Compare Penland, NC Car Insurance Rates (2021)

Car insurance in Penland, NC averages $271 a month. Penland, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Penland car insurance rates, compare quotes from the top car insurance companies in Penland, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Penland, NC are $3,250/year
  • The cheapest car insurance company in Penland for teen drivers is Liberty Mutual
  • Average car insurance rates in Penland, NC after a DUI are $6,138/year

If you need to buy Penland, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Penland, NC is right here.

You’ll find Penland car insurance rates, the cheapest Penland, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Penland, North Carolina car insurance rates to Fayetteville car insurance rates, Wilmington car insurance rates, and Concord car insurance rates.

Ready to find affordable Penland, NC car insurance today? Enter your ZIP code for fast, free Penland car insurance quotes.

Cheapest Penland, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Penland, NC car insurance rates? Every Penland, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Penland, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,141 $5,141 $4,222 $4,222 $12,336 $12,336 $5,242 $5,242
GEICO $2,385 $2,339 $2,340 $2,297 $4,309 $4,272 $2,083 $2,071
Liberty Mutual $1,652 $1,652 $1,711 $1,711 $2,886 $2,886 $1,652 $1,652
Nationwide $2,223 $2,223 $2,223 $2,223 $3,725 $3,725 $2,223 $2,223
Progressive $1,611 $1,611 $1,454 $1,454 $3,751 $3,751 $1,796 $1,796
State Farm $3,199 $3,199 $2,763 $2,763 $4,705 $4,705 $3,961 $3,961
Travelers $2,444 $2,444 $2,424 $2,424 $4,108 $4,108 $2,509 $2,509

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Minimum Car Insurance in Penland, NC

Every driver must carry the minimum car insurance in Penland, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Penland, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Penland, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Penland, NC. Compare credit history car insurance rates in Penland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Penland, North Carolina

Insurance Company Poor Fair Good
Allstate $9,128 $5,918 $5,160
GEICO $2,997 $2,747 $2,542
Liberty Mutual $1,975 $1,975 $1,975
Nationwide $2,598 $2,598 $2,598
Progressive $2,440 $2,098 $1,921
State Farm $5,152 $3,279 $2,539
Travelers $3,065 $2,790 $2,759

Cheapest Penland, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Penland, NC to rates for a clean record with top companies.

Annual Penland, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,648 $6,405 $11,953 $4,935
GEICO $1,513 $2,216 $5,265 $2,053
Liberty Mutual $1,174 $1,509 $3,708 $1,509
Nationwide $1,524 $1,974 $4,922 $1,974
Progressive $1,010 $1,477 $4,697 $1,428
State Farm $1,927 $2,809 $7,083 $2,809
Travelers $1,706 $2,238 $5,336 $2,205

Cheapest Penland, NC Car Insurance for Teen Drivers

Teen car insurance in Penland, NC can be expensive. Take a look at rates from the top car insurance companies in Penland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Penland, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,336 $12,336
GEICO $4,309 $4,272
Liberty Mutual $2,886 $2,886
Nationwide $3,725 $3,725
Progressive $3,751 $3,751
State Farm $4,705 $4,705
Travelers $4,108 $4,108

Cheapest Penland, NC Car Insurance for Seniors

Take a look at Penland, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Penland, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,222 $4,222
GEICO $2,340 $2,297
Liberty Mutual $1,711 $1,711
Nationwide $2,223 $2,223
Progressive $1,454 $1,454
State Farm $2,763 $2,763
Travelers $2,424 $2,424

Cheapest Penland, NC Car Insurance Rates After a DUI

A DUI in Penland, NC increases car insurance rates. Compare Penland, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Penland, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,953
GEICO $5,265
Liberty Mutual $3,708
Nationwide $4,922
Progressive $4,697
State Farm $7,083
Travelers $5,336

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Cheapest Penland, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Penland, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Penland, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,735 $6,735
GEICO $2,762 $2,762
Liberty Mutual $1,975 $1,975
Nationwide $2,598 $2,598
Progressive $2,153 $2,153
State Farm $3,645 $3,669
Travelers $2,871 $2,871

The Best Cheap Car Insurance Companies in Penland, NC

Take a look at a side-by-side comparison of the top car insurance companies in Penland, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Penland, North Carolina

Insurance Company Average Annual Rates
Allstate $6,735
GEICO $2,762
Liberty Mutual $1,975
Nationwide $2,598
Progressive $2,153
State Farm $3,657
Travelers $2,871

Category Winners: Cheapest Car Insurance in Penland, North Carolina

Find the cheapest car insurance companies in Penland, NC for each category right here.

Best Annual Car Insurance Rates by Company in Penland, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Penland, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Penland car insurance rates. Find the cheapest Penland, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Penland, North Carolina

Insurance Company Low Medium High
Allstate $6,536 $6,714 $6,956
GEICO $2,651 $2,753 $2,882
Liberty Mutual $1,891 $1,964 $2,071
Nationwide $2,505 $2,587 $2,703
Progressive $2,057 $2,141 $2,261
State Farm $3,504 $3,639 $3,828
Travelers $2,765 $2,858 $2,991

Compare Car Insurance Quotes in Penland, NC

Ready to find affordable Penland, North Carolina car insurance today? Enter your ZIP code for fast, free Penland, NC car insurance quotes.

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