Compare Penobscot, ME Car Insurance Rates (2021)

Car insurance in Penobscot, ME averages $231 a month. Penobscot, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Penobscot car insurance rates, compare quotes from the top car insurance companies in Penobscot, ME.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Penobscot, ME are $2,776/year
  • The cheapest car insurance company in Penobscot is GEICO
  • Average car insurance rates in Penobscot, ME after a DUI are $3,249/year

If you need to buy Penobscot, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in Penobscot, ME is right here.

You’ll find Penobscot car insurance rates, the cheapest Penobscot, ME car insurance companies, and information on Maine car insurance laws. You can also compare Penobscot, Maine car insurance rates to South Portland car insurance rates, Bangor car insurance rates, and Saco car insurance rates.

Ready to find affordable Penobscot, ME car insurance today? Enter your ZIP code for fast, free Penobscot car insurance quotes.

Cheapest Penobscot, ME Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Penobscot, ME car insurance rates? Every Penobscot, Maine car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Penobscot, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,877 $1,936 $1,685 $1,829 $4,730 $6,298 $2,047 $2,289
Farmers $1,944 $1,963 $1,821 $1,956 $6,209 $6,874 $2,287 $2,370
GEICO $1,044 $1,083 $1,044 $1,044 $2,487 $3,241 $1,138 $1,221
Liberty Mutual $3,072 $3,072 $2,925 $2,925 $6,543 $9,799 $3,072 $4,332
Progressive $2,235 $2,191 $2,235 $2,191 $9,361 $10,526 $2,602 $2,942
State Farm $1,271 $1,271 $1,195 $1,195 $4,011 $4,996 $1,415 $1,552
Travelers $1,162 $1,209 $1,053 $1,079 $4,623 $6,255 $1,163 $1,356
USAA $923 $914 $917 $899 $3,008 $3,326 $1,178 $1,246

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Minimum Car Insurance in Penobscot, ME

Every driver must carry the minimum car insurance in Penobscot, ME. Take a look at the Maine car insurance requirements.

Minimum Required Car Insurance Coverage in Penobscot, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Penobscot, ME Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Penobscot, ME. Compare credit history car insurance rates in Penobscot from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Penobscot, Maine

Insurance Company Poor Fair Good
Allstate $3,567 $2,715 $2,228
Farmers $3,706 $3,035 $2,793
GEICO $2,070 $1,373 $1,171
Liberty Mutual $6,221 $4,030 $3,152
Progressive $4,841 $4,155 $3,860
State Farm $3,077 $1,838 $1,424
Travelers $2,633 $2,158 $1,922
USAA $2,041 $1,398 $1,215

Cheapest Penobscot, ME Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Penobscot, ME to rates for a clean record with top companies.

Annual Penobscot, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,317 $3,144 $3,269 $2,616
Farmers $2,777 $3,542 $3,070 $3,323
GEICO $1,113 $1,574 $2,351 $1,113
Liberty Mutual $3,462 $4,051 $6,601 $3,756
Progressive $3,431 $5,809 $3,822 $4,079
State Farm $1,921 $2,306 $2,113 $2,113
Travelers $1,867 $2,075 $2,591 $2,417
USAA $1,181 $1,551 $2,175 $1,299

Cheapest Penobscot, ME Car Insurance for Teen Drivers

Teen car insurance in Penobscot, ME can be expensive. Take a look at rates from the top car insurance companies in Penobscot for teenagers.

Annual Car Insurance Rates for Teen Drivers in Penobscot, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,730 $6,298
Farmers $6,209 $6,874
GEICO $2,487 $3,241
Liberty Mutual $6,543 $9,799
Progressive $9,361 $10,526
State Farm $4,011 $4,996
Travelers $4,623 $6,255
USAA $3,008 $3,326

Cheapest Penobscot, ME Car Insurance for Seniors

Take a look at Penobscot, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Penobscot, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,685 $1,829
Farmers $1,821 $1,956
GEICO $1,044 $1,044
Liberty Mutual $2,925 $2,925
Progressive $2,235 $2,191
State Farm $1,195 $1,195
Travelers $1,053 $1,079
USAA $917 $899

Cheapest Penobscot, ME Car Insurance Rates After a DUI

A DUI in Penobscot, ME increases car insurance rates. Compare Penobscot, Maine DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Penobscot, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,269
Farmers $3,070
GEICO $2,351
Liberty Mutual $6,601
Progressive $3,822
State Farm $2,113
Travelers $2,591
USAA $2,175

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Cheapest Penobscot, ME Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Penobscot, ME by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Penobscot, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,836 $2,836
Farmers $3,178 $3,178
GEICO $1,513 $1,563
Liberty Mutual $4,375 $4,560
Progressive $4,285 $4,285
State Farm $2,044 $2,182
Travelers $2,238 $2,238
USAA $1,508 $1,595

The Best Cheap Car Insurance Companies in Penobscot, ME

Take a look at a side-by-side comparison of the top car insurance companies in Penobscot, ME to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Penobscot, Maine

Insurance Company Average Annual Rates
Allstate $2,836
Farmers $3,178
GEICO $1,538
Liberty Mutual $4,468
Progressive $4,285
State Farm $2,113
Travelers $2,238
USAA $1,551

Category Winners: Cheapest Car Insurance in Penobscot, Maine

Find the cheapest car insurance companies in Penobscot, ME for each category right here.

Best Annual Car Insurance Rates by Company in Penobscot, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Penobscot, ME Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Penobscot car insurance rates. Find the cheapest Penobscot, ME car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Penobscot, Maine

Insurance Company Low Medium High
Allstate $2,801 $2,802 $2,905
Farmers $3,045 $3,064 $3,424
GEICO $1,511 $1,519 $1,584
Liberty Mutual $4,419 $4,419 $4,565
Progressive $4,190 $4,198 $4,467
State Farm $2,064 $2,093 $2,182
Travelers $2,204 $2,207 $2,302
USAA $1,524 $1,534 $1,596

Compare Car Insurance Quotes in Penobscot, ME

Ready to find affordable Penobscot, Maine car insurance today? Enter your ZIP code for fast, free Penobscot, ME car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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