Compare Perdido Beach, AL Car Insurance Rates (2021)

Car insurance in Perdido Beach, AL averages $294 a month. Perdido Beach, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Perdido Beach car insurance rates, compare quotes from the top car insurance companies in Perdido Beach, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Perdido Beach for teen drivers is USAA
  • Average car insurance rates in Perdido Beach, AL are $3,532/year
  • The cheapest car insurance company in Perdido Beach is USAA

If you need to buy Perdido Beach, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Perdido Beach, AL is right here.

You’ll find Perdido Beach car insurance rates, the cheapest Perdido Beach, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Perdido Beach, Alabama car insurance rates to Madison car insurance rates, Hoover car insurance rates, and Tuscaloosa car insurance rates.

Ready to find affordable Perdido Beach, AL car insurance today? Enter your ZIP code for fast, free Perdido Beach car insurance quotes.

Cheapest Perdido Beach, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Perdido Beach, AL car insurance rates? Every Perdido Beach, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Perdido Beach, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,851 $1,762 $1,677 $1,709 $6,508 $7,006 $2,065 $2,108
Farmers $2,233 $2,217 $1,995 $2,124 $8,751 $9,001 $2,534 $2,626
GEICO $1,875 $1,861 $1,795 $1,862 $4,934 $4,812 $1,980 $1,824
Liberty Mutual $3,035 $3,278 $2,489 $2,786 $11,147 $12,398 $3,228 $3,433
Nationwide $1,625 $1,642 $1,486 $1,534 $4,274 $5,478 $1,801 $2,006
Progressive $2,279 $2,128 $1,872 $2,011 $9,191 $10,215 $2,642 $2,755
State Farm $2,552 $2,552 $2,321 $2,321 $7,827 $9,807 $2,886 $3,317
Travelers $1,681 $1,707 $1,579 $1,574 $9,217 $14,549 $1,588 $1,818
USAA $1,187 $1,204 $1,113 $1,093 $3,510 $3,888 $1,540 $1,662

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Minimum Car Insurance in Perdido Beach, AL

Every driver must carry the minimum car insurance in Perdido Beach, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Perdido Beach, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Perdido Beach, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Perdido Beach, AL. Compare credit history car insurance rates in Perdido Beach from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Perdido Beach, Alabama

Insurance Company Poor Fair Good
Allstate $3,809 $2,997 $2,451
Farmers $4,412 $3,797 $3,597
GEICO $3,328 $2,376 $2,150
Liberty Mutual $7,474 $4,593 $3,606
Nationwide $2,987 $2,338 $2,118
Progressive $4,673 $4,003 $3,733
State Farm $6,803 $3,447 $2,344
Travelers $4,593 $3,986 $4,064
USAA $2,541 $1,666 $1,491

Cheapest Perdido Beach, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Perdido Beach, AL to rates for a clean record with top companies.

Annual Perdido Beach, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,620 $3,089 $3,671 $2,963
Farmers $3,310 $4,287 $4,183 $3,961
GEICO $1,764 $2,840 $3,520 $2,347
Liberty Mutual $4,098 $5,705 $5,576 $5,517
Nationwide $2,177 $2,177 $3,145 $2,424
Progressive $3,726 $4,683 $4,043 $4,094
State Farm $3,782 $4,707 $4,152 $4,152
Travelers $3,506 $3,679 $5,400 $4,271
USAA $1,464 $1,837 $2,714 $1,584

Cheapest Perdido Beach, AL Car Insurance for Teen Drivers

Teen car insurance in Perdido Beach, AL can be expensive. Take a look at rates from the top car insurance companies in Perdido Beach for teenagers.

Annual Car Insurance Rates for Teen Drivers in Perdido Beach, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,508 $7,006
Farmers $8,751 $9,001
GEICO $4,934 $4,812
Liberty Mutual $11,147 $12,398
Nationwide $4,274 $5,478
Progressive $9,191 $10,215
State Farm $7,827 $9,807
Travelers $9,217 $14,549
USAA $3,510 $3,888

Cheapest Perdido Beach, AL Car Insurance for Seniors

Take a look at Perdido Beach, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Perdido Beach, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,677 $1,709
Farmers $1,995 $2,124
GEICO $1,795 $1,862
Liberty Mutual $2,489 $2,786
Nationwide $1,486 $1,534
Progressive $1,872 $2,011
State Farm $2,321 $2,321
Travelers $1,579 $1,574
USAA $1,113 $1,093

Cheapest Perdido Beach, AL Car Insurance Rates After a DUI

A DUI in Perdido Beach, AL increases car insurance rates. Compare Perdido Beach, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Perdido Beach, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,671
Farmers $4,183
GEICO $3,520
Liberty Mutual $5,576
Nationwide $3,145
Progressive $4,043
State Farm $4,152
Travelers $5,400
USAA $2,714

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Cheapest Perdido Beach, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Perdido Beach, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Perdido Beach, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,086 $3,086
Farmers $3,935 $3,935
GEICO $2,571 $2,665
Liberty Mutual $5,224 $5,224
Nationwide $2,481 $2,481
Progressive $4,136 $4,136
State Farm $4,094 $4,302
Travelers $4,214 $4,214
USAA $1,813 $1,986

The Best Cheap Car Insurance Companies in Perdido Beach, AL

Take a look at a side-by-side comparison of the top car insurance companies in Perdido Beach, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Perdido Beach, Alabama

Insurance Company Average Annual Rates
Allstate $3,086
Farmers $3,935
GEICO $2,618
Liberty Mutual $5,224
Nationwide $2,481
Progressive $4,136
State Farm $4,198
Travelers $4,214
USAA $1,900

Category Winners: Cheapest Car Insurance in Perdido Beach, Alabama

Find the cheapest car insurance companies in Perdido Beach, AL for each category right here.

Best Annual Car Insurance Rates by Company in Perdido Beach, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Perdido Beach, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Perdido Beach car insurance rates. Find the cheapest Perdido Beach, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Perdido Beach, Alabama

Insurance Company Low Medium High
Allstate $2,985 $3,082 $3,190
Farmers $3,698 $3,879 $4,228
GEICO $2,395 $2,606 $2,853
Liberty Mutual $4,977 $5,199 $5,496
Nationwide $2,452 $2,462 $2,528
Progressive $3,638 $4,107 $4,664
State Farm $3,945 $4,193 $4,456
Travelers $4,004 $4,298 $4,341
USAA $1,824 $1,888 $1,987

What affects car insurance rates in Perdido Beach, Alabama?

What factors can have an impact on Perdido Beach, AL car insurance? There are several reasons why Perdido Beach car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Perdido Beach, Alabama.

Commute Time in Perdido Beach

The more time you spend in your car the higher the risk of an accident. The average commute length in Perdido Beach, AL is 30.1 minutes according to City-Data.

Compare Car Insurance Quotes in Perdido Beach, AL

Ready to find affordable Perdido Beach, Alabama car insurance today? Enter your ZIP code for fast, free Perdido Beach, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State