Compare Penrose, CO Car Insurance Rates (2021)

Car insurance in Penrose, CO averages $319 a month. Penrose, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Penrose car insurance rates, compare quotes from the top car insurance companies in Penrose, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Penrose, CO are $3,827/year
  • Average car insurance rates in Penrose, CO after a DUI are $4,559/year
  • The cheapest car insurance company in Penrose is State Farm

If you need to buy Penrose, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Penrose, CO is right here.

You’ll find Penrose car insurance rates, the cheapest Penrose, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Penrose, Colorado car insurance rates to Arvada car insurance rates, Fort Collins car insurance rates, and Pueblo car insurance rates.

Ready to find affordable Penrose, CO car insurance today? Enter your ZIP code for fast, free Penrose car insurance quotes.

Cheapest Penrose, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Penrose, CO car insurance rates? Every Penrose, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Penrose, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,599 $3,375 $3,236 $3,271 $12,214 $12,806 $3,978 $4,009
American Family $2,423 $2,423 $2,184 $2,184 $5,867 $7,848 $2,423 $2,976
Farmers $3,303 $3,272 $2,999 $3,242 $12,343 $12,378 $3,614 $3,637
GEICO $2,052 $2,249 $2,222 $2,553 $6,380 $6,695 $1,865 $1,873
Liberty Mutual $1,872 $1,836 $1,590 $1,744 $5,256 $5,723 $1,888 $1,912
Nationwide $2,313 $2,357 $2,070 $2,189 $5,787 $7,409 $2,654 $2,867
Progressive $2,521 $2,363 $2,221 $2,210 $8,532 $9,533 $2,829 $2,750
State Farm $1,621 $1,621 $1,459 $1,459 $4,686 $5,919 $1,814 $2,155
USAA $2,263 $2,273 $2,146 $2,167 $5,548 $6,383 $2,916 $3,195

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Minimum Car Insurance in Penrose, CO

Every driver must carry the minimum car insurance in Penrose, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Penrose, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Penrose, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Penrose, CO. Compare credit history car insurance rates in Penrose from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Penrose, Colorado

Insurance Company Poor Fair Good
Allstate $7,431 $5,701 $4,300
American Family $4,610 $3,271 $2,742
Farmers $6,520 $5,270 $5,006
GEICO $3,893 $3,236 $2,580
Liberty Mutual $3,907 $2,378 $1,897
Nationwide $4,179 $3,306 $2,883
Progressive $4,700 $4,000 $3,660
State Farm $3,596 $2,313 $1,866
USAA $4,990 $2,830 $2,263

Cheapest Penrose, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Penrose, CO to rates for a clean record with top companies.

Annual Penrose, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,969 $5,702 $6,955 $5,618
American Family $2,619 $3,721 $4,854 $2,969
Farmers $4,729 $6,078 $5,998 $5,589
GEICO $2,274 $3,561 $4,139 $2,970
Liberty Mutual $2,381 $2,795 $2,914 $2,821
Nationwide $2,659 $3,631 $4,607 $2,926
Progressive $3,559 $5,015 $3,756 $4,149
State Farm $2,382 $2,801 $2,592 $2,592
USAA $2,462 $2,990 $5,215 $2,778

Cheapest Penrose, CO Car Insurance for Teen Drivers

Teen car insurance in Penrose, CO can be expensive. Take a look at rates from the top car insurance companies in Penrose for teenagers.

Annual Car Insurance Rates for Teen Drivers in Penrose, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,214 $12,806
American Family $5,867 $7,848
Farmers $12,343 $12,378
GEICO $6,380 $6,695
Liberty Mutual $5,256 $5,723
Nationwide $5,787 $7,409
Progressive $8,532 $9,533
State Farm $4,686 $5,919
USAA $5,548 $6,383

Cheapest Penrose, CO Car Insurance for Seniors

Take a look at Penrose, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Penrose, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,236 $3,271
American Family $2,184 $2,184
Farmers $2,999 $3,242
GEICO $2,222 $2,553
Liberty Mutual $1,590 $1,744
Nationwide $2,070 $2,189
Progressive $2,221 $2,210
State Farm $1,459 $1,459
USAA $2,146 $2,167

Cheapest Penrose, CO Car Insurance Rates After a DUI

A DUI in Penrose, CO increases car insurance rates. Compare Penrose, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Penrose, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,955
American Family $4,854
Farmers $5,998
GEICO $4,139
Liberty Mutual $2,914
Nationwide $4,607
Progressive $3,756
State Farm $2,592
USAA $5,215

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Cheapest Penrose, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Penrose, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Penrose, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,811 $5,811
American Family $3,466 $3,616
Farmers $5,598 $5,598
GEICO $3,165 $3,307
Liberty Mutual $2,728 $2,728
Nationwide $3,456 $3,456
Progressive $4,120 $4,120
State Farm $2,529 $2,655
USAA $3,265 $3,457

The Best Cheap Car Insurance Companies in Penrose, CO

Take a look at a side-by-side comparison of the top car insurance companies in Penrose, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Penrose, Colorado

Insurance Company Average Annual Rates
Allstate $5,811
American Family $3,541
Farmers $5,598
GEICO $3,236
Liberty Mutual $2,728
Nationwide $3,456
Progressive $4,120
State Farm $2,592
USAA $3,361

Category Winners: Cheapest Car Insurance in Penrose, Colorado

Find the cheapest car insurance companies in Penrose, CO for each category right here.

Best Annual Car Insurance Rates by Company in Penrose, Colorado

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Penrose, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Penrose car insurance rates. Find the cheapest Penrose, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Penrose, Colorado

Insurance Company Low Medium High
Allstate $5,480 $5,789 $6,163
American Family $3,372 $3,615 $3,636
Farmers $4,883 $5,516 $6,397
GEICO $2,802 $3,146 $3,760
Liberty Mutual $2,577 $2,717 $2,889
Nationwide $3,455 $3,454 $3,458
Progressive $3,727 $4,133 $4,500
State Farm $2,422 $2,592 $2,762
USAA $3,222 $3,360 $3,502

What affects car insurance rates in Penrose, Colorado?

What factors can have an impact on Penrose, CO car insurance? There are several reasons why Penrose car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Penrose, Colorado.

Commute Time in Penrose

The more time you spend in your car the higher the risk of an accident. The average commute length in Penrose, CO is 36.6 minutes according to City-Data.

Compare Car Insurance Quotes in Penrose, CO

Ready to find affordable Penrose, Colorado car insurance today? Enter your ZIP code for fast, free Penrose, CO car insurance quotes.

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Average Monthly Car Insurance Rates by State