Compare Pep, NM Car Insurance Rates (2021)

Car insurance in Pep, NM averages $285 a month. Pep, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Pep car insurance rates, compare quotes from the top car insurance companies in Pep, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Pep, NM after a DUI are $4,350/year
  • The cheapest car insurance company in Pep for teen drivers is USAA
  • Average car insurance rates in Pep, NM are $3,417/year

If you need to buy Pep, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Pep, NM is right here.

You’ll find Pep car insurance rates, the cheapest Pep, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Pep, New Mexico car insurance rates to Santa Fe car insurance rates, Alamogordo car insurance rates, and Rio Rancho car insurance rates.

Ready to find affordable Pep, NM car insurance today? Enter your ZIP code for fast, free Pep car insurance quotes.

Cheapest Pep, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pep, NM car insurance rates? Every Pep, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pep, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,606 $2,648 $2,339 $2,472 $8,033 $9,185 $2,954 $3,149
Farmers $2,438 $2,430 $2,185 $2,319 $9,637 $9,918 $2,747 $2,854
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,429 $2,477 $2,200 $2,318 $5,797 $7,350 $2,731 $2,935
Progressive $1,620 $1,574 $1,456 $1,466 $6,514 $7,347 $1,968 $2,048
State Farm $1,552 $1,552 $1,404 $1,404 $4,197 $5,284 $1,738 $1,919
USAA $1,513 $1,509 $1,436 $1,438 $3,880 $4,393 $1,869 $2,009

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Minimum Car Insurance in Pep, NM

Every driver must carry the minimum car insurance in Pep, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Pep, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Pep, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pep, NM. Compare credit history car insurance rates in Pep from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pep, New Mexico

Insurance Company Poor Fair Good
Allstate $4,865 $3,995 $3,660
Farmers $4,956 $4,096 $3,896
GEICO $4,787 $4,162 $3,849
Nationwide $4,328 $3,350 $2,912
Progressive $3,297 $2,932 $2,769
State Farm $3,406 $2,089 $1,648
USAA $2,829 $2,111 $1,827

Cheapest Pep, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pep, NM to rates for a clean record with top companies.

Annual Pep, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,505 $4,532 $4,763 $3,892
Farmers $3,650 $4,688 $4,577 $4,349
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,620 $3,705 $4,814 $2,979
Progressive $2,597 $3,534 $2,797 $3,069
State Farm $2,237 $2,429 $2,429 $2,429
USAA $1,680 $2,330 $3,058 $1,956

Cheapest Pep, NM Car Insurance for Teen Drivers

Teen car insurance in Pep, NM can be expensive. Take a look at rates from the top car insurance companies in Pep for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pep, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,033 $9,185
Farmers $9,637 $9,918
GEICO $7,583 $10,447
Nationwide $5,797 $7,350
Progressive $6,514 $7,347
State Farm $4,197 $5,284
USAA $3,880 $4,393

Cheapest Pep, NM Car Insurance for Seniors

Take a look at Pep, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pep, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,339 $2,472
Farmers $2,185 $2,319
GEICO $2,511 $2,511
Nationwide $2,200 $2,318
Progressive $1,456 $1,466
State Farm $1,404 $1,404
USAA $1,436 $1,438

Cheapest Pep, NM Car Insurance Rates After a DUI

A DUI in Pep, NM increases car insurance rates. Compare Pep, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pep, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,763
Farmers $4,577
GEICO $8,009
Nationwide $4,814
Progressive $2,797
State Farm $2,429
USAA $3,058

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Cheapest Pep, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pep, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pep, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,173 $4,173
Farmers $4,316 $4,316
GEICO $4,201 $4,331
Nationwide $3,530 $3,530
Progressive $2,999 $2,999
State Farm $2,321 $2,441
USAA $2,188 $2,323

The Best Cheap Car Insurance Companies in Pep, NM

Take a look at a side-by-side comparison of the top car insurance companies in Pep, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pep, New Mexico

Insurance Company Average Annual Rates
Allstate $4,173
Farmers $4,316
GEICO $4,266
Nationwide $3,530
Progressive $2,999
State Farm $2,381
USAA $2,256

Category Winners: Cheapest Car Insurance in Pep, New Mexico

Find the cheapest car insurance companies in Pep, NM for each category right here.

Best Annual Car Insurance Rates by Company in Pep, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Pep, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pep car insurance rates. Find the cheapest Pep, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pep, New Mexico

Insurance Company Low Medium High
Allstate $4,014 $4,166 $4,339
Farmers $3,974 $4,281 $4,693
GEICO $3,990 $4,256 $4,552
Nationwide $3,514 $3,491 $3,584
Progressive $2,896 $2,999 $3,103
State Farm $2,180 $2,389 $2,574
USAA $2,106 $2,265 $2,397

Compare Car Insurance Quotes in Pep, NM

Ready to find affordable Pep, New Mexico car insurance today? Enter your ZIP code for fast, free Pep, NM car insurance quotes.

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