liberty Mutual $2,462 $2,637 $2,330 $2,596 $8,693 $9,570 $2,669 $2,804
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $3,059 $2,916 $2,510 $2,617 $12,612 $14,236 $3,666 $3,973
State Farm $1,746 $1,746 $1,554 $1,554 $4,948 $6,221 $1,965 $2,258
Travelers $2,306 $2,352 $2,266 $2,275 $13,238 $21,280 $2,458 $2,859
USAA $1,260 $1,274 $1,166 $1,177 $3,886 $4,077 $1,619 $1,748

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Minimum Car Insurance in Pencil Bluff, AR

Every driver must carry the minimum car insurance in Pencil Bluff, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Pencil Bluff, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Pencil Bluff, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pencil Bluff, AR. Compare credit history car insurance rates in Pencil Bluff from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pencil Bluff, Arkansas

Insurance Company Poor Fair Good
Allstate $6,508 $5,001 $4,056
Farmers $4,963 $4,147 $3,952
GEICO $4,269 $3,507 $2,911
Liberty Mutual $6,104 $3,677 $2,880
Nationwide $4,545 $3,642 $3,312
Progressive $6,485 $5,503 $5,109
State Farm $3,982 $2,398 $1,867
Travelers $7,042 $5,866 $5,479
USAA $2,687 $1,831 $1,560

Cheapest Pencil Bluff, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pencil Bluff, AR to rates for a clean record with top companies.

Annual Pencil Bluff, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,253 $5,375 $6,011 $5,115
Farmers $3,684 $4,709 $4,600 $4,423
GEICO $2,403 $3,704 $5,555 $2,586
Liberty Mutual $2,875 $4,670 $5,469 $3,867
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,917 $6,807 $5,163 $5,908
State Farm $2,529 $2,969 $2,749 $2,749
Travelers $5,139 $5,310 $7,754 $6,313
USAA $1,561 $1,971 $2,842 $1,731

Cheapest Pencil Bluff, AR Car Insurance for Teen Drivers

Teen car insurance in Pencil Bluff, AR can be expensive. Take a look at rates from the top car insurance companies in Pencil Bluff for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pencil Bluff, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,790 $12,980
Farmers $9,802 $10,159
GEICO $6,655 $6,691
Liberty Mutual $8,693 $9,570
Nationwide $6,216 $7,979
Progressive $12,612 $14,236
State Farm $4,948 $6,221
Travelers $13,238 $21,280
USAA $3,886 $4,077

Cheapest Pencil Bluff, AR Car Insurance for Seniors

Take a look at Pencil Bluff, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pencil Bluff, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,582 $2,758
Farmers $2,152 $2,256
GEICO $2,419 $2,351
Liberty Mutual $2,330 $2,596
Nationwide $2,364 $2,513
Progressive $2,510 $2,617
State Farm $1,554 $1,554
Travelers $2,266 $2,275
USAA $1,166 $1,177

Cheapest Pencil Bluff, AR Car Insurance Rates After a DUI

A DUI in Pencil Bluff, AR increases car insurance rates. Compare Pencil Bluff, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pencil Bluff, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,011
Farmers $4,600
GEICO $5,555
Liberty Mutual $5,469
Nationwide $5,241
Progressive $5,163
State Farm $2,749
Travelers $7,754
USAA $2,842

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Cheapest Pencil Bluff, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pencil Bluff, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pencil Bluff, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,188 $5,188
Farmers $4,354 $4,354
GEICO $3,541 $3,583
Liberty Mutual $4,220 $4,220
Nationwide $3,833 $3,833
Progressive $5,699 $5,699
State Farm $2,684 $2,814
Travelers $6,129 $6,129
USAA $1,968 $2,084

The Best Cheap Car Insurance Companies in Pencil Bluff, AR

Take a look at a side-by-side comparison of the top car insurance companies in Pencil Bluff, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pencil Bluff, Arkansas

Insurance Company Average Annual Rates
Allstate $5,188
Farmers $4,354
GEICO $3,562
Liberty Mutual $4,220
Nationwide $3,833
Progressive $5,699
State Farm $2,749
Travelers $6,129
USAA $2,026

Category Winners: Cheapest Car Insurance in Pencil Bluff, Arkansas

Find the cheapest car insurance companies in Pencil Bluff, AR for each category right here.

Best Annual Car Insurance Rates by Company in Pencil Bluff, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Pencil Bluff, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pencil Bluff car insurance rates. Find the cheapest Pencil Bluff, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pencil Bluff, Arkansas

Insurance Company Low Medium High
Allstate $5,058 $5,186 $5,322
Farmers $4,161 $4,314 $4,588
GEICO $3,433 $3,561 $3,691
Liberty Mutual $4,093 $4,195 $4,373
Nationwide $3,882 $3,758 $3,859
Progressive $5,291 $5,612 $6,193
State Farm $2,628 $2,746 $2,873
Travelers $5,830 $6,147 $6,410
USAA $1,947 $2,019 $2,112

Compare Car Insurance Quotes in Pencil Bluff, AR

Ready to find affordable Pencil Bluff, Arkansas car insurance today? Enter your ZIP code for fast, free Pencil Bluff, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State