Compare Penn, PA Car Insurance Rates (2021)

Car insurance in Penn, PA averages $323 a month. Penn, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Penn car insurance rates, compare quotes from the top car insurance companies in Penn, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Penn, PA after a DUI are $4,229/year
  • Average car insurance rates in Penn, PA are $3,874/year
  • The cheapest car insurance company in Penn is USAA

If you need to buy Penn, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Penn, PA is right here.

You’ll find Penn car insurance rates, the cheapest Penn, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Penn, Pennsylvania car insurance rates to Scranton car insurance rates, Harrisburg car insurance rates, and Bethlehem car insurance rates.

Ready to find affordable Penn, PA car insurance today? Enter your ZIP code for fast, free Penn car insurance quotes.

Cheapest Penn, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Penn, PA car insurance rates? Every Penn, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Penn, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,351 $2,351 $2,175 $2,175 $8,044 $8,044 $2,582 $2,582
GEICO $1,848 $1,600 $1,742 $1,510 $4,675 $4,056 $1,857 $1,608
Liberty Mutual $3,995 $3,995 $3,660 $3,660 $11,660 $11,660 $5,071 $5,071
Nationwide $1,699 $1,699 $1,612 $1,612 $4,821 $4,821 $1,908 $1,908
Progressive $2,757 $2,757 $2,467 $2,467 $9,042 $9,042 $3,540 $3,540
State Farm $1,588 $1,588 $1,405 $1,405 $5,441 $5,441 $1,755 $1,755
Travelers $1,685 $1,685 $1,817 $1,817 $24,328 $24,328 $2,025 $2,025
USAA $1,136 $1,136 $1,026 $1,026 $3,421 $3,421 $1,511 $1,511

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Minimum Car Insurance in Penn, PA

Every driver must carry the minimum car insurance in Penn, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Penn, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Penn, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Penn, PA. Compare credit history car insurance rates in Penn from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Penn, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,837 $3,615 $2,913
GEICO $3,541 $1,999 $1,546
Liberty Mutual $7,785 $5,579 $4,926
Nationwide $2,944 $2,425 $2,162
Progressive $5,882 $4,141 $3,333
State Farm $3,624 $2,245 $1,772
Travelers $8,131 $7,334 $6,927
USAA $2,214 $1,647 $1,459

Cheapest Penn, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Penn, PA to rates for a clean record with top companies.

Annual Penn, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,625 $4,278 $3,625 $3,625
GEICO $1,735 $3,006 $2,313 $2,394
Liberty Mutual $5,551 $6,383 $6,226 $6,226
Nationwide $1,814 $2,429 $3,374 $2,423
Progressive $4,032 $5,598 $4,142 $4,035
State Farm $2,326 $2,769 $2,547 $2,547
Travelers $5,285 $7,533 $9,504 $7,533
USAA $1,427 $1,970 $2,101 $1,595

Cheapest Penn, PA Car Insurance for Teen Drivers

Teen car insurance in Penn, PA can be expensive. Take a look at rates from the top car insurance companies in Penn for teenagers.

Annual Car Insurance Rates for Teen Drivers in Penn, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,044 $8,044
GEICO $4,675 $4,056
Liberty Mutual $11,660 $11,660
Nationwide $4,821 $4,821
Progressive $9,042 $9,042
State Farm $5,441 $5,441
Travelers $24,328 $24,328
USAA $3,421 $3,421

Cheapest Penn, PA Car Insurance for Seniors

Take a look at Penn, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Penn, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,175 $2,175
GEICO $1,742 $1,510
Liberty Mutual $3,660 $3,660
Nationwide $1,612 $1,612
Progressive $2,467 $2,467
State Farm $1,405 $1,405
Travelers $1,817 $1,817
USAA $1,026 $1,026

Cheapest Penn, PA Car Insurance Rates After a DUI

A DUI in Penn, PA increases car insurance rates. Compare Penn, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Penn, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,625
GEICO $2,313
Liberty Mutual $6,226
Nationwide $3,374
Progressive $4,142
State Farm $2,547
Travelers $9,504
USAA $2,101

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Cheapest Penn, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Penn, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Penn, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,710 $3,866
GEICO $2,326 $2,398
Liberty Mutual $5,940 $6,253
Nationwide $2,510 $2,510
Progressive $4,452 $4,452
State Farm $2,466 $2,629
Travelers $7,464 $7,464
USAA $1,723 $1,824

The Best Cheap Car Insurance Companies in Penn, PA

Take a look at a side-by-side comparison of the top car insurance companies in Penn, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Penn, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,788
GEICO $2,362
Liberty Mutual $6,097
Nationwide $2,510
Progressive $4,452
State Farm $2,547
Travelers $7,464
USAA $1,773

Category Winners: Cheapest Car Insurance in Penn, Pennsylvania

Find the cheapest car insurance companies in Penn, PA for each category right here.

Best Annual Car Insurance Rates by Company in Penn, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Penn, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Penn car insurance rates. Find the cheapest Penn, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Penn, Pennsylvania

Insurance Company Low Medium High
Allstate $3,638 $3,809 $3,917
GEICO $2,170 $2,382 $2,534
Liberty Mutual $5,798 $6,141 $6,351
Nationwide $2,526 $2,543 $2,461
Progressive $4,087 $4,497 $4,771
State Farm $2,378 $2,582 $2,682
Travelers $7,537 $7,459 $7,395
USAA $1,655 $1,789 $1,875

What affects car insurance rates in Penn, Pennsylvania?

What factors can have an impact on Penn, PA car insurance? There are several reasons why Penn car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Penn, Pennsylvania.

Commute Time in Penn

The more time you spend in your car the higher the risk of an accident. The average commute length in Penn, PA is 25.7 minutes according to City-Data.

Compare Car Insurance Quotes in Penn, PA

Ready to find affordable Penn, Pennsylvania car insurance today? Enter your ZIP code for fast, free Penn, PA car insurance quotes.

Free Car Insurance Comparison

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