Compare Pendleton, KY Car Insurance Rates (2021)

Car insurance in Pendleton, KY averages $376 a month. Pendleton, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Pendleton car insurance rates, compare quotes from the top car insurance companies in Pendleton, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Pendleton, KY are $4,508/year
  • Average car insurance rates in Pendleton, KY after a DUI are $5,402/year
  • The cheapest car insurance company in Pendleton for teen drivers is USAA

If you need to buy Pendleton, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Pendleton, KY is right here.

You’ll find Pendleton car insurance rates, the cheapest Pendleton, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Pendleton, Kentucky car insurance rates to Hopkinsville car insurance rates, Owensboro car insurance rates, and Frankfort car insurance rates.

Ready to find affordable Pendleton, KY car insurance today? Enter your ZIP code for fast, free Pendleton car insurance quotes.

Cheapest Pendleton, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pendleton, KY car insurance rates? Every Pendleton, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pendleton, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,326 $3,288 $3,011 $3,210 $12,454 $14,029 $3,674 $3,877
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,779 $3,011 $2,340 $2,614 $12,010 $13,308 $2,923 $3,068
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $2,253 $2,148 $2,016 $2,028 $10,886 $12,322 $2,796 $2,865
State Farm $2,054 $2,054 $1,828 $1,828 $5,779 $7,218 $2,295 $2,526
Travelers $2,251 $2,291 $2,213 $2,215 $10,779 $17,238 $2,355 $2,721
USAA $1,849 $1,850 $1,670 $1,696 $4,960 $5,220 $2,333 $2,552

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Minimum Car Insurance in Pendleton, KY

Every driver must carry the minimum car insurance in Pendleton, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Pendleton, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Pendleton, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pendleton, KY. Compare credit history car insurance rates in Pendleton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pendleton, Kentucky

Insurance Company Poor Fair Good
Allstate $7,752 $5,360 $4,464
GEICO $7,256 $3,623 $2,361
Liberty Mutual $7,521 $4,614 $3,634
Nationwide $5,647 $4,437 $3,858
Progressive $5,215 $4,544 $4,234
State Farm $4,633 $2,789 $2,171
Travelers $5,866 $4,963 $4,944
USAA $4,110 $2,308 $1,882

Cheapest Pendleton, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pendleton, KY to rates for a clean record with top companies.

Annual Pendleton, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,852 $6,337 $6,767 $5,478
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,377 $6,747 $5,246 $4,655
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $3,859 $5,704 $4,403 $4,691
State Farm $2,929 $3,466 $3,198 $3,198
Travelers $4,582 $4,714 $6,818 $4,917
USAA $2,084 $2,947 $3,525 $2,510

Cheapest Pendleton, KY Car Insurance for Teen Drivers

Teen car insurance in Pendleton, KY can be expensive. Take a look at rates from the top car insurance companies in Pendleton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pendleton, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,454 $14,029
GEICO $7,170 $8,568
Liberty Mutual $12,010 $13,308
Nationwide $7,450 $9,339
Progressive $10,886 $12,322
State Farm $5,779 $7,218
Travelers $10,779 $17,238
USAA $4,960 $5,220

Cheapest Pendleton, KY Car Insurance for Seniors

Take a look at Pendleton, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pendleton, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,011 $3,210
GEICO $3,742 $3,389
Liberty Mutual $2,340 $2,614
Nationwide $2,972 $3,117
Progressive $2,016 $2,028
State Farm $1,828 $1,828
Travelers $2,213 $2,215
USAA $1,670 $1,696

Cheapest Pendleton, KY Car Insurance Rates After a DUI

A DUI in Pendleton, KY increases car insurance rates. Compare Pendleton, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pendleton, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,767
GEICO $7,199
Liberty Mutual $5,246
Nationwide $6,064
Progressive $4,403
State Farm $3,198
Travelers $6,818
USAA $3,525

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Cheapest Pendleton, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pendleton, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pendleton, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,859 $5,859
GEICO $4,371 $4,456
Liberty Mutual $5,257 $5,257
Nationwide $4,647 $4,647
Progressive $4,664 $4,664
State Farm $3,114 $3,281
Travelers $5,258 $5,258
USAA $2,664 $2,869

The Best Cheap Car Insurance Companies in Pendleton, KY

Take a look at a side-by-side comparison of the top car insurance companies in Pendleton, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pendleton, Kentucky

Insurance Company Average Annual Rates
Allstate $5,859
GEICO $4,413
Liberty Mutual $5,257
Nationwide $4,647
Progressive $4,664
State Farm $3,198
Travelers $5,258
USAA $2,766

Category Winners: Cheapest Car Insurance in Pendleton, Kentucky

Find the cheapest car insurance companies in Pendleton, KY for each category right here.

Best Annual Car Insurance Rates by Company in Pendleton, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Pendleton, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pendleton car insurance rates. Find the cheapest Pendleton, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pendleton, Kentucky

Insurance Company Low Medium High
Allstate $5,466 $5,837 $6,274
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,032 $5,228 $5,510
Nationwide $4,735 $4,596 $4,611
Progressive $4,322 $4,611 $5,060
State Farm $3,028 $3,197 $3,367
Travelers $5,005 $5,284 $5,485
USAA $2,639 $2,760 $2,900

Compare Car Insurance Quotes in Pendleton, KY

Ready to find affordable Pendleton, Kentucky car insurance today? Enter your ZIP code for fast, free Pendleton, KY car insurance quotes.

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