Compare Pentwater, MI Car Insurance Rates (2021)

Car insurance in Pentwater, MI averages $776 a month. Pentwater, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Pentwater car insurance rates, compare quotes from the top car insurance companies in Pentwater, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Pentwater is USAA
  • The cheapest car insurance company in Pentwater for teen drivers is USAA
  • Average car insurance rates in Pentwater, MI after a DUI are $15,232/year

If you need to buy Pentwater, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Pentwater, MI is right here.

You’ll find Pentwater car insurance rates, the cheapest Pentwater, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Pentwater, Michigan car insurance rates to Lansing car insurance rates, Detroit car insurance rates, and Dearborn car insurance rates.

Ready to find affordable Pentwater, MI car insurance today? Enter your ZIP code for fast, free Pentwater car insurance quotes.

Cheapest Pentwater, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pentwater, MI car insurance rates? Every Pentwater, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pentwater, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,681 $14,681 $13,611 $13,611 $36,902 $36,902 $15,474 $15,474
Farmers $4,288 $4,288 $4,001 $4,001 $9,439 $9,439 $4,813 $4,813
GEICO $3,657 $3,657 $3,692 $3,692 $9,795 $9,795 $3,491 $3,491
Liberty Mutual $14,956 $14,956 $14,804 $14,804 $35,785 $35,785 $14,956 $14,956
Nationwide $4,649 $4,649 $4,126 $4,126 $12,340 $12,340 $5,101 $5,101
Progressive $3,030 $2,836 $2,672 $2,968 $11,003 $11,773 $3,537 $3,307
State Farm $6,571 $6,571 $6,083 $6,083 $22,796 $22,796 $7,706 $7,706
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,640 $2,489 $2,483 $2,340 $6,312 $5,955 $3,197 $3,050

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Minimum Car Insurance in Pentwater, MI

Every driver must carry the minimum car insurance in Pentwater, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Pentwater, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Pentwater, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pentwater, MI. Compare credit history car insurance rates in Pentwater from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pentwater, Michigan

Insurance Company Poor Fair Good
Allstate $30,569 $16,939 $12,993
Farmers $7,454 $4,915 $4,536
GEICO $6,627 $4,877 $3,972
Liberty Mutual $31,844 $18,386 $10,145
Nationwide $8,224 $6,184 $5,254
Progressive $5,931 $4,989 $4,502
State Farm $17,490 $8,857 $6,020
Travelers $6,813 $6,608 $6,525
USAA $5,325 $3,042 $2,308

Cheapest Pentwater, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pentwater, MI to rates for a clean record with top companies.

Annual Pentwater, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,787 $13,067 $44,083 $13,732
Farmers $4,743 $6,029 $5,955 $5,813
GEICO $1,879 $3,851 $11,514 $3,391
Liberty Mutual $14,339 $17,098 $30,874 $18,190
Nationwide $5,604 $7,485 $6,811 $6,316
Progressive $4,366 $5,715 $5,143 $5,339
State Farm $6,911 $8,260 $17,701 $10,283
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,866 $3,572 $4,674 $3,121

Cheapest Pentwater, MI Car Insurance for Teen Drivers

Teen car insurance in Pentwater, MI can be expensive. Take a look at rates from the top car insurance companies in Pentwater for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pentwater, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,902 $36,902
Farmers $9,439 $9,439
GEICO $9,795 $9,795
Liberty Mutual $35,785 $35,785
Nationwide $12,340 $12,340
Progressive $11,003 $11,773
State Farm $22,796 $22,796
Travelers $13,395 $13,395
USAA $6,312 $5,955

Cheapest Pentwater, MI Car Insurance for Seniors

Take a look at Pentwater, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pentwater, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,611 $13,611
Farmers $4,001 $4,001
GEICO $3,692 $3,692
Liberty Mutual $14,804 $14,804
Nationwide $4,126 $4,126
Progressive $2,672 $2,968
State Farm $6,083 $6,083
Travelers $3,858 $3,858
USAA $2,483 $2,340

Cheapest Pentwater, MI Car Insurance Rates After a DUI

A DUI in Pentwater, MI increases car insurance rates. Compare Pentwater, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pentwater, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $44,083
Farmers $5,955
GEICO $11,514
Liberty Mutual $30,874
Nationwide $6,811
Progressive $5,143
State Farm $17,701
Travelers $10,331
USAA $4,674

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Cheapest Pentwater, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pentwater, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pentwater, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $20,167 $20,167
Farmers $5,635 $5,635
GEICO $5,038 $5,280
Liberty Mutual $19,417 $20,833
Nationwide $6,554 $6,554
Progressive $5,141 $5,141
State Farm $10,499 $11,079
Travelers $6,611 $6,686
USAA $3,517 $3,599

The Best Cheap Car Insurance Companies in Pentwater, MI

Take a look at a side-by-side comparison of the top car insurance companies in Pentwater, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pentwater, Michigan

Insurance Company Average Annual Rates
Allstate $20,167
Farmers $5,635
GEICO $5,159
Liberty Mutual $20,125
Nationwide $6,554
Progressive $5,141
State Farm $10,789
Travelers $6,649
USAA $3,558

Category Winners: Cheapest Car Insurance in Pentwater, Michigan

Find the cheapest car insurance companies in Pentwater, MI for each category right here.

Best Annual Car Insurance Rates by Company in Pentwater, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Pentwater, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pentwater car insurance rates. Find the cheapest Pentwater, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pentwater, Michigan

Insurance Company Low Medium High
Allstate $19,727 $20,206 $20,568
Farmers $5,491 $5,622 $5,792
GEICO $4,814 $5,112 $5,550
Liberty Mutual $19,708 $20,084 $20,583
Nationwide $6,869 $6,440 $6,353
Progressive $4,988 $5,147 $5,287
State Farm $10,257 $10,855 $11,255
Travelers $6,575 $6,656 $6,715
USAA $3,458 $3,566 $3,651

What affects car insurance rates in Pentwater, Michigan?

What factors can have an impact on Pentwater, MI car insurance? There are several reasons why Pentwater car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Pentwater, Michigan.

Car Theft in Pentwater

High levels of vehicle theft can make car insurance more expensive. Pentwater, MI car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Pentwater

The more time you spend in your car the higher the risk of an accident. The average commute length in Pentwater, MI is 17.2 minutes according to City-Data.

Compare Car Insurance Quotes in Pentwater, MI

Ready to find affordable Pentwater, Michigan car insurance today? Enter your ZIP code for fast, free Pentwater, MI car insurance quotes.

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