Compare Penelope, TX Car Insurance Rates (2021)

Car insurance in Penelope, TX averages $289 a month. Penelope, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Penelope car insurance rates, compare quotes from the top car insurance companies in Penelope, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Penelope, TX are $3,467/year
  • The cheapest car insurance company in Penelope for teen drivers is USAA
  • The cheapest car insurance company in Penelope is USAA

If you need to buy Penelope, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Penelope, TX is right here.

You’ll find Penelope car insurance rates, the cheapest Penelope, TX car insurance companies, and information on Texas car insurance laws. You can also compare Penelope, Texas car insurance rates to El Paso car insurance rates, Austin car insurance rates, and Arlington car insurance rates.

Ready to find affordable Penelope, TX car insurance today? Enter your ZIP code for fast, free Penelope car insurance quotes.

Cheapest Penelope, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Penelope, TX car insurance rates? Every Penelope, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Penelope, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,325 $3,352 $3,283 $3,283 $8,794 $10,607 $4,108 $4,277
American Family $2,347 $2,599 $2,174 $2,476 $5,980 $7,832 $3,319 $3,776
GEICO $2,077 $2,221 $1,976 $2,204 $4,404 $4,604 $2,242 $2,257
Nationwide $2,297 $2,338 $2,028 $2,149 $6,517 $8,377 $2,698 $2,920
Progressive $2,151 $2,032 $1,932 $1,960 $9,252 $10,327 $2,540 $2,566
State Farm $1,849 $1,849 $1,643 $1,643 $4,376 $5,571 $2,007 $2,074
USAA $1,406 $1,418 $1,339 $1,334 $3,887 $4,247 $1,872 $2,016

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Minimum Car Insurance in Penelope, TX

Every driver must carry the minimum car insurance in Penelope, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Penelope, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Penelope, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Penelope, TX. Compare credit history car insurance rates in Penelope from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Penelope, Texas

Insurance Company Poor Fair Good
Allstate $6,517 $4,778 $4,091
American Family $5,267 $3,291 $2,880
GEICO $4,222 $2,406 $1,616
Nationwide $4,397 $3,531 $3,069
Progressive $4,587 $3,991 $3,708
State Farm $3,720 $2,315 $1,845
USAA $3,224 $1,855 $1,491

Cheapest Penelope, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Penelope, TX to rates for a clean record with top companies.

Annual Penelope, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,978 $6,145 $6,414 $3,978
American Family $3,486 $4,405 $3,874 $3,486
GEICO $2,338 $3,052 $2,594 $3,008
Nationwide $3,178 $3,178 $4,716 $3,591
Progressive $3,572 $4,640 $4,161 $4,008
State Farm $2,341 $2,676 $3,149 $2,341
USAA $1,639 $2,406 $2,835 $1,880

Cheapest Penelope, TX Car Insurance for Teen Drivers

Teen car insurance in Penelope, TX can be expensive. Take a look at rates from the top car insurance companies in Penelope for teenagers.

Annual Car Insurance Rates for Teen Drivers in Penelope, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,794 $10,607
American Family $5,980 $7,832
GEICO $4,404 $4,604
Nationwide $6,517 $8,377
Progressive $9,252 $10,327
State Farm $4,376 $5,571
USAA $3,887 $4,247

Cheapest Penelope, TX Car Insurance for Seniors

Take a look at Penelope, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Penelope, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,283 $3,283
American Family $2,174 $2,476
GEICO $1,976 $2,204
Nationwide $2,028 $2,149
Progressive $1,932 $1,960
State Farm $1,643 $1,643
USAA $1,339 $1,334

Cheapest Penelope, TX Car Insurance Rates After a DUI

A DUI in Penelope, TX increases car insurance rates. Compare Penelope, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Penelope, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,414
American Family $3,874
GEICO $2,594
Nationwide $4,716
Progressive $4,161
State Farm $3,149
USAA $2,835

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Cheapest Penelope, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Penelope, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Penelope, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,006 $5,252
American Family $3,813 $3,813
GEICO $2,695 $2,801
Nationwide $3,665 $3,665
Progressive $4,095 $4,095
State Farm $2,627 $2,627
USAA $2,162 $2,217

The Best Cheap Car Insurance Companies in Penelope, TX

Take a look at a side-by-side comparison of the top car insurance companies in Penelope, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Penelope, Texas

Insurance Company Average Annual Rates
Allstate $5,129
American Family $3,813
GEICO $2,748
Nationwide $3,665
Progressive $4,095
State Farm $2,627
USAA $2,190

Category Winners: Cheapest Car Insurance in Penelope, Texas

Find the cheapest car insurance companies in Penelope, TX for each category right here.

Best Annual Car Insurance Rates by Company in Penelope, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Penelope, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Penelope car insurance rates. Find the cheapest Penelope, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Penelope, Texas

Insurance Company Low Medium High
Allstate $5,007 $5,083 $5,296
American Family $3,558 $3,678 $4,202
GEICO $2,624 $2,719 $2,901
Nationwide $3,964 $3,507 $3,525
Progressive $3,877 $4,076 $4,332
State Farm $2,503 $2,619 $2,757
USAA $2,122 $2,182 $2,265

What affects car insurance rates in Penelope, Texas?

What factors can have an impact on Penelope, TX car insurance? There are several reasons why Penelope car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Penelope, Texas.

Commute Time in Penelope

The more time you spend in your car the higher the risk of an accident. The average commute length in Penelope, TX is 30.8 minutes according to City-Data.

Compare Car Insurance Quotes in Penelope, TX

Ready to find affordable Penelope, Texas car insurance today? Enter your ZIP code for fast, free Penelope, TX car insurance quotes.

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