Compare Pep, TX Car Insurance Rates (2021)

Car insurance in Pep, TX averages $316 a month. Pep, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Pep car insurance rates, compare quotes from the top car insurance companies in Pep, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Pep, TX are $3,796/year
  • Average car insurance rates in Pep, TX after a DUI are $4,312/year
  • The cheapest car insurance company in Pep for teen drivers is USAA

If you need to buy Pep, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Pep, TX is right here.

You’ll find Pep car insurance rates, the cheapest Pep, TX car insurance companies, and information on Texas car insurance laws. You can also compare Pep, Texas car insurance rates to San Antonio car insurance rates, Laredo car insurance rates, and El Paso car insurance rates.

Ready to find affordable Pep, TX car insurance today? Enter your ZIP code for fast, free Pep car insurance quotes.

Cheapest Pep, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pep, TX car insurance rates? Every Pep, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pep, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,608 $3,665 $3,567 $3,567 $9,080 $11,034 $4,469 $4,697
American Family $2,649 $2,923 $2,390 $2,716 $6,401 $8,401 $3,687 $4,188
GEICO $2,142 $2,286 $2,030 $2,255 $4,531 $4,757 $2,313 $2,337
Nationwide $2,652 $2,712 $2,331 $2,486 $7,378 $9,563 $3,099 $3,373
Progressive $2,734 $2,590 $2,427 $2,480 $11,390 $12,662 $3,228 $3,250
State Farm $1,758 $1,758 $1,556 $1,556 $4,064 $5,155 $1,901 $1,965
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

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Minimum Car Insurance in Pep, TX

Every driver must carry the minimum car insurance in Pep, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Pep, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Pep, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pep, TX. Compare credit history car insurance rates in Pep from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pep, Texas

Insurance Company Poor Fair Good
Allstate $6,962 $5,082 $4,338
American Family $5,806 $3,583 $3,120
GEICO $4,354 $2,478 $1,663
Nationwide $5,059 $4,032 $3,507
Progressive $5,743 $4,955 $4,588
State Farm $3,491 $2,172 $1,730
USAA $3,528 $1,968 $1,564

Cheapest Pep, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pep, TX to rates for a clean record with top companies.

Annual Pep, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,343 $6,455 $6,703 $4,343
American Family $3,817 $4,813 $4,231 $3,817
GEICO $2,408 $3,142 $2,676 $3,099
Nationwide $3,623 $3,623 $5,439 $4,112
Progressive $4,439 $5,747 $5,189 $5,006
State Farm $2,206 $2,509 $2,937 $2,206
USAA $1,787 $2,568 $3,006 $2,051

Cheapest Pep, TX Car Insurance for Teen Drivers

Teen car insurance in Pep, TX can be expensive. Take a look at rates from the top car insurance companies in Pep for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pep, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,080 $11,034
American Family $6,401 $8,401
GEICO $4,531 $4,757
Nationwide $7,378 $9,563
Progressive $11,390 $12,662
State Farm $4,064 $5,155
USAA $3,909 $4,372

Cheapest Pep, TX Car Insurance for Seniors

Take a look at Pep, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pep, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,567 $3,567
American Family $2,390 $2,716
GEICO $2,030 $2,255
Nationwide $2,331 $2,486
Progressive $2,427 $2,480
State Farm $1,556 $1,556
USAA $1,464 $1,501

Cheapest Pep, TX Car Insurance Rates After a DUI

A DUI in Pep, TX increases car insurance rates. Compare Pep, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pep, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,703
American Family $4,231
GEICO $2,676
Nationwide $5,439
Progressive $5,189
State Farm $2,937
USAA $3,006

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Cheapest Pep, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pep, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pep, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,340 $5,582
American Family $4,170 $4,170
GEICO $2,777 $2,886
Nationwide $4,199 $4,199
Progressive $5,095 $5,095
State Farm $2,464 $2,464
USAA $2,322 $2,384

The Best Cheap Car Insurance Companies in Pep, TX

Take a look at a side-by-side comparison of the top car insurance companies in Pep, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pep, Texas

Insurance Company Average Annual Rates
Allstate $5,461
American Family $4,170
GEICO $2,831
Nationwide $4,199
Progressive $5,095
State Farm $2,464
USAA $2,353

Category Winners: Cheapest Car Insurance in Pep, Texas

Find the cheapest car insurance companies in Pep, TX for each category right here.

Best Annual Car Insurance Rates by Company in Pep, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Pep, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pep car insurance rates. Find the cheapest Pep, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pep, Texas

Insurance Company Low Medium High
Allstate $5,346 $5,418 $5,619
American Family $3,920 $4,039 $4,550
GEICO $2,712 $2,803 $2,979
Nationwide $4,557 $4,013 $4,028
Progressive $4,811 $5,067 $5,407
State Farm $2,350 $2,458 $2,585
USAA $2,300 $2,347 $2,412

Compare Car Insurance Quotes in Pep, TX

Ready to find affordable Pep, Texas car insurance today? Enter your ZIP code for fast, free Pep, TX car insurance quotes.

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