Compare Penn Yan, NY Car Insurance Rates (2021)

Car insurance in Penn Yan, NY averages $249 a month. Penn Yan, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Penn Yan car insurance rates, compare quotes from the top car insurance companies in Penn Yan, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Penn Yan, NY are $2,983/year
  • Average car insurance rates in Penn Yan, NY after a DUI are $3,898/year
  • The cheapest car insurance company in Penn Yan is GEICO

If you need to buy Penn Yan, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Penn Yan, NY is right here.

You’ll find Penn Yan car insurance rates, the cheapest Penn Yan, NY car insurance companies, and information on New York car insurance laws. You can also compare Penn Yan, New York car insurance rates to Buffalo car insurance rates, Yonkers car insurance rates, and New York car insurance rates.

Ready to find affordable Penn Yan, NY car insurance today? Enter your ZIP code for fast, free Penn Yan car insurance quotes.

Cheapest Penn Yan, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Penn Yan, NY car insurance rates? Every Penn Yan, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Penn Yan, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,303 $2,182 $2,136 $2,165 $6,315 $6,758 $2,329 $2,356
GEICO $1,196 $1,152 $1,162 $1,145 $2,456 $3,550 $1,081 $1,107
Liberty Mutual $3,126 $3,126 $2,913 $2,913 $6,046 $9,796 $3,126 $3,320
Nationwide $1,988 $1,988 $1,880 $1,880 $3,472 $5,150 $1,988 $2,519
Progressive $1,521 $1,433 $1,232 $1,249 $5,052 $5,633 $1,960 $1,915
State Farm $2,359 $2,359 $2,053 $2,053 $6,819 $8,774 $2,589 $2,721
Travelers $2,283 $2,312 $2,077 $2,234 $5,218 $6,197 $2,424 $2,532
USAA $1,407 $1,383 $1,273 $1,277 $5,556 $6,624 $1,796 $1,982

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Minimum Car Insurance in Penn Yan, NY

Every driver must carry the minimum car insurance in Penn Yan, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Penn Yan, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Penn Yan, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Penn Yan, NY. Compare credit history car insurance rates in Penn Yan from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Penn Yan, New York

Insurance Company Poor Fair Good
Allstate $4,720 $2,796 $2,437
GEICO $2,012 $1,479 $1,327
Liberty Mutual $5,994 $3,935 $2,957
Nationwide $2,608 $2,608 $2,608
Progressive $3,939 $2,052 $1,508
State Farm $5,248 $3,290 $2,610
Travelers $4,331 $2,751 $2,398
USAA $4,102 $2,062 $1,823

Cheapest Penn Yan, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Penn Yan, NY to rates for a clean record with top companies.

Annual Penn Yan, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,856 $2,856 $4,035 $3,525
GEICO $1,277 $1,390 $2,481 $1,277
Liberty Mutual $3,448 $3,448 $6,837 $3,448
Nationwide $2,004 $2,004 $4,377 $2,048
Progressive $2,433 $2,433 $2,684 $2,447
State Farm $3,543 $3,543 $3,889 $3,889
Travelers $2,716 $3,366 $3,413 $3,143
USAA $2,368 $2,406 $3,469 $2,406

Cheapest Penn Yan, NY Car Insurance for Teen Drivers

Teen car insurance in Penn Yan, NY can be expensive. Take a look at rates from the top car insurance companies in Penn Yan for teenagers.

Annual Car Insurance Rates for Teen Drivers in Penn Yan, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,315 $6,758
GEICO $2,456 $3,550
Liberty Mutual $6,046 $9,796
Nationwide $3,472 $5,150
Progressive $5,052 $5,633
State Farm $6,819 $8,774
Travelers $5,218 $6,197
USAA $5,556 $6,624

Cheapest Penn Yan, NY Car Insurance for Seniors

Take a look at Penn Yan, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Penn Yan, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,136 $2,165
GEICO $1,162 $1,145
Liberty Mutual $2,913 $2,913
Nationwide $1,880 $1,880
Progressive $1,232 $1,249
State Farm $2,053 $2,053
Travelers $2,077 $2,234
USAA $1,273 $1,277

Cheapest Penn Yan, NY Car Insurance Rates After a DUI

A DUI in Penn Yan, NY increases car insurance rates. Compare Penn Yan, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Penn Yan, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,035
GEICO $2,481
Liberty Mutual $6,837
Nationwide $4,377
Progressive $2,684
State Farm $3,889
Travelers $3,413
USAA $3,469

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Cheapest Penn Yan, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Penn Yan, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Penn Yan, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,274 $3,362
GEICO $1,560 $1,653
Liberty Mutual $4,176 $4,415
Nationwide $2,608 $2,608
Progressive $2,499 $2,499
State Farm $3,582 $3,849
Travelers $3,160 $3,160
USAA $2,636 $2,689

The Best Cheap Car Insurance Companies in Penn Yan, NY

Take a look at a side-by-side comparison of the top car insurance companies in Penn Yan, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Penn Yan, New York

Insurance Company Average Annual Rates
Allstate $3,318
GEICO $1,606
Liberty Mutual $4,295
Nationwide $2,608
Progressive $2,499
State Farm $3,716
Travelers $3,160
USAA $2,662

Category Winners: Cheapest Car Insurance in Penn Yan, New York

Find the cheapest car insurance companies in Penn Yan, NY for each category right here.

Best Annual Car Insurance Rates by Company in Penn Yan, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Penn Yan, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Penn Yan car insurance rates. Find the cheapest Penn Yan, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Penn Yan, New York

Insurance Company Low Medium High
Allstate $3,151 $3,308 $3,495
GEICO $1,526 $1,601 $1,691
Liberty Mutual $4,105 $4,280 $4,502
Nationwide $2,466 $2,588 $2,770
Progressive $2,377 $2,486 $2,635
State Farm $3,546 $3,735 $3,866
Travelers $3,009 $3,130 $3,339
USAA $2,588 $2,650 $2,748

What affects car insurance rates in Penn Yan, New York?

What factors can have an impact on Penn Yan, NY car insurance? There are several reasons why Penn Yan car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Penn Yan, New York.

Commute Time in Penn Yan

The more time you spend in your car the higher the risk of an accident. The average commute length in Penn Yan, NY is 17.8 minutes according to City-Data.

Compare Car Insurance Quotes in Penn Yan, NY

Ready to find affordable Penn Yan, New York car insurance today? Enter your ZIP code for fast, free Penn Yan, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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