Compare Pennington, MN Car Insurance Rates (2021)

Car insurance in Pennington, MN averages $403 a month. Pennington, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Pennington car insurance rates, compare quotes from the top car insurance companies in Pennington, MN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Pennington is State Farm
  • Average car insurance rates in Pennington, MN after a DUI are $6,569/year
  • The cheapest car insurance company in Pennington for teen drivers is State Farm

If you need to buy Pennington, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Pennington, MN is right here.

You’ll find Pennington car insurance rates, the cheapest Pennington, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Pennington, Minnesota car insurance rates to Plymouth car insurance rates, St. Paul car insurance rates, and Bloomington car insurance rates.

Ready to find affordable Pennington, MN car insurance today? Enter your ZIP code for fast, free Pennington car insurance quotes.

Cheapest Pennington, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pennington, MN car insurance rates? Every Pennington, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pennington, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,951 $2,951 $2,822 $2,822 $6,696 $9,797 $3,574 $3,787
American Family $2,219 $2,219 $2,008 $2,008 $5,985 $8,739 $2,219 $2,516
Farmers $2,042 $2,042 $1,969 $2,075 $5,724 $5,788 $2,674 $2,640
GEICO $3,083 $3,062 $2,956 $2,873 $6,249 $7,971 $2,893 $2,971
Liberty Mutual $10,731 $10,731 $10,624 $10,624 $21,303 $32,066 $10,731 $15,017
Nationwide $2,004 $2,026 $1,778 $1,896 $4,997 $6,122 $2,338 $2,445
State Farm $1,624 $1,624 $1,438 $1,438 $3,422 $4,206 $1,875 $1,557
USAA $2,203 $2,209 $1,988 $2,015 $5,707 $6,317 $2,900 $3,123

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Pennington, MN

Every driver must carry the minimum car insurance in Pennington, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Pennington, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Pennington, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pennington, MN. Compare credit history car insurance rates in Pennington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pennington, Minnesota

Insurance Company Poor Fair Good
Allstate $6,510 $3,510 $3,256
American Family $4,721 $3,177 $2,569
Farmers $3,887 $2,827 $2,644
GEICO $4,813 $3,931 $3,277
Liberty Mutual $21,236 $13,727 $10,722
Nationwide $3,512 $2,827 $2,514
State Farm $3,133 $1,915 $1,396
USAA $5,252 $2,513 $2,159

Cheapest Pennington, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pennington, MN to rates for a clean record with top companies.

Annual Pennington, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,251 $4,663 $5,574 $4,212
American Family $2,344 $4,225 $4,730 $2,658
Farmers $2,675 $3,353 $3,394 $3,054
GEICO $2,641 $4,226 $6,333 $2,829
Liberty Mutual $11,292 $15,382 $22,059 $12,181
Nationwide $2,330 $3,111 $3,590 $2,773
State Farm $1,983 $2,313 $2,148 $2,148
USAA $2,460 $3,111 $4,725 $2,936

Cheapest Pennington, MN Car Insurance for Teen Drivers

Teen car insurance in Pennington, MN can be expensive. Take a look at rates from the top car insurance companies in Pennington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pennington, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,696 $9,797
American Family $5,985 $8,739
Farmers $5,724 $5,788
GEICO $6,249 $7,971
Liberty Mutual $21,303 $32,066
Nationwide $4,997 $6,122
State Farm $3,422 $4,206
USAA $5,707 $6,317

Cheapest Pennington, MN Car Insurance for Seniors

Take a look at Pennington, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pennington, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,822 $2,822
American Family $2,008 $2,008
Farmers $1,969 $2,075
GEICO $2,956 $2,873
Liberty Mutual $10,624 $10,624
Nationwide $1,778 $1,896
State Farm $1,438 $1,438
USAA $1,988 $2,015

Cheapest Pennington, MN Car Insurance Rates After a DUI

A DUI in Pennington, MN increases car insurance rates. Compare Pennington, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pennington, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,574
American Family $4,730
Farmers $3,394
GEICO $6,333
Liberty Mutual $22,059
Nationwide $3,590
State Farm $2,148
USAA $4,725

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Pennington, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pennington, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pennington, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,425 $4,425
American Family $3,448 $3,530
Farmers $3,119 $3,119
GEICO $3,955 $4,059
Liberty Mutual $14,776 $15,681
Nationwide $2,951 $2,951
State Farm $2,090 $2,206
USAA $3,264 $3,352

The Best Cheap Car Insurance Companies in Pennington, MN

Take a look at a side-by-side comparison of the top car insurance companies in Pennington, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pennington, Minnesota

Insurance Company Average Annual Rates
Allstate $4,425
American Family $3,489
Farmers $3,119
GEICO $4,007
Liberty Mutual $15,229
Nationwide $2,951
State Farm $2,148
USAA $3,308

Category Winners: Cheapest Car Insurance in Pennington, Minnesota

Find the cheapest car insurance companies in Pennington, MN for each category right here.

Best Annual Car Insurance Rates by Company in Pennington, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Pennington, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pennington car insurance rates. Find the cheapest Pennington, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pennington, Minnesota

Insurance Company Low Medium High
Allstate $4,366 $4,422 $4,487
American Family $3,488 $3,587 $3,393
Farmers $3,015 $3,132 $3,212
GEICO $3,909 $4,005 $4,107
Liberty Mutual $14,906 $15,239 $15,541
Nationwide $2,805 $2,969 $3,079
State Farm $2,069 $2,155 $2,220
USAA $3,224 $3,305 $3,395

Compare Car Insurance Quotes in Pennington, MN

Ready to find affordable Pennington, Minnesota car insurance today? Enter your ZIP code for fast, free Pennington, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption