Compare Pennington, NJ Car Insurance Rates (2021)

Car insurance in Pennington, NJ averages $414 a month. Pennington, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Pennington car insurance rates, compare quotes from the top car insurance companies in Pennington, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

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Here's What You Need to Know

  • The cheapest car insurance company in Pennington is GEICO
  • Average car insurance rates in Pennington, NJ after a DUI are $5,824/year
  • Average car insurance rates in Pennington, NJ are $4,973/year

If you need to buy Pennington, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Pennington, NJ is right here.

You’ll find Pennington car insurance rates, the cheapest Pennington, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Pennington, New Jersey car insurance rates to Camden car insurance rates, Clifton car insurance rates, and Bayonne car insurance rates.

Ready to find affordable Pennington, NJ car insurance today? Enter your ZIP code for fast, free Pennington car insurance quotes.

Cheapest Pennington, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pennington, NJ car insurance rates? Every Pennington, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pennington, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,134 $3,119 $3,021 $3,021 $9,952 $12,409 $3,664 $3,830
Farmers $4,232 $4,273 $4,092 $4,027 $12,639 $14,551 $5,048 $5,252
GEICO $1,956 $1,905 $1,891 $1,891 $3,476 $3,553 $2,219 $2,211
Liberty Mutual $3,984 $3,984 $4,372 $4,372 $10,349 $11,750 $4,372 $5,025
Progressive $1,776 $1,657 $1,606 $1,629 $8,107 $9,157 $2,107 $2,085
State Farm $3,724 $3,724 $3,365 $3,365 $12,082 $15,515 $4,237 $4,734
Travelers $3,464 $3,328 $3,208 $3,216 $7,667 $8,563 $3,328 $3,276

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Minimum Car Insurance in Pennington, NJ

Every driver must carry the minimum car insurance in Pennington, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Pennington, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Pennington, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pennington, NJ. Compare credit history car insurance rates in Pennington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pennington, New Jersey

Insurance Company Poor Fair Good
Allstate $7,283 $4,761 $3,762
Farmers $7,957 $6,341 $5,995
GEICO $3,582 $2,073 $1,509
Liberty Mutual $7,627 $5,664 $4,787
Progressive $3,908 $3,440 $3,199
State Farm $9,165 $5,539 $4,325
Travelers $6,110 $4,428 $2,980

Cheapest Pennington, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pennington, NJ to rates for a clean record with top companies.

Annual Pennington, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,961 $6,553 $5,751 $4,810
Farmers $5,213 $8,912 $7,202 $5,730
GEICO $1,862 $2,441 $3,387 $1,862
Liberty Mutual $5,789 $6,617 $5,909 $5,789
Progressive $3,064 $4,007 $3,452 $3,540
State Farm $3,460 $6,274 $10,076 $5,562
Travelers $3,452 $5,172 $4,989 $4,412

Cheapest Pennington, NJ Car Insurance for Teen Drivers

Teen car insurance in Pennington, NJ can be expensive. Take a look at rates from the top car insurance companies in Pennington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pennington, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,952 $12,409
Farmers $12,639 $14,551
GEICO $3,476 $3,553
Liberty Mutual $10,349 $11,750
Progressive $8,107 $9,157
State Farm $12,082 $15,515
Travelers $7,667 $8,563

Cheapest Pennington, NJ Car Insurance for Seniors

Take a look at Pennington, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pennington, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,021 $3,021
Farmers $4,092 $4,027
GEICO $1,891 $1,891
Liberty Mutual $4,372 $4,372
Progressive $1,606 $1,629
State Farm $3,365 $3,365
Travelers $3,208 $3,216

Cheapest Pennington, NJ Car Insurance Rates After a DUI

A DUI in Pennington, NJ increases car insurance rates. Compare Pennington, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pennington, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,751
Farmers $7,202
GEICO $3,387
Liberty Mutual $5,909
Progressive $3,452
State Farm $10,076
Travelers $4,989

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Cheapest Pennington, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pennington, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pennington, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,259 $5,278
Farmers $6,764 $6,764
GEICO $2,369 $2,406
Liberty Mutual $5,968 $6,084
Progressive $3,516 $3,516
State Farm $6,184 $6,502
Travelers $4,506 $4,506

The Best Cheap Car Insurance Companies in Pennington, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Pennington, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pennington, New Jersey

Insurance Company Average Annual Rates
Allstate $5,269
Farmers $6,764
GEICO $2,388
Liberty Mutual $6,026
Progressive $3,516
State Farm $6,343
Travelers $4,506

Category Winners: Cheapest Car Insurance in Pennington, New Jersey

Find the cheapest car insurance companies in Pennington, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Pennington, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Pennington, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pennington car insurance rates. Find the cheapest Pennington, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pennington, New Jersey

Insurance Company Low Medium High
Allstate $4,905 $5,339 $5,562
Farmers $6,219 $6,756 $7,318
GEICO $2,163 $2,431 $2,569
Liberty Mutual $5,410 $6,205 $6,463
Progressive $3,254 $3,566 $3,726
State Farm $5,931 $6,420 $6,679
Travelers $4,108 $4,502 $4,909

What affects car insurance rates in Pennington, New Jersey?

What factors can have an impact on Pennington, NJ car insurance? There are several reasons why Pennington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Pennington, New Jersey.

Commute Time in Pennington

The more time you spend in your car the higher the risk of an accident. The average commute length in Pennington, NJ is 27.8 minutes according to City-Data.

Compare Car Insurance Quotes in Pennington, NJ

Ready to find affordable Pennington, New Jersey car insurance today? Enter your ZIP code for fast, free Pennington, NJ car insurance quotes.

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